Navan vs Brex
Expense Management pricing comparison · 2026
Navan pricing ranges from $0–$15/per user per month, while Brex ranges from $0–$12/per user per month. Brex is typically 20% more affordable, though your actual cost depends on tier and team size.
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Navan and Brex both operate in the expense management category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Navan | Brex |
|---|---|---|
| Business Travel | Free /month | Free /month |
| Business Expense | $15 /user/month | $12 /month |
| Enterprise | Custom | Custom |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Navan
4 scenarios$4,500 Year 1 ($0 travel + $4,500 expense: 25 users × $15/user × 12 months)
Small Business (25 employees, Business Expense)
$18,000 Year 1 ($0 travel + $18,000 expense: 100 users × $15/user × 12 months)
Mid-Market (100 employees, Business Expense)
$104,649/year (median negotiated price for 500-user T&E deployment, ~$209/user/year)
Enterprise (500 employees, negotiated contract)
Brex
3 scenarios$0/month
Startup with 5 Employees
plus card qualification requirements ($75K in bank, $10K monthly spend)
$360/month (30 users × $12/user)
Growing Company with 30 Employees
plus 1.5% cash back rewards
Custom pricing (estimated $5,000-10,000/month) with implementation services
Global Enterprise with 500 Employees
Market Intelligence
Navan
- Median annual cost
- $15,000
- Average negotiated discount
- 34%
- Based on
- 376 deals
Brex
- Median annual cost
- $511
- Based on
- 16 deals