Navan vs SAP Concur
Expense Management pricing comparison · 2026
Navan pricing ranges from $0–$15/per user per month, while SAP Concur ranges from $8–$25/per user per month. Navan is typically 55% more affordable, though your actual cost depends on tier and team size.
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Navan and SAP Concur both operate in the expense management category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Navan | SAP Concur |
|---|---|---|
| Business Travel | Free /month | $9 /month |
| Business Expense | $15 /user/month | Custom |
| Enterprise | Custom | Custom |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Navan
4 scenarios$4,500 Year 1 ($0 travel + $4,500 expense: 25 users × $15/user × 12 months)
Small Business (25 employees, Business Expense)
$18,000 Year 1 ($0 travel + $18,000 expense: 100 users × $15/user × 12 months)
Mid-Market (100 employees, Business Expense)
$104,649/year (median negotiated price for 500-user T&E deployment, ~$209/user/year)
Enterprise (500 employees, negotiated contract)
SAP Concur
3 scenarios$225
Small Business with 25 Employees
275/month (25 users × $9-11/user) plus implementation fees
$3,000
Mid-Size Company with 200 Employees
5,000/month ($15-25/user) plus annual support fees
$110,000
Enterprise with 1,000+ Employees
+ annually (custom pricing) with implementation and training costs
Market Intelligence
Navan
- Median annual cost
- $15,000
- Average negotiated discount
- 34%
- Based on
- 376 deals
SAP Concur
- Median annual cost
- $180
- Based on
- 7 deals