Navan vs Ramp
Expense Management pricing comparison · 2026
Navan pricing ranges from $0–$15/per user per month, while Ramp ranges from $0–$15/per user per month. Navan is typically 50% more affordable, though your actual cost depends on tier and team size.
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Navan and Ramp both operate in the expense management category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Navan | Ramp |
|---|---|---|
| Business Travel | Free /month | Free /month |
| Business Expense | $15 /user/month | $15 /month |
| Enterprise | Custom | Custom |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Navan
4 scenarios$4,500 Year 1 ($0 travel + $4,500 expense: 25 users × $15/user × 12 months)
Small Business (25 employees, Business Expense)
$18,000 Year 1 ($0 travel + $18,000 expense: 100 users × $15/user × 12 months)
Mid-Market (100 employees, Business Expense)
$104,649/year (median negotiated price for 500-user T&E deployment, ~$209/user/year)
Enterprise (500 employees, negotiated contract)
Ramp
3 scenarios$0/month (free tier)
Small Business with 8 Employees
with $75K bank account requirement
$600/month
Mid-Size Company with 50 Employees
or $7,200/year (50 users × $12/user annually) plus platform fee
Custom pricing (estimated $4,500-7,500/month) with annual contract
Enterprise with 300 Employees
Market Intelligence
Navan
- Median annual cost
- $15,000
- Average negotiated discount
- 34%
- Based on
- 376 deals
Ramp
- Median annual cost
- $1,625
- Based on
- 48 deals