Price checkPer seat
EssentialsFreePremium$12/user/moEnterpriseCustom
See all 4 plans

All Brex Plans & Pricing

Plan Monthly Annual Best For
Smart Card checked Oct 27, 2026 Contact Sales Contact Sales Not specified
View all features by plan (compare side-by-side)

Essentials

  • Global card acceptance and 1 local card program
  • AI-powered custom rules
  • Up to two entities (1 global entity)
  • Accounting integrations
  • Local currency wires
  • Travel booking (free on Essentials)
  • Real-time reporting
  • Brex API access
  • Bill pay
  • Reimbursements

Premium

  • Everything in Essentials plus:
  • Multiple, customizable expense policies (category rules, role-based policy exceptions, and auto-approval rules)
  • Dynamic expense review chains
  • AI-powered compliance audit detection and insights
  • Advanced approvals with dynamic Spend Limit approval chains
  • Multi-entity (US & International)
  • Customizable ERP integrations and HRIS integrations
  • VAT documentation
  • Group travel and advanced travel rules
  • Live budgets

Enterprise

  • Everything in Premium plus:
  • Unlimited US or global entities
  • Local card issuance, collections, reimbursements, and policies
  • Named account manager for personalized support
  • Admin center
  • Fully customizable implementation services

Smart Card

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What does Brex actually cost you?

Drag the slider. Pick a tier. Your projected spend updates as you go.

Tier
Billing
Your projected cost$300per month · $12/seat × 25seats
Year 1 license$3.6K12 months at this rate
At a glance

List price by tier (annualized, per seat)

Per-seat list price across Brex's plans, annualized. Custom-priced tiers show a hatched bar.

Premium$144/yr
EnterpriseCustom
Smart CardCustom
Real-world benchmark

Buyers actually pay a median of $511/yr for Brex contracts (Vendr deal flow, n=16). That's a contract total — the more seats, the more leverage to negotiate down.

Quick Answer
Last verified:
Medium confidence

Brex has a free plan; Premium costs $12/user/mo. Enterprise pricing is quote-based. Plans: Essentials (free), and Premium at $12/user/month. Custom pricing is available on request. The median contract is $511/year based on 16 community cost mentions.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Brex offers 4 pricing tiers: Essentials, Premium, Enterprise, Smart Card. A free plan is available. Paid plans include Premium at $12/user/month. The Premium plan is mid-sized companies looking to scale.

Compared to other expense management software, Brex is positioned at the budget-friendly price point.

  • Median contract: $511/yr from 16 purchases Precise
  • 1 documented hidden costs beyond list price
  • Contracts auto-renew
Last verified: | Sources: 2 pricing pages and reviews

How much does Brex cost?

Brex has a free plan; Premium costs $12/user/mo. Enterprise pricing is quote-based. Plans include Essentials (free), Premium at $12/user/month, Enterprise (custom pricing), Smart Card (custom pricing).

Brex Pricing Overview

Brex has 4 pricing plans, including a free tier. Paid plans range from $12 to $12/user/month. The Essentials plan is free and is best for startups and growing companies. The Premium plan costs $12/user/month, best for mid-sized companies looking to scale. The Enterprise plan requires contacting sales for a custom quote and is designed for global enterprises with custom needs. The Smart Card plan requires contacting sales for a custom quote.

Brex contracts auto-renew.

The median Brex customer pays $511/year based on 16 community cost mentions.

There are at least 1 documented hidden costs beyond Brex's list price, including implementation, training, and add-on fees.

This pricing was last verified in October 27, 2026 from 2 independent sources.

Try Brex Free

How Brex Pricing Compares

Compare Brex pricing against top alternatives in Expense Management.

Navan $0-$15 per user per mo Compare → Zoho Expense $0-$5 Compare → Ramp $0-$15 per user per mo Compare →

Compare Brex vs Alternatives

Before committing to Brex, compare pricing with these 3 alternatives in the same category.

VSNavan
Free

Teams needing expense management alongside travel booking

Full comparison
VSZoho Expense
Free

Growing businesses managing expenses end to end (billed annually; $4/user monthly)

Full comparison
VSRamp
Free

General users and teams

Full comparison

All Brex alternatives & migration guides

What Companies Actually Pay for Brex

The median Brex buyer pays $511/year based on 16 community cost mentions.

What companies actually pay $511/yr Median across 16 community cost mentions Precise
Review scores
Third-party review aggregates, as of Sep 2026
Top pricing complaints
Account Closures and Approval IssuesDifficulty with International TransactionsLoss of RewardsConfusing Interface/Features
Source: Community cost mentions (Reddit, Hacker News) — aggregated from 16 distinct user reports. Indicative only — not contract-grade data.

Brex Cost by Company Size

Example costs for teams of different sizes. Each figure is labelled with the period it covers.

Growing Company with 30 Employees $360 per month

$360/month (30 users × $12/user) plus 1.5% cash back rewards

A growing company with 30 employees uses Premium for custom expense policies, automated workflows, and travel booking.

How Brex Pricing Compares

Software Starting Price Top Price
Brex Free $12/user/month
Airbase Custom Custom
BILL Spend & Expense Custom Custom
Certify Custom Custom
Coupa Expense Custom Custom
Divvy (BILL Spend) Custom Custom

Detailed pricing comparisons:

Browse all Expense Management pricing →

1 Brex Hidden Costs Beyond the List Price

Beyond the listed price, Brex has at least 1 documented hidden costs that can significantly increase total cost of ownership.

Watch for 1 hidden costs
  • To qualify for a Brex card, you must spend more than $10,000 per month on corporate cards and have at least $75,000 in a US bank account. While the Essentials plan is free and Premium is $12/user/month, Enterprise pricing is custom and not publicly disclosed. Additional costs may include implementation services and premium support packages. Note: Capital One acquired Brex in January 2026 for $5.15 billion, which may affect future pricing.
Tip

Ask your Brex sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
grounded summary
Key claims include inline source attribution. Data verified against multiple independent sources. 7 source citations total.

Brex Contract Terms

Brex contracts auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Based on 1 verified source

How to Negotiate Brex Pricing

Brex contracts are negotiable. These 5 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 5 tactics
Multi-year Commitments high success

Committing to longer contract terms (multi-year) frequently results in discounts.

https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFKUKreGWjL9vhqTA3-JEpiH0RlJ6iGbcX8mzXEy4116rQN2bCnplXiDkIJ0j98J_g6WGYYZ2mjuSCmC2BP0MUGpLpqqZWY9a1RX7LChyUrH3KkixBs9tSR5l32mdi0Ohmv
Bundling Modules high success

Opting to bundle multiple modules (e.g., expense management, bill pay, travel) can lead to more favorable pricing.

https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFKUKreGWjL9vhqTA3-JEpiH0RlJ6iGbcX8mzXEy4116rQN2bCnplXiDkIJ0j98J_g6WGYYZ2mjuSCmC2BP0MUGpLpqqZWY9a1RX7LChyUrH3KkixBs9tSR5l32mdi0Ohmv
Leveraging Competitive Alternatives high success

Buyers can use quotes or offers from competitors like Ramp or Navan to gain negotiation leverage and secure discounts.

https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFKUKreGWjL9vhqTA3-JEpiH0RlJ6iGbcX8mzXEy4116rQN2bCnplXiDkIJ0j98J_g6WGYYZ2mjuSCmC2BP0MUGpLpqqZWY9a1RX7LChyUrH3KkixBs9tSR5l32mdi0Ohmv
Volume-Based Pricing Tiers high success

For mid-market companies (50-250 employees), volume-based pricing tiers can yield discounts.

https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFKUKreGWjL9vhqTA3-JEpiH0RlJ6iGbcX8mzXEy4116rQN2bCnplXiDkIJ0j98J_g6WGYYZ2mjuSCmC2BP0MUGpLpqqZWY9a1RX7LChyUrH3KkixBs9tSR5l32mdi0Ohmv
Direct Negotiation high success

Vendr's analysis suggests that negotiation leverage exists, implying that direct negotiation with Brex is possible to achieve better pricing.

https://vertexaisearch.cloud.google.com/grounding-api-redirect/AUZIYQFKUKreGWjL9vhqTA3-JEpiH0RlJ6iGbcX8mzXEy4116rQN2bCnplXiDkIJ0j98J_g6WGYYZ2mjuSCmC2BP0MUGpLpqqZWY9a1RX7LChyUrH3KkixBs9tSR5l32mdi0Ohmv
High success Medium Low / difficult

Full negotiation guide →

Brex Pricing FAQ

01 How much does Brex cost?

Brex offers a free Essentials plan, Premium at $12 per user per month, and custom Enterprise pricing. All plans include 1.5% cash back and no annual card fees.

02 What are the requirements to get a Brex card?

Brex card eligibility requirements are not listed by pricing tier; Essentials is $0 per user/month, Premium is $12 per user/month, and Enterprise uses custom pricing.

03 Does Brex offer cash back?

Yes, all Brex cards offer 1.5% cash back on purchases with no annual fees.

04 Is Brex suitable for international businesses?

Yes, but global features like local card issuance in 50+ countries and local currency reimbursements are only available on the Enterprise plan. Premium supports multiple entities but is primarily US-focused.

05 What happened with the Capital One acquisition?

Capital One acquired Brex in January 2026 for $5.15 billion. While Brex continues to operate, future pricing and features may be affected by this acquisition.

Is this pricing incorrect? — we'll verify and update it.