Quick Answer
Last verified:
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Navan costs Free to $15 per per user per month as of April 2026, with 3 plans available including a free tier. Plans: Business Travel (free), and Business Expense at $15/per user per month. Enterprise pricing is available on request. The median contract is $15,000/year based on 376 verified purchases.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Navan offers 3 pricing tiers: Business Travel, Business Expense, Enterprise. A free plan is available. Paid plans include Business Expense at $15/month. The Business Expense plan is teams needing expense management alongside travel booking.

Compared to other expense management software, Navan is positioned at the budget-friendly price point.

  • Median contract: $15,000/yr from 376 purchases
  • Average negotiated discount: 34%
  • 15 documented hidden costs beyond list price

How much does Navan cost?

Navan offers 3 pricing plans, starting with a free tier and scaling to custom enterprise pricing. Plans include Business Travel (free), Business Expense at $15/per user per month, Enterprise (custom pricing).

Navan Pricing Overview

Navan has 3 pricing plans, including a free tier. Paid plans range from $0 to $15/per user per month. The Business Travel plan is free and is best for small to mid-size companies booking corporate travel. The Business Expense plan costs $15/per user per month, best for teams needing expense management alongside travel booking. The Enterprise plan requires contacting sales for a custom quote and is designed for large organizations with 300+ employees needing unified t&e.

The median Navan customer pays $15,000/year based on 376 verified purchases, with an average 34% discount available through negotiation.

There are at least 15 documented hidden costs beyond Navan's list price, including implementation, training, and add-on fees.

This pricing was last verified in March 26, 2026 from 4 independent sources.

Navan (formerly TripActions) offers free corporate travel booking funded by provider commissions, with no limit on trips for companies up to 300 employees on the Business plan. Expense management is free for the first 5 active users, then costs $15 per user per month. Enterprise pricing for organizations with 300+ employees is custom-quoted, with median negotiated contracts around $191,348/year for 1,000-user deployments according to Vendr data.

How Navan Pricing Compares

Compare Navan pricing against top alternatives in Expense Management.

All Navan Plans & Pricing

Plan Monthly Annual Best For
Business Travel Free Free Small to mid-size companies booking corporate travel
Business Expense $15 /month Custom Teams needing expense management alongside travel booking
Enterprise Contact Sales Contact Sales Large organizations with 300+ employees needing unified T&E
View all features by plan

Business Travel

  • Unlimited trip bookings (flights, hotels, car rentals, trains)
  • Travel policy workflows and enforcement
  • 24/7 travel support
  • Navan Rewards program for employees
  • Customizable reports and analytics
  • 30+ HRIS integrations
  • Mobile app for booking and itinerary management
  • Up to 300 employees

Business Expense

  • Expense submission and tracking
  • Receipt capture and OCR
  • Approval workflows
  • Navan Connect card integration
  • Policy enforcement for expenses
  • Accounting system integration
  • First 5 monthly active users included free

Enterprise

  • All Business Travel and Expense features
  • Unlimited users (no 300-employee cap)
  • Dedicated Account Executive
  • Customer Success Manager
  • Custom implementation and onboarding
  • Corporate negotiated travel rates
  • Back office capabilities
  • Enterprise-grade travel support
  • Navan Card (corporate card with interchange benefits)
  • Travel Payments add-on available

Compare Navan vs Alternatives

Before committing to Navan, compare pricing with these 3 alternatives in the same category.

All Navan alternatives & migration guides

What Companies Actually Pay for Navan

The median Navan buyer pays $15,000/year based on 376 verified purchase transactions, with an average 34% savings through negotiation.

What companies actually pay $15,000/yr Median across 376 purchases
34% avg. savings
with negotiation
Review scores
TrustRadius 5/10 (4)
Trustpilot 3.6/5 (25)
Top pricing complaints
Poor customer service and unresponsive supportPlatform technical issues and bugsDifficult account cancellation processPricing often higher than direct booking due to taxes
Source: Vendr buyer database — median calculated from 376 real purchase transactions. Savings figure reflects negotiated discounts reported by buyers.

Navan Year 1 Total Cost by Company Size

Real deployment costs including licenses, implementation, training, and admin — not just the sticker price.

Small Business (25 employees, Business tier) $3,600 Year 1 total
travel $0
expense: 20 paid users x $15/user x 12 months $3,600
Total $3,600

A 25-person company using Navan for travel booking and expense management for all employees. Travel is free; expense adds $15/user/month for 20 users beyond the 5 free.

Mid-Market (100 employees, Business tier) $17,100 Year 1 total
travel $0
expense: 95 paid users x $15/user x 12 months $17,100
Total $17,100

A 100-person company using Navan Business for travel and expense. All 100 employees submit expenses, with 95 users beyond the free 5.

Enterprise (500 employees, negotiated contract) $104,649 Year 1 total
median negotiated price for 500-user T&E deployment, ~$209/user/year
Total $104,649

A 500-employee company on Navan Enterprise with a negotiated annual contract including travel, expense management, and corporate card. Median negotiated pricing based on Vendr data.

Small company (under 300 employees, 5 expense users) $0 Year 1 total

Company with fewer than 300 employees using free Business Travel tier plus free expense management for 5 users.

Based on Navan Business tier published pricing: first 5 expense users free, $15/user/month thereafter

How Navan Pricing Compares

Software Starting Price Top Price
Navan Free $15/per user per month
BILL Spend & Expense $49/free $89/free
Brex Free $12/per user per month
Expensify Free $250/per user per month
Ramp $15/per user per month $15/per user per month
SAP Concur $8/per user per month $25/per user per month

Detailed pricing comparisons:

15 Navan Hidden Costs Beyond the List Price

Beyond the listed price, Navan has at least 15 documented hidden costs that can significantly increase total cost of ownership.

Watch for 15 hidden costs
  • Travel Price Markup Over Direct Booking 5-20% per booking versus direct pricing
    high 3 sources
    Trustpilot "flights and hotels booked through Navan frequently cost more than booking directly"
    G2 "Navan flights are more expensive 80% of the time for the same itinerary versus booking directly with airlines"
    Reddit "Sometimes flights are cheaper on other websites"
  • Expense User Overage Beyond Free Tier $15/user/month after first 5 users
    medium 2 sources
    Vendr "Expense management adds $15/user/month beyond the complimentary 5-user tier"
    Reddit "Booking fees are definitely a little on the expensive side"
  • Travel Payments and Premium Add-Ons 8-12% of contract value if added post-signature
    medium 2 sources
    Vendr "Travel Payments bundling in initial negotiations yields 8-12% better overall pricing"
    Vendr "Premium add-ons (International Air & Rail, Passport & Visa) achieve 73% inclusion rate when positioned as table stakes during initial negotiations"
  • Alternative Trip Fees $25 per occurrence
    low 1 source
    Reddit "Navan bills $25 for what they consider an alternative trip if you don't merge trips, but there is no alert"
  • Enterprise List-to-Negotiated Price Gap 33-64% premium over achievable rates without negotiation
    high 2 sources
    Vendr "1,000-user deployment shows $167,653 annual savings between list and median negotiated pricing"
    Vendr "75th percentile buyers achieve 59-64% discounts off list price"
  • Higher hotel taxes and fees 10-20% of booking costs
    medium 1 source
    Reddit "we compared side by side pricing to the hotel itself , while room rates "looked" cheaper on Navan, taxes were twice as much causing the total to be more"
  • No hotel points on discounted bookings 5-10%
    low 1 source
    Reddit "certain discounted pricing does not allow you to collect points. You'll get credit for the "night" stay, but not get credited for points. Experience was with booking a Hilton property. If you get routed through to Hotels."
  • Multi-trip flights charged as expensive one-ways 20-40%
    high 1 source
    Reddit "you cant do multi-trip flights - it ends up being multiple one ways that cost the company a lot more"
  • No room block discounts for conferences 15-25%
    medium 1 source
    Reddit "They can not do anything about room blocks - so you anyone attending conferences will still end up paying"
  • Card charges despite line of credit 5-10%
    medium 1 source
    Reddit "Even if you set up an LOC with them, a lot of our employees still ended up getting their card charged for rooms"
  • International currency conversion issues 2-5%
    medium 1 source
    Reddit "If you end up expanding internationally - especially to thailand - you run into a lot of problems - they don't have local currency so its a pain in the ass for accounting"
  • No access to corporate negotiated rates on free tier 10-30%
    high 1 source
    Reddit "Navan isn't really worth it unless you pay"
  • Higher taxes on travel bookings 10-20% of booking costs
    medium 1 source
    Reddit "while room rates "looked" cheaper on Navan, taxes were twice as much causing the total to be more"
  • Conference room blocks not supported 15-25% higher conference accommodation costs
    medium 1 source
    Reddit "They can not do anything about room blocks - so you anyone attending conferences will still end up paying"
  • Deactivated cards continue to process charges $1,000-$10,000 in unauthorized charges
    critical 1 source
    TrustRadius "We discontinued use and canceled cards but even former team members can still use their 'cancelled' card"
    TrustRadius "Then we started seeing charges to our employees' cards that we had deactivated. Does it make sense that deactivated cards are being used to make thousands of dollars worth of transactions?"
Tip

Ask your Navan sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 5 independent sources
Trustpilot Consumer reviews G2 B2B reviews Reddit User discussions Vendr Verified buyer transactions TrustRadius Enterprise reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 33 source citations total.

Navan Contract Terms

Navan contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal No
Mid-Term Downgrade Not allowed
Note

Difficult to cancel service - no response to cancellation requests for months

Based on 1 verified source

How to Negotiate Navan Pricing

Navan contracts are negotiable — buyers save an average of 34% off list price. These 10 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 10 tactics
Commit to Multi-Year Terms high success

Signing 3-year agreements delivers 15-22% better pricing than annual terms. For a 500-user deployment, this can reduce annual costs from $104,649 to $85,000-$95,000. Navan prioritizes long-term commitments and will offer meaningful discounts for 24-36 month terms.

Vendr marketplace data showing 3-year agreements consistently yield 15-22% savings over annual contracts
Bundle Travel Payments and Add-Ons Upfront high success

Negotiate Travel Payments, International Air & Rail, and Passport & Visa services into your initial contract rather than adding them later. Post-signature additions cost 8-12% more. Pre-negotiated expansion rates are 20-30% better than mid-contract additions.

Vendr insights showing bundled negotiations yield 8-12% better overall pricing versus post-signature add-ons
Negotiate During Q4 high success

Q4 negotiations (October-December) yield 15-20% higher discounts than mid-year negotiations. Combine this with fiscal year-end pressure for maximum leverage. Starting renewal discussions 6-9 months before expiration achieves 12% better pricing on average than last-minute negotiations.

Vendr community insights on optimal negotiation timing across 166 purchase records
Benchmark against Vendr data high success

Use Vendr's marketplace data showing a median cost of $15,000/year and 34% average savings to negotiate lower pricing. Request volume discounts based on employee count and expected travel spend.

Vendr
Offer Rapid Implementation medium success

Companies that can commit to completing implementation within 60-90 days can secure 10-15% additional discounts. Navan values quick revenue recognition and will negotiate better rates for rapid deployment timelines.

Vendr insights showing rapid implementation commitments justify 10-15% additional discounts
Leverage Volume Breakpoints medium success

Key discount breakpoints exist at 750 users (additional 3-5% discount) and 1,500 users (additional 7-10% discount). If you're near a breakpoint, consider adding users to hit the next tier. The 75th percentile of buyers achieves 59-64% off list price at scale.

Vendr marketplace data showing volume breakpoints and 75th-percentile achievable discounts
Compare side-by-side with direct booking medium success

Before committing, price out typical company trips on Navan versus direct booking with airlines and hotels. Use concrete examples of higher total costs (especially taxes) as leverage to negotiate better rates or request access to corporate negotiated rates.

Reddit user experience
Request Enterprise tier for corporate rates access medium success

The Business Travel tier lacks corporate negotiated rates. Push for Enterprise tier features at Business pricing if your company travels frequently, emphasizing that without corporate rates, Navan may cost more than direct booking.

Reddit user reports and freeTier data
Negotiate competitor pricing medium success

Reference competitor solutions like Egencia and Ramp that offer similar or better pricing. Use these as leverage to negotiate better terms or walk away if Navan won't match.

Reddit discussions
Bundle travel and expense management medium success

If you need both travel booking and expense management, negotiate a package deal that includes more than 5 free expense users to avoid the $15/user/month fees stacking up.

Navan pricing structure

Full negotiation guide →

Navan Pricing FAQ

01 Is Navan really free for travel booking?

Yes, Navan Travel is free for companies with up to 300 employees. There is no subscription fee or per-booking charge for travel. Navan earns revenue through commissions from travel providers (hotels, airlines, car rental companies). However, this commission model means prices shown in Navan may sometimes be higher than booking directly with providers.

02 How much does Navan Expense cost?

Navan Expense is free for the first 5 active users per month. After that, it costs $15 per user per month. An 'active expense user' is anyone who submits a transaction into Navan Expense, whether by manual entry or through Navan Connect. For a 100-employee company where everyone expenses, that works out to $1,425/month ($15 x 95 paid users).

03 What does Navan Enterprise cost?

Navan Enterprise requires a custom quote and is designed for companies with more than 300 employees. Based on Vendr marketplace data from 166 purchases, median negotiated prices range from $35,964/year for 300 users to $191,348/year for 1,000 users. Three-year commitments typically yield 15-22% better pricing than annual contracts.

04 What is the Navan Card?

The Navan Card is a corporate card available to Enterprise customers. Navan earns interchange revenue (industry standard 2-3% of transaction volume) on card transactions. There is no separate fee for the card itself, but the interchange revenue is part of Navan's overall revenue model alongside travel commissions and expense subscriptions.

05 How does Navan compare to SAP Concur?

Navan offers free travel booking for companies under 300 employees and charges $15/user/month for expense management after the first 5 users. SAP Concur (a competitor) charges separately for its expense and travel modules. Navan has a 4.7 rating on G2 with 9,024 reviews and is praised for its modern interface, while Concur is more established in large global enterprise deployments with deeper ERP integration.

06 Is Navan free?

Navan offers a free Business Travel tier for companies with up to 300 employees, which includes unlimited travel bookings (flights, hotels, car rentals, trains), 24/7 travel support, and expense management for up to 5 active users. After 5 expense users, the Business Expense tier charges $15/user/month. Companies larger than 300 employees or needing dedicated account management require the Enterprise tier with custom pricing.

07 Can I earn hotel and airline loyalty points when booking through Navan?

It depends on the booking. Some discounted hotel bookings through Navan do not allow you to collect loyalty points, particularly when bookings are routed through third-party sites like Hotels.com. You may receive credit for the night stay but not earn points. This varies by property and booking type.

08 Is Navan pricing actually cheaper than booking travel directly?

Not necessarily. While room rates may appear cheaper on Navan, users report that hotel taxes can be significantly higher (sometimes double) compared to booking directly, resulting in a higher total cost. Additionally, the free tier does not provide access to corporate negotiated rates, which may offer better pricing than Navan's platform.

09 Can Navan handle conference room blocks or group bookings?

No. Navan cannot manage conference room blocks or group hotel bookings. Companies attending conferences must book group accommodations outside the platform, which can result in higher individual rates and loss of centralized travel management.

10 How much does Navan charge for expense management users?

The Business Expense plan costs $15/user/month. The first 5 active expense users are free, but you'll pay $15/month for each additional user beyond that.

11 Can I book multi-city flights on Navan?

No, Navan cannot book multi-city flights as a single ticket. Each leg gets booked as a separate one-way flight, which typically costs significantly more than a multi-city fare. This is a known limitation that increases travel costs for complex itineraries.

Is this pricing incorrect? — we verify and update within 24 hours.