OnPay Pricing 2026
Complete pricing guide with plans, hidden costs, and cost analysis
OnPay has 2 paid plans costing $10–$49/mo.
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Is OnPay a fit?
Derived from this product's own pricing and contract record — not a review.
Best for
- Businesses needing compliance guidance across states
- Small to mid-size businesses running payroll
Not a fit if
- Your budget cannot absorb renewal increases — No published schedule mentioned in sources.
All OnPay Plans & Pricing
Some prices not re-verified — only plans marked “checked” were confirmed on the vendor’s pricing page
| Plan | Monthly | Annual | Best For |
|---|---|---|---|
| Compliance Resources Add-on not re-verified | $10 /month (add-on) | Not published | Businesses needing compliance guidance across states |
| Not re-verified · catalog record from August 2026
Get this price at OnPay →
| |||
| What's included at Compliance Resources Add-on Best for: Businesses needing compliance guidance across states
| |||
| Payroll Essentials (Base Plan) checked Oct 30, 2026 | $49 /month | Not published | Small to mid-size businesses running payroll |
| Verified on OnPay's pricing page · checked Oct 30, 2026 $49/mo: “Get started at just $49 base + $6/worker per month.”
Get this price at OnPay →
| |||
| What's included at Payroll Essentials (Base Plan) Best for: Small to mid-size businesses running payroll
| |||
View all features by plan (compare side-by-side)
Compliance Resources Add-on
- State-by-state compliance alerts
- Hundreds of HR templates and guides
- Regulatory update notifications
Payroll Essentials (Base Plan)
- Unlimited payroll runs and schedules
- Federal, state, and local tax filings included
- W-2s and 1099s included
- Employee self-service portal
- Benefits administration
- Time-off tracking
- First month free
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List price by tier (annualized, per license)
Per-license list price across OnPay's plans, annualized. Custom-priced tiers show a hatched bar.
Buyers actually pay a median of $480/yr for OnPay contracts (Vendr deal flow, n=25). That's a contract total — the more seats, the more leverage to negotiate down.
OnPay has 2 paid plans costing $10–$49/mo. Plans: Compliance Resources Add-on at $10/month (add-on), and Payroll Essentials (Base Plan) at $49/month. The median contract is $480/year based on 25 community cost mentions.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
OnPay offers 2 pricing tiers: Compliance Resources Add-on, Payroll Essentials (Base Plan). Paid plans include Compliance Resources Add-on at $10/month (add-on), Payroll Essentials (Base Plan) at $49/month. The Payroll Essentials (Base Plan) plan is small to mid-size businesses running payroll.
Compared to other payroll software software, OnPay is positioned at the budget-friendly price point.
- Median contract: $480/yr from 25 purchases Thin data
- 6 documented hidden costs beyond list price
How much does OnPay cost?
OnPay Pricing Overview
OnPay has 2 paid plans costing $10–$49/mo. The Compliance Resources Add-on plan costs $10/month (add-on), best for businesses needing compliance guidance across states. The Payroll Essentials (Base Plan) plan costs $49/month, best for small to mid-size businesses running payroll.
The median OnPay customer pays $480/year based on 25 community cost mentions.
There are at least 6 documented hidden costs beyond OnPay's list price, including implementation, training, and add-on fees.
This pricing was last verified in August 31, 2026 from 1 independent source.
The core Payroll Essentials plan covers unlimited payroll runs, automated federal, state, and local tax filings,
How OnPay Pricing Compares
Compare OnPay pricing against top alternatives in Payroll Software.
Compare OnPay vs Alternatives
Before committing to OnPay, compare pricing with these 3 alternatives in the same category.
What Companies Actually Pay for OnPay
The median OnPay buyer pays $480/year based on 25 community cost mentions.
OnPay Cost by Company Size
Example costs for teams of different sizes. Each figure is labelled with the period it covers.
$55/month ($660/year)
One-person business using the Payroll Essentials plan ($49 base + $6 per employee per month).
CURRENT TIER DATA + Reddit pricing references
How OnPay Pricing Compares
| Software | Starting Price | Top Price |
|---|---|---|
| OnPay | $10/month | $49/month |
| MHR | Custom | Custom |
| Oyster HR | $29/employee/month | $699/employee/month |
| Patriot Payroll | $17/month | $37/month |
| Paycom | Custom | Custom |
| Playroll | $399/employee/month | $399/employee/month |
Detailed pricing comparisons:
OnPay Contract Terms
OnPay contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.
How to Negotiate OnPay Pricing
OnPay contracts are negotiable. These 4 tactics are sourced from real buyer experiences and procurement specialists.
OnPay offers the first month free. Use this trial period to fully evaluate the platform and negotiate any onboarding support or pricing concessions before committing to a paid subscription.
Reddit (multiple sources)OnPay competes directly with Gusto and Paychex. Mention competitor quotes when discussing pricing — sources note OnPay and Gusto have similar feature sets and pricing, giving you negotiating leverage.
Reddit (r/smallbusiness, r/CFOPlaybook)Sources mention OnPay offers bonuses (e.g., $10,000 bonus) to accountants and bookkeepers for switching clients over. If you work with an accountant, ask if they have a partnership arrangement that could reduce your costs.
Reddit (r/taxpros)OnPay offers HR add-ons as separate line items. When signing up, ask if bundling Payroll + HR features provides any discount compared to adding them piecemeal.
Reddit (r/CFOPlaybook, r/HRStack)OnPay Price History
Pricing changes CostBench has tracked for OnPay, verified across 2 snapshots going back to 2026Q1.
-
OnPay price increase
Highest tier increased from $49 to $75/month
+53.1% -
OnPay tier restructure
Changed from 2 to 4 pricing tiers
View OnPay's full price history →
OnPay Pricing FAQ
01 How much does OnPay cost per month?
OnPay starts with Payroll Essentials at $49/month plus $6/month per employee. Payroll + HR Add-on costs $64/month plus $10/month per employee. Add-ons include Compliance Resources Add-on at $10/month and Live HR Support Add-on at $75/month.
02 Does OnPay charge per employee?
Yes. OnPay uses a base-plus-per-employee model. The Payroll Essentials plan has a base of $49/month billed monthly, with a per-employee charge added on top. Check OnPay's pricing page for the current per-employee rate.
03 What HR add-ons does OnPay offer and what do they cost?
The Compliance Resources Add-on costs $10/month billed monthly. It provides state-by-state regulatory alerts and HR templates. OnPay may offer other HR add-ons, but their pricing should be confirmed on OnPay's pricing page.
04 Does OnPay include tax filing in the price?
Yes. Federal, state, and local tax filings are included in the base $49/month price. W-2s and 1099s are also included at no extra cost. OnPay emphasizes a no-hidden-fees pricing model.
05 Is there a free trial for OnPay?
Yes. OnPay offers your first month free, giving you full access to the platform before you pay. There is no permanently free tier — after the first month, billing begins at $49/month + $6/employee.
06 How does OnPay's pricing compare to Gusto?
OnPay and Gusto both use base-plus-per-employee pricing. OnPay's Payroll Essentials plan has a base of $49/month billed monthly plus a per-employee charge, and the optional Compliance Resources Add-on is $10/month billed monthly. OnPay is often preferred for small teams that want straightforward payroll pricing with optional add-ons.
07 Does OnPay offer a free trial?
Yes, OnPay offers the first month free with full access to all features including payroll processing, tax filing, employee onboarding, HR tools, and customer support. A paid subscription is required after the trial month.
08 Does OnPay include time tracking?
No. OnPay does not have built-in time tracking. It integrates with third-party time tracking tools, which typically cost an additional $20–$49/month plus $4–$6 per employee. If time tracking is a requirement, factor this into your total cost comparison.
09 Does OnPay handle payroll tax filing automatically?
Yes. OnPay automates payroll tax calculations, filings, and payments. It also handles W-2 and 1099 processing, though there are additional charges if you need tax documents mailed.
10 Is OnPay good for multi-state payroll?
Yes. Multiple reviewers specifically highlight OnPay's ability to manage tax payments across different states and keep businesses compliant with multi-state payroll requirements.
11 Does OnPay offer volume discounts for larger teams?
No. OnPay does not offer discounts for larger user volumes. The per-employee fee of $6/month applies uniformly regardless of company size.
12 Can employees access OnPay themselves?
Yes. OnPay includes an employee self-service portal where employees can manage their own information. Employees retain lifetime access to their self-service accounts.
13 Is OnPay available on mobile?
OnPay has a mobile app, but it is available only for iOS. Android users cannot access OnPay via a dedicated mobile app.
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