All OnPay Plans & Pricing

Plan Monthly Annual Best For
View all features by plan (compare side-by-side)

Payroll Essentials

  • Unlimited payroll runs and schedules
  • Federal, state, and local tax filings included
  • W-2s and 1099s included
  • Employee self-service portal
  • Benefits administration
  • Time-off tracking
  • First month free

Payroll + HR Add-on

  • All Payroll Essentials features
  • PTO requests and approvals
  • Customizable HR workflows
  • Document and form management
  • Employee directory and org charts
  • Software provisioning

Compliance Resources Add-on

  • State-by-state compliance alerts
  • Hundreds of HR templates and guides
  • Regulatory update notifications

Live HR Support Add-on

  • Dedicated HR concierge
  • Live HR expert support
  • Pre-built HR templates
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What does OnPay actually cost you?

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Tier
Billing
Your projected cost$1.2Kper month · $49/seat × 25 seats
Year 1 license$15K12 months at this rate
At a glance

List price by tier (annualized, per seat)

Per-seat list price across OnPay's plans, annualized. Custom-priced tiers show a hatched bar.

Payroll Essentials$588/yr
Payroll + HR Add-on$768/yr
Compliance Resources Add-on$120/yr
Live HR Support Add-on$900/yr
Real-world benchmark

Buyers actually pay a median of $480/yr for OnPay contracts (Vendr deal flow, n=25). That's a contract total — the more seats, the more leverage to negotiate down.

Quick Answer
Last verified:
Medium confidence

OnPay costs $10 to $149 per month as of June 2026, with 4 plans available. Plans: Payroll Essentials at $49/month, Payroll + HR Add-on at $64/month, Compliance Resources Add-on at $10/month, and Live HR Support Add-on at $75/month. The median contract is $480/year based on 25 verified purchases.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

OnPay offers 4 pricing tiers: Payroll Essentials, Payroll + HR Add-on, Compliance Resources Add-on, Live HR Support Add-on. Paid plans include Payroll Essentials at $49/month + $6/employee/month, Payroll + HR Add-on at $64/month + $8/employee/month, Compliance Resources Add-on at $10/month (add-on). The Payroll + HR Add-on plan is growing teams that need hr tools alongside payroll.

Compared to other payroll software software, OnPay is positioned at the mid-market price point.

  • Median contract: $480/yr from 25 purchases
  • 0

How much does OnPay cost?

OnPay pricing ranges from $10 to $149/month across 4 plans. Plans include Payroll Essentials at $49/month, Payroll + HR Add-on at $64/month, Compliance Resources Add-on at $10/month, Live HR Support Add-on at $75/month.

OnPay Pricing Overview

OnPay has 4 pricing plans ranging from $10 to $149/month. The Payroll Essentials plan costs $49/month, best for small to mid-size businesses running payroll. The Payroll + HR Add-on plan costs $64/month, best for growing teams that need hr tools alongside payroll. The Compliance Resources Add-on plan costs $10/month, best for businesses needing compliance guidance across states. The Live HR Support Add-on plan costs $75/month, best for businesses that want on-call hr expertise.

The median OnPay customer pays $480/year based on 25 verified purchases.

This pricing was last verified in June 9, 2026 from 1 independent source.

OnPay pricing starts at $49/month base plus $6/month per employee — making the minimum effective cost $49/month for a business with one employee. There are no hidden fees, and W-2s, 1099s, and year-end filings are all included in the base price.

The core Payroll Essentials plan covers unlimited payroll runs, automated federal, state, and local tax filings, employee self-service, benefits administration, and hiring tools. OnPay also offers a first-month-free trial so new customers can test the full platform before paying.

Optional HR add-ons let you expand the platform as your team grows. The HR Add-on costs an additional $15/month base + $2/employee/month. Further enhancements include Compliance Resources (+$10/month) for state-by-state regulatory alerts and Live HR Support (+$75/month) for access to a dedicated HR concierge.

For a 10-person team on the base plan, OnPay costs $109/month ($49 base + $60 for 10 employees). Adding the full HR suite brings that to $204/month.

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How OnPay Pricing Compares

Compare OnPay pricing against top alternatives in Payroll Software.

Compare OnPay vs Alternatives

Before committing to OnPay, compare pricing with these 3 alternatives in the same category.

All OnPay alternatives & migration guides

What Companies Actually Pay for OnPay

The median OnPay buyer pays $480/year based on 25 verified purchase transactions.

What companies actually pay $480/yr Median across 25 community cost mentions
Review scores
TrustRadius 9.8/10 (98)
Top pricing complaints
Mobile app only available for iOS, no Android versionNo customer support on weekendsIntegration setup can be tricky with some third-party appsNo volume discounts for larger teams
Source: Community cost mentions (Reddit, Hacker News) — aggregated from 25 distinct user reports. Indicative only — not contract-grade data.

How OnPay Pricing Compares

Software Starting Price Top Price
OnPay $10/month $149/month
MHR Custom Custom
Oyster HR Free $699/month
Patriot Payroll $17/month $37/month
Paycom Custom Custom
Playroll $399/employee/month $399/employee/month
Intelligence sourced from 1 independent sources
TrustRadius Enterprise reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 1 source citations total.

OnPay Contract Terms

OnPay contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal No
Mid-Term Downgrade Not allowed
Payment Terms Month-to-month subscription

OnPay Pricing FAQ

01 How much does OnPay cost per month?

OnPay starts at $49/month base plus $6/month per employee. A business with 5 employees pays $75/month; with 10 employees, $109/month. The minimum effective cost is $49/month (1 employee). OnPay offers a first month free for new customers.

02 Does OnPay charge per employee?

Yes. OnPay uses a base-plus-per-employee model: $49/month base + $6/month per employee for the core Payroll Essentials plan. The HR Add-on adds another $15/month base + $2/employee/month, bringing the per-employee rate to $10/month with HR.

03 What HR add-ons does OnPay offer and what do they cost?

OnPay offers three HR add-ons: the HR Add-on ($15/month base + $2/employee/month) for PTO management, workflows, and document storage; Compliance Resources ($10/month) for state-by-state regulatory alerts and HR templates; and Live HR Support ($75/month) for access to a dedicated HR concierge.

04 Does OnPay include tax filing in the price?

Yes. Federal, state, and local tax filings are included in the base $49/month price. W-2s and 1099s are also included at no extra cost. OnPay emphasizes a no-hidden-fees pricing model.

05 Is there a free trial for OnPay?

Yes. OnPay offers your first month free, giving you full access to the platform before you pay. There is no permanently free tier — after the first month, billing begins at $49/month + $6/employee.

06 How does OnPay's pricing compare to Gusto?

OnPay and Gusto both use base-plus-per-employee pricing. OnPay's base is $49/month + $6/employee. Gusto's Simple plan is $49/month + $6/employee, but its Plus plan is $75/month + $12/employee with more HR features. OnPay is often preferred for small teams that want a straightforward all-inclusive base plan without tiered feature gating.

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