Oyster HR vs OnPay Pricing (2026)
Compare / Oyster HR vs OnPay
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Team size
25 seats

Oyster HR vs OnPay

Payroll Software pricing comparison · 2026

Oyster HR pricing ranges from $29–$699/employee/month, while OnPay ranges from $10–$149/month. These products use different pricing models ( vs ), so a direct price comparison isn't meaningful — costs depend on usage volume and mix.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit Oyster pricing
Free plan limits → Discount programs →
Visit OnPay pricing
Free plan limits → Discount programs →
Compare
2 products · Payroll Software
Side-by-side · live
Oyster HR
Oyster HR's Employer of Record (EOR) service costs USD 699 per employee/month, and Global
verified 10d ago
$480 $588
View pricing →
OnPay
OnPay pricing starts with Payroll Essentials at $49/month base plus $6/month per employee.
verified 9w ago
$480 $588
View pricing →
Recorded annual contract medians
OnPay median is $108 less than Oyster · different customer contracts; not a quote
Cheapest $480
Spread 18%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Global Contractors
$8.7K/yr
year 1 license · $29/seat
Payroll + HR Add-on
$19K/yr
year 1 license · $64/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$588/yr
Vendr · n=8 · limited data
↓ Lowest median
Median annual
$480/yr
Vendr · n=25
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 2 sourced facts
1 contract · Vendr median
Last verified 1w ago
Confidence Medium confidence
Sources 8 sourced facts
6 hidden-cost · Vendr median · 1 review platform
Last verified 2mo ago
Confidence Medium confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
No hidden costs documented
5 documented
  • Time Tracking Integration Cost
    $20-40/month plus $4-6/user/month for time tracking add-on
    1 source
  • Additional Charges for Mailing Tax Documents
    5-10% of license costs
    1 source
  • Integration Setup Complexity
    5-15% of license costs
    1 source
  • No Volume Discounts
    $6/user/month at all volumes
    1 source
  • No Mobile App for Android
    5-10% of license costs
    1 source
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

Oyster
OnPay
Auto-renewal
—
—
Cancellation
—
—
Commitment
no minimum number of team members
—
Price escalation
—
No published schedule mentioned in sources
Can downgrade
—
—
Based on 1 verified source (Vendr · TrustRadius · BBB)
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
No public ratings yet
Best for
Full-time employees hired through EOR
TrustRadius
9.8out of 5 (98)
Best for
Small to mid-size businesses running payroll
Watch out
No built-in time tracking — must integrate third-party tools at extra cost
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit Oyster pricing
Free plan limits → Discount programs →
Visit OnPay pricing
Free plan limits → Discount programs →
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Payroll Software

Oyster HR

$29–$699
/employee/month
2 plans
Full pricing breakdown →
VS
Payroll Software

OnPay

$10–$149
/month
4 plans
Full pricing breakdown →
⚖

Different Pricing Models

Direct price comparison isn't meaningful here — Oyster HR uses pricing while OnPay uses pricing. Your actual cost will depend on usage volume, team size, or both. Here's each product in its native unit.

Oyster HR

$29–$699 / employee/month
See full Oyster HR pricing →
vs

OnPay

$10–$149 / month
See full OnPay pricing →

Oyster HR and OnPay both operate in the payroll software category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Oyster HR OnPay
Employer of Record $699 /employee/month $49 /month + $6/employee/month
Global Contractors $29 /contractor/month $64 /month + $8/employee/month
Compliance Resources Add-on — $10 /month (add-on)
Live HR Support Add-on — $75 /month (add-on)

Market Intelligence

Oyster HR

Median annual cost
$588
Based on
8 deals

OnPay

Median annual cost
$480
Based on
25 deals

Contract Terms

Term Oyster HR OnPay
Auto-renewal — —
Cancellation — —
Minimum commitment no minimum number of team members —
Price escalation — No published schedule mentioned in sources

Continue researching

Oyster HR

OnPay

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