OnPay vs Paycom Pricing (2026)
Compare / OnPay vs Paycom
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Team size
25 seats

OnPay vs Paycom

Payroll Software pricing comparison · 2026

OnPay pricing ranges from $10–$149/month, while Paycom uses custom pricing. These products use different pricing models ( vs Custom enterprise pricing), so a direct price comparison isn't meaningful — costs depend on usage volume and mix.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit OnPay pricing
Free plan limits → Discount programs →
Visit Paycom pricing
Discount programs →
Compare
2 products · Payroll Software
Side-by-side · live
OnPay
OnPay pricing starts with Payroll Essentials at $49/month base plus $6/month per employee.
verified 9w ago
$302 $480
View pricing →
Paycom
Paycom uses custom pricing based on your company's needs.
verified 17d ago
$302 $480
View pricing →
Recorded annual contract medians
Paycom median is $178 less than OnPay · different customer contracts; not a quote
Cheapest $302
Spread 37%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Payroll + HR Add-on
$19K/yr
year 1 license · $64/seat
Custom pricing
Custom
all tiers are quote-only
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$480/yr
Vendr · n=25
↓ Lowest median
Median annual
$302/yr
Vendr · n=14
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 8 sourced facts
6 hidden-cost · Vendr median · 1 review platform
Last verified 2mo ago
Confidence Medium confidence
Sources 3 sourced facts
1 contract · Vendr median · 1 review platform
Last verified 2w ago
Confidence Limited confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
5 documented
  • Time Tracking Integration Cost
    $20-40/month plus $4-6/user/month for time tracking add-on
    1 source
  • Additional Charges for Mailing Tax Documents
    5-10% of license costs
    1 source
  • Integration Setup Complexity
    5-15% of license costs
    1 source
  • No Volume Discounts
    $6/user/month at all volumes
    1 source
  • No Mobile App for Android
    5-10% of license costs
    1 source
No hidden costs documented
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

OnPay
Paycom
Auto-renewal
—
—
Cancellation
—
—
Commitment
—
three years
Price escalation
No published schedule mentioned in sources
—
Can downgrade
—
—
Based on 1 verified source (Vendr · TrustRadius · BBB)
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
TrustRadius
9.8out of 5 (98)
Best for
Small to mid-size businesses running payroll
Watch out
No built-in time tracking — must integrate third-party tools at extra cost
TrustRadius
8.5out of 5 (961)
Best for
General users and teams
Watch out
Position management can be confusing and clunky
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit OnPay pricing
Free plan limits → Discount programs →
Visit Paycom pricing
Discount programs →
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Payroll Software

OnPay

$10–$149
/month
4 plans
Full pricing breakdown →
VS
Payroll Software

Paycom

Custom pricing
/month
1 plan
Full pricing breakdown →
⚖

Different Pricing Models

Direct price comparison isn't meaningful here — OnPay uses pricing while Paycom uses Custom enterprise pricing pricing. Your actual cost will depend on usage volume, team size, or both. Here's each product in its native unit.

OnPay

$10–$149 / month
See full OnPay pricing →
vs
Custom enterprise pricing

Paycom

Custom pricing
See full Paycom pricing →

OnPay and Paycom both operate in the payroll software category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan OnPay Paycom
Payroll Essentials $49 /month + $6/employee/month Custom
Payroll + HR Add-on $64 /month + $8/employee/month —
Compliance Resources Add-on $10 /month (add-on) —
Live HR Support Add-on $75 /month (add-on) —

Market Intelligence

OnPay

Median annual cost
$480
Based on
25 deals

Paycom

Median annual cost
$302
Based on
14 deals

Contract Terms

Term OnPay Paycom
Auto-renewal — —
Cancellation — —
Minimum commitment — three years
Price escalation No published schedule mentioned in sources —

Continue researching

OnPay

Paycom

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