OnPay Pricing Calculator 2026
Estimate your total cost including hidden fees
The OnPay calculator estimates the cost of your selected plan. Change the team size where pricing is per person, choose an available billing period, and add reported extras that apply to your contract.
Enter your requirements below to see the recurring cost and first-year total. Unverified extras are excluded.
- Plans: 2 tiers; $10–$49/month
- Time Tracking Integration Cost: $20-40/month plus $4-6/user/month for time tracking add-on
- Additional Charges for Mailing Tax Documents: 5-10% of license costs
- Integration Setup Complexity: 5-15% of license costs
Reported extras may depend on your usage and contract. Confirm the final quote with OnPay.
OnPay pricing ranges from $10 to $49 per month as of November 2026. OnPay offers 2 pricing tiers. Reported extras are shown below. Only costs with a clear amount and billing basis can be added to the estimate. Pricing verified from 1 sources by CostBench.
Flat plan fee shown. Separately billed usage and add-ons are excluded.
Your Estimate
Cost Breakdown
Includes one-time costs (implementation, training)
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Real-World OnPay Cost Examples
Solo Founder / Single Employee
$55 per month$55/month ($660/year)
One-person business using the Payroll Essentials plan ($49 base + $6 per employee per month).
CURRENT TIER DATA + Reddit pricing referencesCompare at This Team Size
Frequently Asked Questions
01 How accurate is this OnPay pricing calculator?
This calculator uses official OnPay pricing data verified as of 2026-08-31. Hidden cost estimates are based on 6 verified cost categories from real user reports. Actual costs may vary based on negotiated discounts, specific feature requirements, and implementation complexity.
02 What hidden costs should I include in my OnPay budget?
Our calculator includes 2 verified hidden cost categories for OnPay: Time Tracking Integration Cost, No Volume Discounts. Toggle each to see how they affect your total cost.
03 Should I choose monthly or annual billing for OnPay?
Compare the published annual total with twelve monthly payments when both are available. An annual commitment may reduce flexibility; confirm cancellation terms and whether the quoted plan fits your needs.
04 How do I know which OnPay tier I need?
Start with your must-have features. OnPay offers 2 tiers ranging from $10 to $49/month. Entry tiers work for basic needs, while enterprise tiers add advanced security, customization, and support.
05 Can I negotiate OnPay pricing below calculator estimates?
Negotiated pricing depends on the vendor, plan and contract. We do not assume a discount in this estimate. See our negotiation guide for tactics.