BILL Spend & Expense vs SAP Concur
Expense Management pricing comparison · 2026
BILL Spend & Expense pricing ranges from $0–$89/free, while SAP Concur ranges from $8–$25/per user per month. SAP Concur is typically 76% more affordable, though your actual cost depends on tier and team size.
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BILL Spend & Expense and SAP Concur both operate in the expense management category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | BILL Spend & Expense | SAP Concur |
|---|---|---|
| Free | Free /month | $9 /month |
| Premium Add-ons | Custom | Custom |
| Concur Travel & Expense | — | Custom |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
BILL Spend & Expense
3 scenarios$0/month (completely free)
Small Business with 5 Employees
with credit limit based on bank balance
$0/month
Growing Company with 25 Employees
base + premium reimbursement add-on (pricing undisclosed)
$0/month
Mid-Size Company with 100 Employees
base + implementation and reporting add-ons (custom pricing)
SAP Concur
3 scenarios$225
Small Business with 25 Employees
275/month (25 users × $9-11/user) plus implementation fees
$3,000
Mid-Size Company with 200 Employees
5,000/month ($15-25/user) plus annual support fees
$110,000
Enterprise with 1,000+ Employees
+ annually (custom pricing) with implementation and training costs
Market Intelligence
BILL Spend & Expense
- Median annual cost
- $1,000
- Based on
- 679 deals
SAP Concur
- Median annual cost
- $180
- Based on
- 7 deals