Expensify vs Ramp Pricing (2026)

Expensify vs Ramp

Expense Management pricing comparison · 2026

Expensify pricing ranges from $0–$250/per user per month, while Ramp ranges from $0–$15/per user per month. Ramp is typically 88% more affordable, though your actual cost depends on tier and team size.

Expense Management

Expensify

$0–$250
/per user per month
4 plans · Free tier
Full pricing breakdown →
VS
Expense Management

Ramp

$0–$15
/per user per month
3 plans · Free tier
Full pricing breakdown →

Expensify and Ramp both operate in the expense management category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Expensify Ramp
Track & Submit $4.99 /month Free /month
Free Free /month $15 /month
Collect $5 /month Custom
Control $9 /month

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

Expensify

3 scenarios
$50/month (10 users × $5/user)
Small Business with 10 Employees
$450/month (50 users × $9/user with Expensify Card)
Mid-Size Company with 50 Employees
$1,800/month (200 users × $9/user)
Enterprise with 200 Employees
vs $3,600/month without card

Ramp

3 scenarios
$0/month (free tier)
Small Business with 8 Employees
with $75K bank account requirement
$600/month
Mid-Size Company with 50 Employees
or $7,200/year (50 users × $12/user annually) plus platform fee
Custom pricing (estimated $4,500-7,500/month) with annual contract
Enterprise with 300 Employees

Market Intelligence

Expensify

Median annual cost
$789
Based on
34 deals

Ramp

Median annual cost
$1,625
Based on
48 deals