Ramp Pricing 2026
Complete pricing guide with plans, hidden costs, and cost analysis
Ramp has a free plan; Plus costs $15/user/mo. Enterprise is quote-based.
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Is Ramp a fit?
Derived from this product's own pricing and contract record — not a review.
Best for
- General users and teams
All Ramp Plans & Pricing
| Plan | Monthly | Annual | Best For |
|---|---|---|---|
| Free checked Oct 29, 2026 | Free | Free | General users and teams |
| What's included at Free Best for: General users and teams
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| Plus checked Oct 29, 2026 | $15 /user/month | Not published | General users and teams |
| Verified on Ramp's pricing page · checked Oct 29, 2026 $15/user/mo: “$15/mo/user”
Get this price at Ramp →
| |||
| What's included at Plus Best for: General users and teams
| |||
| Enterprise checked Oct 29, 2026 | Contact Sales | Contact Sales | General users and teams |
| Verified on Ramp's pricing page · checked Oct 29, 2026 Custom: “Contact sales”
Get this price at Ramp →
| |||
| What's included at Enterprise Best for: General users and teams
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View all features by plan (compare side-by-side)
Free
- Unlimited users and cards
- Real-time expense tracking
- Automated savings insights
- Major accounting software integrations
- Receipt scanning and expense approvals
- 1.5% cash back on purchases
- No annual fees
- Basic approval workflows
Plus
- All Free tier features
- Advanced approval rules and routing
- Enhanced expense management
- Custom integrations
- More powerful reporting
- Advanced policy controls
- Priority support
- 20% discount with annual billing
Enterprise
- All Plus features
- Multi-entity support
- Locally denominated cards
- Custom ERP integrations (NetSuite, Sage Intacct, Microsoft Dynamics)
- Advanced workflows and automation
- Global support capabilities
- Customized implementation and setup
- Dedicated account manager
- Named support team
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What does Ramp actually cost you?
Drag the slider. Pick a tier. Your projected spend updates as you go.
List price by tier (annualized, per seat)
Per-seat list price across Ramp's plans, annualized. Custom-priced tiers show a hatched bar.
Buyers actually pay a median of $1.6K/yr for Ramp contracts (Vendr deal flow, n=48). That's a contract total — the more seats, the more leverage to negotiate down.
Ramp has a free plan; Plus costs $15/user/mo. Enterprise is quote-based. Plans: Free (free), and Plus at $15/user/month. Custom pricing is available on request. The median contract is $1,625/year based on 48 community cost mentions.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: Yes
Ramp offers 3 pricing tiers: Free, Plus, Enterprise. A free plan is available. Paid plans include Plus at $15/user/month. The Plus plan is general users and teams.
Compared to other expense management software, Ramp is positioned at the budget-friendly price point.
- Median contract: $1,625/yr from 48 purchases Directional
- 1 documented hidden costs beyond list price
How much does Ramp cost?
Ramp Pricing Overview
Ramp has 3 pricing plans, including a free tier. Paid plans range from $15 to $15/user/month. The Free plan is free and is best for general users and teams. The Plus plan costs $15/user/month, best for general users and teams. The Enterprise plan requires contacting sales for a custom quote and is designed for general users and teams.
The median Ramp customer pays $1,625/year based on 48 community cost mentions.
There are at least 1 documented hidden costs beyond Ramp's list price, including implementation, training, and add-on fees.
This pricing was last verified in October 29, 2026 from 1 independent source.
How Ramp Pricing Compares
Compare Ramp pricing against top alternatives in Expense Management.
Compare Ramp vs Alternatives
Before committing to Ramp, compare pricing with these 3 alternatives in the same category.
What Companies Actually Pay for Ramp
The median Ramp buyer pays $1,625/year based on 48 community cost mentions.
Ramp Cost by Company Size
Example costs for teams of different sizes. Each figure is labelled with the period it covers.
$0/month (Free plan)
A small business with 8 employees uses the Free plan for basic expense management, cards, and accounting integration with 1.5% cash back.
A multi-entity enterprise with 300 employees uses Ramp Enterprise for custom ERP integrations, global card issuance, and dedicated support.
How Ramp Pricing Compares
| Software | Starting Price | Top Price |
|---|---|---|
| Ramp | Free | $15/user/month |
| Airbase | Custom | Custom |
| BILL Spend & Expense | Custom | Custom |
| Brex | Free | $12/user/month |
| Certify | Custom | Custom |
| Coupa Expense | Custom | Custom |
Detailed pricing comparisons:
Ramp Pricing FAQ
01 How much does Ramp cost?
Ramp offers a free tier with unlimited users and cards, Plus at $15 per user per month (20% discount with annual billing), and custom Enterprise pricing. All plans include 1.5% cash back.
02 What are the requirements to use Ramp?
You need at least $75,000 in a US bank account to qualify for Ramp cards. Your credit limit is determined by your corporate bank account balance and cashflow, not personal credit scores.
03 Is there a discount for annual billing?
Yes, Ramp Plus offers a 20% discount with annual billing, reducing the cost from $15/user/month to $12/user/month ($144/user/year).
04 What is the platform fee on the Plus plan?
The Plus plan includes a platform fee based on team size in addition to the $15 per user per month cost. The exact fee varies by company size and is not publicly disclosed.
05 Does Ramp support multiple entities?
Multi-entity support is only available on the Enterprise plan, which requires custom pricing and an annual subscription.
06 Does Ramp integrate with accounting software?
Yes, Ramp syncs with Sage Intacct, pulling dimensions directly from the ERP. The integration is described as smooth by users, with coding rules that can be customized using smartlists for dimensions to reduce data entry errors.
07 Can Ramp handle international payments?
Ramp supports international expenses for both accounts payable and credit cards. Users can process payments via ACH, domestic wires, and international wires. However, some users note that international bank account Bill Pay functionality could be improved.
08 What types of credit cards does Ramp offer?
Ramp issues both virtual and physical company credit cards. The platform allows for significant autonomy in spending while maintaining financial compliance and spend controls.
09 How does Ramp handle expense receipts?
Ramp allows users to text receipts directly into the platform as soon as a purchase is made. This has proven more effective than previous systems that required saving receipt copies to external shared drives.
10 Does Ramp have a free plan?
Yes, Ramp offers a forever-free plan that includes corporate credit cards, expense management, and employee reimbursements. This is suitable for small teams needing basic corporate card management without complex AP workflows.
11 When should I upgrade from Ramp's free plan to a paid plan?
You should upgrade to a paid plan when you need advanced procurement workflows, full-cycle AP processing, international payment capabilities, Sage Intacct integration, or custom approval routing. The free plan works well for basic corporate card management for small teams.
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