Gusto vs Paylocity Pricing (2026)
Compare / Gusto vs Paylocity
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Team size
25 seats

Gusto vs Paylocity

HR/HRIS pricing comparison · 2026

Gusto costs $49–$180/mo, while Paylocity is quote-based.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit Gusto pricing
Discount programs →
Affiliate partner — does not affect ranking.
Visit Paylocity pricing
Discount programs →
Compare
2 products · HR/HRIS
Side-by-side · live
Gusto
Gusto is an all-in-one payroll, benefits, and HR platform designed for small businesses.
verified 17d ago
$1.4K $42K
View pricing →
Paylocity
Paylocity is a cloud HR, payroll, finance and IT platform.
verified 17d ago
$1.4K $42K
View pricing →
Recorded annual contract medians
Gusto median is $41K less than Paylocity · different customer contracts; not a quote
Cheapest $1.4K
Spread 97%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Plus
$960/yr
year 1 license · flat plan price
Pricing model unknown
Pricing model unknown
no public list price found
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
↓ Lowest median
Median annual
$1.4K/yr
Vendr · n=62
Median annual
$42K/yr
Vendr · n=13
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 25 sourced facts
21 hidden-cost · 1 contract · Vendr median · 2 review platforms
Last verified 2w ago
Confidence High confidence
Sources 17 sourced facts
11 hidden-cost · 3 contract · Vendr median · 2 review platforms
Last verified 2w ago
Confidence High confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
5 documented
  • Add-on service costs
    10-20% of license costs
    2 sources
  • Per-Employee Costs Scale Quickly
    $6-$12/user/month
    1 source
  • Additional Software Needed for Full Functionality
    $20-$50/month
    2 sources
  • Complex Contractor Payroll Processing
    2-5 hours/month
    1 source
  • Limited Customer Service Access
    $0/user/month
    3 sources
5 documented
  • Annual Price Increases
    5-10% of license costs
    1 source
  • BaseHR Package Requirement
    $1,000-$3,000
    1 source
  • Implementation Support Time
    $5,000-$15,000
    2 sources
  • Customer Service Delays
    10-20% additional labor time
    3 sources
  • FSA Administration Issues
    5-10 hours/month administrative time
    2 sources
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

Gusto
Paylocity
Auto-renewal
Yes
✓ No
Cancellation
—
No official renewal required
Commitment
—
Typically 1 year
Price escalation
—
Standard annual increase around May, amount varies. Can be avoided with multi-year lock-in.
Can downgrade
—
✓ Yes
Based on 4 verified sources (Vendr · TrustRadius · BBB)
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
TrustRadius
10out of 5 (6)
Trustpilot
1.2out of 5 (20)
Best for
Small businesses needing single-state payroll with basic HR
Watch out
Customer service is unresponsive and fails to resolve serious payroll and tax issues
TrustRadius
9.2out of 5 (5)
Trustpilot
1.2out of 5 (25)
Best for
Companies wanting payroll and HR in one system
Watch out
Extremely long customer service hold times (1.5+ hours)
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit Gusto pricing
Discount programs →
Affiliate partner — does not affect ranking.
Visit Paylocity pricing
Discount programs →
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
HR/HRIS

Gusto

$49–$180
/mo
4 plans
Full pricing breakdown →
VS
HR/HRIS

Paylocity

Custom pricing
4 plans
Full pricing breakdown →

Gusto and Paylocity both operate in the hr/hris category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Gusto Paylocity
Simple $49 /month Custom
Plus $80 /month Custom
Premium $180 /month Custom
Solo $49 /month Custom

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

Gusto

5 scenarios
$79/month ($49 base + $30 for 5 contractors at $6 each)
Paying 5 Contractors on Simple
$80/month
Growing Business
+ $12/employee
$180/month
Enterprise Setup
+ $22/employee
See all 5 scenarios →

Paylocity

2 scenarios
Custom pricing — typically negotiated annually, contact sales for quote
Enterprise (100+ users)
$42,240 Year 1 (Vendr median annual cost — third-party, not a Paylocity list price)
200-Employee Enterprise Implementation

Market Intelligence

Gusto

Median annual cost
$1,368
Based on
62 deals

Paylocity

Median annual cost
$42,240
Based on
13 deals

What Users Say

Gusto

Trustpilot
1.2out of 5 (20)
TrustRadius
10out of 10 (6)
Top complaints
  • Customer service is unresponsive and fails to resolve serious payroll and tax issues
  • Tax filing errors result in IRS and state agency penalties that customers must absorb
  • Benefits administration failures — canceled coverage, duplicate deductions, unresolved transitions

Paylocity

Trustpilot
1.2out of 5 (25)
TrustRadius
9.2out of 10 (5)
Top complaints
  • Extremely long customer service hold times (1.5+ hours)
  • Unresponsive support - no callbacks or email responses
  • FSA card repeatedly declines legitimate medical expenses

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Gusto 12 hidden costs

medium
Add-on service costs 10-20% of license costs
medium
Per-Employee Costs Scale Quickly $6-$12/user/month
low
Additional Software Needed for Full Functionality $20-$50/month
low
Complex Contractor Payroll Processing 2-5 hours/month
medium
Limited Customer Service Access $0/user/month
See all Gusto hidden costs →

Paylocity 6 hidden costs

medium
Annual Price Increases 5-10% of license costs
medium
BaseHR Package Requirement $1,000-$3,000
medium
Implementation Support Time $5,000-$15,000
high
Customer Service Delays 10-20% additional labor time
medium
FSA Administration Issues 5-10 hours/month administrative time
See all Paylocity hidden costs →

Contract Terms

Term Gusto Paylocity
Auto-renewal Yes No
Cancellation — No official renewal required
Minimum commitment — Typically 1 year
Price escalation — Standard annual increase around May, amount varies. Can be avoided with multi-year lock-in.
Can downgrade — Yes

Continue researching

Gusto

Paylocity

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