Square Payroll Hidden Costs 2026
What they don't show you on the pricing page
Square Payroll costs $6 to $35 per mo +$6 monthly fee per person paid as of June 2026, with 2 plans available. Plans: Full-service payroll at $35/mo +$6 monthly fee per person paid, and Contractor-only payroll at $6/mo +$6 monthly fee per person paid. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
Square Payroll offers 2 pricing tiers: Full-service payroll, Contractor-only payroll. Paid plans include Full-service payroll at $35/mo +$6 monthly fee per person paid, Contractor-only payroll at $6/mo per person paid.
Square Payroll true cost runs 70% above the listed $6-$35/mo +$6 monthly fee per person paid price as of June 2026. For a 25-person team, expect ~$17,850 in year-one costs vs the $10,500 base license. Verified from 1 sources by CostBench.
Example: True Cost for 25 Users
| License (25 × $35 × 12) | $10,500/yr |
| Implementation (one-time) | +$15,000–$50,000 |
| Premium Support (20%) | +$2,100/yr |
| Training (25 × $500) | +$12,500 |
| Admin (part-time) | +$15,000–$25,000/yr |
| Estimated Year 1 Total | ~$17,850 |