Quick Answer
Last verified:

OnPay pricing varies by team size and features, ranging from $0 to $55 per month in 2026. Your actual cost depends on the tier you choose, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes
  • Billing: Monthly and annual (save 15-20%)
  • Hidden costs: Add ~35% for implementation, support, and training

OnPay offers 2 pricing tiers: free, standard. Standard paid plans include free at $0/month, standard at $49/month. The standard plan is small businesses.

Compared to other payroll software software, OnPay is positioned at the budget-friendly price point.

Last verified: February 2026 | Sources: 1 pricing pages and reviews

All OnPay Plans & Pricing

Plan Monthly Annual Best For
free Free Free 0 Free trial
standard $49 /month $588 /month Small businesses
View all features by plan

free

  • Free onboarding support

standard

  • Base fee with per-person pricing

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Hidden Costs to Budget For

Watch for 6 hidden costs
  • Per-person monthly fees ($6 per employee/contractor)
  • Check printing and mailing fees
  • Same-day direct deposit fees
  • Third-party integrations may have costs
  • Workers' compensation insurance (if purchased through OnPay)
  • State unemployment insurance (SUI) rates vary
Tip

Ask your OnPay sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Frequently Asked Questions

01 How much does OnPay cost?

Pricing varies by plan. Check the official pricing page for current rates.

02 Does OnPay have a free tier?

Check the pricing section above for free tier availability.

03 What are the main features of OnPay?

Key features include the items listed in the pricing tiers above.

04 Is OnPay worth the price?

Value depends on your specific needs and use case. Compare features across plans.