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FreeFreePremium$10/mo
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All Goodbudget Plans & Pricing

Plan Monthly Annual Best For
View all features by plan (compare side-by-side)

Free

  • 10 regular envelopes
  • 10 additional envelopes
  • 1 account
  • 2 devices
  • 1 year of history
  • Debt tracking
  • Community support

Premium

  • Automatic bank sync (US banks)
  • Unlimited regular envelopes
  • Unlimited additional envelopes
  • Unlimited accounts
  • 5 devices
  • 7 years of history
  • Debt tracking
  • Email support
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Compare Goodbudget with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
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What does Goodbudget actually cost you?

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Tier
Billing
Your projected cost$250per month · $10/unit × 25units
Year 1 license$3.0K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across Goodbudget's plans, annualized. Custom-priced tiers show a hatched bar.

FreeCustom
Premium$120/yr
Quick Answer
Last verified:
Medium confidence

Goodbudget costs Free to $10 per month as of July 2026, with 2 plans available including a free tier. Plans: Free (free), and Premium at $10/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Goodbudget offers 2 pricing tiers: Free, Premium. A free plan is available. Paid plans include Premium at $10/month. The Premium plan is households wanting automatic bank sync and unlimited envelopes.

Compared to other personal finance & budgeting software, Goodbudget is positioned at the budget-friendly price point.

  • 4 documented hidden costs beyond list price
  • Contracts auto-renew — at any time; paid features remain active until the end of the current billing period
Last verified:

How much does Goodbudget cost?

Goodbudget offers a free plan with 1 paid tiers from $10 to $10/month. Plans include Free (free), Premium at $10/month.

Goodbudget Pricing Overview

Goodbudget has 2 pricing plans, including a free tier. Paid plans range from $0 to $10/month. The Free plan is free and is best for individuals getting started with envelope budgeting. The Premium plan costs $10/month, best for households wanting automatic bank sync and unlimited envelopes.

Goodbudget contracts auto-renew, with a the chosen billing period (monthly or annually) minimum commitment.

There are at least 4 documented hidden costs beyond Goodbudget's list price, including implementation, training, and add-on fees.

This pricing was last verified in May 3, 2026.

Try Goodbudget Free
Goodbudget is a digital envelope budgeting app with a free plan and a Premium plan at $10/month or $80/year. The Free plan includes 20 envelopes, 1 account, and 2 devices — enough for individuals starting with envelope budgeting. The Premium plan adds automatic bank sync for U.S. banks, unlimited envelopes, and support for up to 5 devices.

How Goodbudget Pricing Compares

Compare Goodbudget pricing against top alternatives in Personal Finance & Budgeting.

Simplifi by Quicken $2.99-$5.99/mo Compare → Tiller Money $6.58/mo Compare → EveryDollar $0-$17.99/mo Compare →

Compare Goodbudget vs Alternatives

Before committing to Goodbudget, compare pricing with these 3 alternatives in the same category.

VSSimplifi by Quicken
From $2.99/mo

Most users — best value at $35.88/year

Full comparison
VSTiller Money
From $6.58/mo

Spreadsheet users who want automated financial data

Full comparison
VSEveryDollar
Free

Users who want automatic bank sync and insights

Full comparison

All Goodbudget alternatives & migration guides

What Companies Actually Pay for Goodbudget

Review scores
Top pricing complaints
Manual Transaction EntryLimitations of the Free VersionLack of Advanced FeaturesInterface and Automation

How Goodbudget Pricing Compares

Software Starting Price Top Price
Goodbudget Free $10/month
Copilot Money $7.92/month $13/month
EveryDollar Free $17.99/month
Honeydue Custom Custom
Monarch Money $8.33/month $16.67/month
Simplifi by Quicken $3.99/month $6.99/month

Detailed pricing comparisons:

Browse all Personal Finance & Budgeting pricing →

4 Goodbudget Hidden Costs Beyond the List Price

Beyond the listed price, Goodbudget has at least 4 documented hidden costs that can significantly increase total cost of ownership.

Watch for 4 hidden costs
  • Manual Transaction Entry
    medium 1 source
    industry "The primary "hidden" or implementation costs for Goodbudget users, particularly those on the free plan, revolve around feature limitations and the manual effort required: * Manual Transaction Entry: The free version of Goodbudget requires users to..."
  • Limited Free Features
    high 1 source
    industry "It also only retains one year of transaction history."
  • Transaction Categorization Effort
    medium 1 source
    industry "Categorization Effort: Even with the Premium plan's automatic bank sync, users still need to categorize each imported transaction into their envelopes, which requires ongoing effort."
  • No Investment/Net-Worth Tracking
    medium 1 source
    industry "No Investment or Net-Worth Tracking: Goodbudget focuses solely on budgeting and does not offer features like investment tracking or net-worth tracking, meaning users might need additional tools for a complete financial overview."
Tip

Ask your Goodbudget sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
industry
Key claims include inline source attribution. Data verified against multiple independent sources. 5 source citations total.

Goodbudget Contract Terms

Goodbudget contracts auto-renew. Changes require at any time; paid features remain active until the end of the current billing period. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice at any time; paid features remain active until the end of the current billing period
Minimum Commitment the chosen billing period (monthly or annually)
Based on 1 verified source

Goodbudget Pricing FAQ

01 Is Goodbudget free?

Yes, Goodbudget has a free plan with 20 envelopes, 1 account, 2 devices, and 1 year of transaction history. The Premium plan at $10/month or $80/year adds bank sync, unlimited envelopes, 5 devices, and 7 years of history.

02 How does Goodbudget envelope budgeting work?

Goodbudget uses the digital envelope method where you allocate money to virtual envelopes for each spending category. When an envelope is empty, you stop spending in that category. Transactions are entered manually on the Free plan, or automatically synced with the Premium plan ($10/month or $80/year).

03 How much does Goodbudget Premium cost?

Goodbudget Premium costs $10/month or $80/year (about $6.67/month). Premium adds automatic bank sync for U.S. banks, unlimited envelopes, unlimited accounts, 5 devices, and 7 years of transaction history.

04 Goodbudget vs EveryDollar: which is better for envelope budgeting?

Both apps use zero-based/envelope budgeting. Goodbudget's Premium plan costs $10/month or $80/year, while EveryDollar Premium is $17.99/month or $79.99/year — making Goodbudget significantly cheaper monthly. EveryDollar is backed by Dave Ramsey and includes paycheck planning; Goodbudget supports manual entry on its free plan without requiring a subscription for bank sync.

05 Does Goodbudget sync with bank accounts?

Bank sync is available on the Goodbudget Premium plan ($10/month or $80/year) for U.S. banks only. The Free plan requires manual transaction entry. There is no bank sync for international banks even on Premium.

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