Quick Answer
Last verified:
Medium confidence

Goodbudget costs Free to $10 per month as of July 2026, with 2 plans available including a free tier. Plans: Free (free), and Premium at $10/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Goodbudget offers 2 pricing tiers: Free, Premium. A free plan is available. Paid plans include Premium at $10/month. The Premium plan is households wanting automatic bank sync and unlimited envelopes.

Last verified:
+70% above list price
Know Before You Buy — Try Goodbudget Free

Goodbudget true cost runs 70% above the listed $0-$10/month price as of July 2026. For a 25-person team, expect ~$2,550 in year-one costs vs the $1,500 base license. Key hidden costs: manual transaction entry, limited free features, transaction categorization effort. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Manual Transaction Entry

medium implementation

The free version of Goodbudget requires users to manually enter all transactions, which can be a significant time commitment.

industry

The primary "hidden" or implementation costs for Goodbudget users, particularly those on the free plan, revolve around feature limitations and the manual effort required: * Manual Transaction Entry: The free version of Goodbudget requires users to manually enter all transactions, which can be a significant time commitment.

2

Limited Free Features

high implementation

The free tier restricts users to 10 regular envelopes, 10 "more" envelopes, one account, access on up to two devices, and retains only one year of transaction history.

industry

It also only retains one year of transaction history.

3

Transaction Categorization Effort

medium implementation

Even with the Premium plan's automatic bank sync, users still need to categorize each imported transaction into their envelopes, requiring ongoing effort.

industry

Categorization Effort: Even with the Premium plan's automatic bank sync, users still need to categorize each imported transaction into their envelopes, which requires ongoing effort.

4

No Investment/Net-Worth Tracking

medium addon

Goodbudget does not offer features like investment tracking or net-worth tracking, meaning users might need additional tools for a complete financial overview.

industry

No Investment or Net-Worth Tracking: Goodbudget focuses solely on budgeting and does not offer features like investment tracking or net-worth tracking, meaning users might need additional tools for a complete financial overview.

Example: True Cost for 25 Users

License (25 × $5 × 12) $1,500/yr
Implementation (one-time) +$15,000–$50,000
Premium Support (20%) +$300/yr
Training (25 × $500) +$12,500
Admin (part-time) +$15,000–$25,000/yr
Estimated Year 1 Total ~$2,550
That's roughly 1.7× the advertised license price.
Now You Know the Real Cost — Try Goodbudget Free

Check current Goodbudget pricing

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