All Simplifi by Quicken Plans & Pricing

Plan Monthly Annual Best For
View all features by plan (compare side-by-side)

Quicken Simplifi

  • Spending Plan budgeting system
  • Automated transaction categorization
  • Bill and subscription tracking
  • Savings goals
  • Investment portfolio analysis (cost basis, performance, real-time quotes)
  • Projected cash flow with what-if scenarios
  • Retirement planning tools
  • Custom reports and spending insights
  • Connect to 14,000+ financial institutions
  • Web, iOS, and Android apps
  • List price $6.99/month, billed annually
  • First-year offer: $3.99/month for orders placed directly with Quicken by November 6, 2026
Pricing Alerts

Track Simplifi by Quicken pricing

Get an email when Simplifi by Quicken's pricing changes — plus the weekly SaaS Price Watch: verified price changes and deals across 3,000+ products. One-click unsubscribe.

Compare Simplifi by Quicken with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
At a glance

List price by tier (annualized, per license)

Per-license list price across Simplifi by Quicken's plans, annualized. Custom-priced tiers show a hatched bar.

Quicken Simplifi$83.88/yr
Quick Answer
Last verified:
High confidence

Simplifi by Quicken costs $6.99 to $6.99 per month as of October 2026. Plan: Quicken Simplifi at $6.99/month (billed annually). Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Simplifi by Quicken offers 1 pricing tiers: Quicken Simplifi. Paid plans include Quicken Simplifi at $6.99/month (billed annually). The Quicken Simplifi plan is households wanting automated spending tracking at $6.99/month billed annually.

Compared to other personal finance & budgeting software, Simplifi by Quicken is positioned at the budget-friendly price point.

  • 3 documented hidden costs beyond list price

How much does Simplifi by Quicken cost?

Simplifi by Quicken Quicken Simplifi costs $6.99/mo, billed annually. Plans include Quicken Simplifi at $6.99/month (billed annually).

Simplifi by Quicken Pricing Overview

Simplifi by Quicken has 1 pricing plans ranging from $6.99 to $6.99/month. The Quicken Simplifi plan costs $6.99/month (billed annually), best for households wanting automated spending tracking at $6.99/month billed annually.

Simplifi by Quicken with a 1 year (Annual plan) minimum commitment.

There are at least 3 documented hidden costs beyond Simplifi by Quicken's list price, including implementation, training, and add-on fees.

This pricing was last verified in October 29, 2026 from 3 independent sources.

As of October 10, 2026, Simplifi by Quicken lists at $6.99/month billed annually ($83.88/year), with a first-year offer of $3.99/month for orders placed directly with Quicken by November 6, 2026. There is no free plan, and Quicken's pricing page shows no month-to-month option or free trial. Earlier figures of $2.99/month or $35.88/year were past promotions and are not current.

How Simplifi by Quicken Pricing Compares

Compare Simplifi by Quicken pricing against top alternatives in Personal Finance & Budgeting.

Compare Simplifi by Quicken vs Alternatives

Before committing to Simplifi by Quicken, compare pricing with these 3 alternatives in the same category.

All Simplifi by Quicken alternatives & migration guides

What Companies Actually Pay for Simplifi by Quicken

Review scores
Third-party review aggregates, as of Sep 2026

How Simplifi by Quicken Pricing Compares

Software Starting Price Top Price
Simplifi by Quicken $6.99/month $6.99/month
Acorns $4/mo $12/mo
Albert $19.99/mo $39.99/mo
Buxfer $9.99/month $23.99/month
Copilot Money $7.92/month $13/month
Dollarbird $5/year $6.67/year

3 Simplifi by Quicken Hidden Costs Beyond the List Price

Beyond the listed price, Simplifi by Quicken has at least 3 documented hidden costs that can significantly increase total cost of ownership.

Watch for 3 hidden costs
  • Pre-authorization charge $1.00
    low 1 source
    Grounded summary However, some minor, general charges may apply: * A temporary $1.00 pre-authorization charge may appear on a credit card to verify it for subscription renewal, which is typically refunded within about five days.
  • Mobile carrier rates
    low 1 source
    Grounded summary Standard message and data rates may apply for sync, email, and text alerts, which are dependent on the user's mobile carrier and not a direct Simplifi fee.
  • Quicken Bill Manager $9.95 per month ($119.40 per year)
    medium 1 source
    Grounded summary If users opt for Quicken Bill Manager in addition to Simplifi, it is a separate subscription starting at $9.95 per month ($119.40 per year).
Tip

Ask your Simplifi by Quicken sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
industry
Key claims include inline source attribution. Data verified against multiple independent sources. 3 source citations total.

Simplifi by Quicken Contract Terms

Simplifi by Quicken contracts do not auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal No
Minimum Commitment 1 year (Annual plan)
Mid-Term Downgrade Not allowed

Simplifi by Quicken Price History

Pricing changes CostBench has tracked for Simplifi by Quicken, verified across 3 snapshots going back to 2026Q2.

  1. Simplifi by Quicken price increase

    Highest tier increased from $6 to $7/month

    +16.69%
  2. Simplifi by Quicken Annual increase

    Annual tier increased from $3 to $4/month

    +33.4%
  3. Simplifi by Quicken tier restructure

    Changed from 1 to 2 pricing tiers

Price increased 25% over 0.2 years

Simplifi by Quicken Pricing FAQ

01 How much does Simplifi by Quicken cost?

Simplifi costs $6.99/month billed annually ($83.88/year) at list price. Quicken is offering $3.99/month for the first year on orders placed directly by November 6, 2026. The pricing page shows no monthly plan, free plan or free trial (checked October 10, 2026).

02 Does Simplifi have a free trial?

Simplifi does not offer a traditional free trial, but it includes a 30-day money-back guarantee. You can try the service for up to 30 days and request a full refund if unsatisfied. This is effectively a risk-free trial period.

03 What is Quicken Simplifi's Spending Plan?

Simplifi's Spending Plan is its core budgeting feature: it automatically calculates your expected income minus known bills and savings goals, then shows your 'Planned Spending' — what's left to spend across categories. Unlike YNAB's zero-based approach, Simplifi's model is lower-effort — it adapts to your actual spending patterns rather than requiring manual category allocation upfront.

04 Is Simplifi good for couples and families?

Simplifi is primarily designed as a single-user app. There is no built-in partner sharing or household multi-user access under one subscription. For couples who want both partners to have their own login and shared budget view, Monarch Money ($6.99/month annual) or Honeydue (free) are better alternatives. Simplifi is best suited for individual budgeters who want automated tracking at the lowest possible price.

Is this pricing incorrect? — we'll verify and update it.