All EveryDollar Plans & Pricing

Plan Monthly Annual Best For
View all features by plan (compare side-by-side)

Free

  • Manual budget creation
  • Spending tracking
  • Zero-based budgeting
  • Custom budget categories

Premium

  • Bank connectivity
  • Paycheck planning
  • Budget insights and reports
  • Custom budget recommendations
  • All free features included
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Cost calculator

What does EveryDollar actually cost you?

Drag the slider. Pick a tier. Your projected spend updates as you go.

Tier
Billing
Your projected cost$449.75per month · $17.99/unit × 25units
Year 1 license$5.4K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across EveryDollar's plans, annualized. Custom-priced tiers show a hatched bar.

FreeCustom
Premium$215.88/yr
Quick Answer
Last verified:
Medium confidence

EveryDollar costs Free to $17.99 per month as of July 2026, with 2 plans available including a free tier. Plans: Free (free), and Premium at $17.99/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

EveryDollar offers 2 pricing tiers: Free, Premium. A free plan is available. Paid plans include Premium at $17.99/month. The Premium plan is users who want automatic bank sync and insights.

Compared to other personal finance & budgeting software, EveryDollar is positioned at the budget-friendly price point.

  • 3 documented hidden costs beyond list price
  • Contracts auto-renew — Annual subscriptions purchased via EveryDollar.com are refundable up to 30 days from the most recent charge, while monthly subscriptions' first month is refundable before the next billing date, with renewal fees not eligible for refund.

How much does EveryDollar cost?

EveryDollar offers a free plan with 1 paid tiers from $17.99 to $17.99/month. Plans include Free (free), Premium at $17.99/month.

EveryDollar Pricing Overview

EveryDollar has 2 pricing plans, including a free tier. Paid plans range from $0 to $17.99/month. The Free plan is free and is best for users who want simple manual budgeting. The Premium plan costs $17.99/month, best for users who want automatic bank sync and insights.

EveryDollar contracts auto-renew, with a monthly or annually minimum commitment.

There are at least 3 documented hidden costs beyond EveryDollar's list price, including implementation, training, and add-on fees.

This pricing was last verified in May 26, 2026 from 1 independent source.

EveryDollar is a zero-based budgeting app from Ramsey Solutions with a free manual budgeting version and a Premium plan at $17.99/month or $79.99/year. The Free plan supports manual budget creation and spending tracking with no bank sync. The Premium plan adds bank connectivity, paycheck planning, and budget insights. A 14-day free trial of Premium is available for new users.

How EveryDollar Pricing Compares

Compare EveryDollar pricing against top alternatives in Personal Finance & Budgeting.

Compare EveryDollar vs Alternatives

Before committing to EveryDollar, compare pricing with these 3 alternatives in the same category.

All EveryDollar alternatives & migration guides

What Companies Actually Pay for EveryDollar

Review scores
Top pricing complaints
Limited Free Features and Cost of PremiumBank Syncing IssuesManual Categorization and Lack of AutomationHandling of Credit Card Payments

How EveryDollar Pricing Compares

Software Starting Price Top Price
EveryDollar Free $17.99/month
Copilot Money $7.92/month $13/month
Goodbudget Free $10/month
Honeydue Custom Custom
Monarch Money $8.33/month $16.67/month
Simplifi by Quicken $3.99/month $6.99/month

3 EveryDollar Hidden Costs Beyond the List Price

Beyond the listed price, EveryDollar has at least 3 documented hidden costs that can significantly increase total cost of ownership.

Watch for 3 hidden costs
  • Necessity of Premium for Core Functionality
    high 1 source
    industry "Without it, the app's utility is significantly reduced for some, making the Premium cost feel like a necessary "implementation" to fully utilize the budgeting tool."
  • Inefficiency of Free Version's Manual Entry
    high 1 source
    industry "The free version requires manual entry of every transaction, which many users find time-consuming and less effective for comprehensive financial tracking."
  • Annual Price Uplift $30
    medium 1 source
    industry "For example, some users reported being charged $129 for an annual subscription after previously paying $99, particularly when subscribing through platforms like iTunes, which may include additional cuts."
Tip

Ask your EveryDollar sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 2 independent sources
industry Reddit User discussions
Key claims include inline source attribution. Data verified against multiple independent sources. 7 source citations total.

EveryDollar Contract Terms

EveryDollar contracts auto-renew. Changes require Annual subscriptions purchased via EveryDollar.com are refundable up to 30 days from the most recent charge, while monthly subscriptions' first month is refundable before the next billing date, with renewal fees not eligible for refund.. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice Annual subscriptions purchased via EveryDollar.com are refundable up to 30 days from the most recent charge, while monthly subscriptions' first month is refundable before the next billing date, with renewal fees not eligible for refund.
Minimum Commitment monthly or annually
Based on 1 verified source

How to Negotiate EveryDollar Pricing

EveryDollar contracts are negotiable. These 3 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 3 tactics
Utilize Advertised Annual Discount high success

Take advantage of EveryDollar's advertised annual discount by choosing the yearly subscription over the monthly one, saving approximately 20%.

https://reddit.com
Leverage Promotional Offers high success

EveryDollar occasionally offers promotional discounts, such as a 1-year gift card for $49.99 during Cyber Monday, representing a $30 savings, or free trial periods for new users.

https://reddit.com
Contact Customer Service low success

While customer service can assist with switching between different Ramsey Solutions plans, there is limited success reported for direct price negotiation.

https://ramseysolutions.com

Full negotiation guide →

EveryDollar Pricing FAQ

01 Is EveryDollar free?

Yes, EveryDollar has a Free version for manual budget creation and spending tracking using zero-based budgeting. The Premium plan at $17.99/month or $79.99/year adds bank connectivity and paycheck planning.

02 Does EveryDollar have a free trial?

Yes, new users get a 14-day free trial of EveryDollar Premium with full access to all features including bank sync and paycheck planning.

03 What is the difference between EveryDollar and Ramsey Plus?

EveryDollar is the budgeting app. Ramsey+ ($129.99/year) is a broader membership that includes EveryDollar Premium plus Financial Peace University courses and coaching content.

04 How much does EveryDollar Premium cost?

EveryDollar Premium costs $17.99/month or $79.99/year (about $6.67/month). The annual plan saves you about $136/year compared to monthly billing, making it one of the largest annual vs. monthly discounts in personal finance apps.

05 EveryDollar vs YNAB: which is better?

EveryDollar Premium costs $79.99/year versus YNAB's $109/year, making EveryDollar about $29/year cheaper. Both use zero-based budgeting, but YNAB has a more flexible methodology and better long-term behavioral tools. EveryDollar is tightly integrated with Dave Ramsey's Baby Steps program, making it the better choice for Ramsey followers.

Is this pricing incorrect? — we'll verify and update it.