EveryDollar Pricing 2026
Complete pricing guide with plans, hidden costs, and cost analysis
EveryDollar has a free plan. Paid plans start at $17.99/month (Premium) and go up to $17.99/month.
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All EveryDollar Plans & Pricing
| Plan | Monthly | Annual | Best For |
|---|---|---|---|
| Free bankSync: | Free | Free | Users who want simple manual budgeting |
| Verified pricing · last checked May 2026 · 1 source
Get this price at EveryDollar →
| |||
| What's included at Free Best for: Users who want simple manual budgeting
Limits
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| Premium | $17.99 /month | $79.99 /year | Users who want automatic bank sync and insights |
| Verified pricing · last checked May 2026 · 1 source
Get this price at EveryDollar →
| |||
| What's included at Premium Best for: Users who want automatic bank sync and insights
| |||
View all features by plan (compare side-by-side)
Free
- Manual budget creation
- Spending tracking
- Zero-based budgeting
- Custom budget categories
Premium
- Bank connectivity
- Paycheck planning
- Budget insights and reports
- Custom budget recommendations
- All free features included
What does EveryDollar actually cost you?
Drag the slider. Pick a tier. Your projected spend updates as you go.
List price by tier (annualized, per unit)
Per-unit list price across EveryDollar's plans, annualized. Custom-priced tiers show a hatched bar.
EveryDollar costs Free to $17.99 per month as of July 2026, with 2 plans available including a free tier. Plans: Free (free), and Premium at $17.99/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: Yes
EveryDollar offers 2 pricing tiers: Free, Premium. A free plan is available. Paid plans include Premium at $17.99/month. The Premium plan is users who want automatic bank sync and insights.
Compared to other personal finance & budgeting software, EveryDollar is positioned at the budget-friendly price point.
- 3 documented hidden costs beyond list price
- Contracts auto-renew — Annual subscriptions purchased via EveryDollar.com are refundable up to 30 days from the most recent charge, while monthly subscriptions' first month is refundable before the next billing date, with renewal fees not eligible for refund.
How much does EveryDollar cost?
EveryDollar Pricing Overview
EveryDollar has 2 pricing plans, including a free tier. Paid plans range from $0 to $17.99/month. The Free plan is free and is best for users who want simple manual budgeting. The Premium plan costs $17.99/month, best for users who want automatic bank sync and insights.
EveryDollar contracts auto-renew, with a monthly or annually minimum commitment.
There are at least 3 documented hidden costs beyond EveryDollar's list price, including implementation, training, and add-on fees.
This pricing was last verified in May 26, 2026 from 1 independent source.
How EveryDollar Pricing Compares
Compare EveryDollar pricing against top alternatives in Personal Finance & Budgeting.
Compare EveryDollar vs Alternatives
Before committing to EveryDollar, compare pricing with these 3 alternatives in the same category.
What Companies Actually Pay for EveryDollar
How EveryDollar Pricing Compares
| Software | Starting Price | Top Price |
|---|---|---|
| EveryDollar | Free | $17.99/month |
| Copilot Money | $7.92/month | $13/month |
| Goodbudget | Free | $10/month |
| Honeydue | Custom | Custom |
| Monarch Money | $8.33/month | $16.67/month |
| Simplifi by Quicken | $3.99/month | $6.99/month |
Detailed pricing comparisons:
EveryDollar Contract Terms
EveryDollar contracts auto-renew. Changes require Annual subscriptions purchased via EveryDollar.com are refundable up to 30 days from the most recent charge, while monthly subscriptions' first month is refundable before the next billing date, with renewal fees not eligible for refund.. These terms are sourced from verified buyer experiences.
How to Negotiate EveryDollar Pricing
EveryDollar contracts are negotiable. These 3 tactics are sourced from real buyer experiences and procurement specialists.
Take advantage of EveryDollar's advertised annual discount by choosing the yearly subscription over the monthly one, saving approximately 20%.
https://reddit.comEveryDollar occasionally offers promotional discounts, such as a 1-year gift card for $49.99 during Cyber Monday, representing a $30 savings, or free trial periods for new users.
https://reddit.comWhile customer service can assist with switching between different Ramsey Solutions plans, there is limited success reported for direct price negotiation.
https://ramseysolutions.comEveryDollar Pricing FAQ
01 Is EveryDollar free?
Yes, EveryDollar has a Free version for manual budget creation and spending tracking using zero-based budgeting. The Premium plan at $17.99/month or $79.99/year adds bank connectivity and paycheck planning.
02 Does EveryDollar have a free trial?
Yes, new users get a 14-day free trial of EveryDollar Premium with full access to all features including bank sync and paycheck planning.
03 What is the difference between EveryDollar and Ramsey Plus?
EveryDollar is the budgeting app. Ramsey+ ($129.99/year) is a broader membership that includes EveryDollar Premium plus Financial Peace University courses and coaching content.
04 How much does EveryDollar Premium cost?
EveryDollar Premium costs $17.99/month or $79.99/year (about $6.67/month). The annual plan saves you about $136/year compared to monthly billing, making it one of the largest annual vs. monthly discounts in personal finance apps.
05 EveryDollar vs YNAB: which is better?
EveryDollar Premium costs $79.99/year versus YNAB's $109/year, making EveryDollar about $29/year cheaper. Both use zero-based budgeting, but YNAB has a more flexible methodology and better long-term behavioral tools. EveryDollar is tightly integrated with Dave Ramsey's Baby Steps program, making it the better choice for Ramsey followers.
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