Quick Answer
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Acorns costs $4 to $12 per mo as of October 2026, with 3 plans available. Plans: Acorns Bronze at $4/month, Acorns Silver at $8/month, and Acorns Gold at $12/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Acorns offers 3 pricing tiers: Acorns Bronze, Acorns Silver, Acorns Gold. Paid plans include Acorns Bronze at $4/month, Acorns Silver at $8/month, Acorns Gold at $12/month. The Acorns Silver plan is saving and investing tools with additional account features..

Last verified: | Sources: 2 pricing pages and reviews
Trial Only no free tier

No, Acorns does not offer a free plan as of October 2026. Paid plans start at $4/mo. Pricing verified from 2 sources by CostBench.

No Free Tier Available

Acorns does not offer a forever-free plan. We couldn't confirm whether Acorns offers a free trial; check the vendor's site.

Looking for Free Alternatives?

If a free tier is essential for your needs, consider exploring other personal finance & budgeting tools that offer generous free plans. Many competitors provide forever-free options suitable for individuals and small teams.

Browse Personal Finance & Budgeting Software →

Frequently Asked Questions

01 Does Acorns have a free plan?

No, Acorns does not offer a free tier. We couldn't confirm whether Acorns offers a free trial; check the vendor's site. Paid plans start at $4/mo.

02 What are free alternatives to Acorns?

If you need a free personal finance & budgeting solution, consider alternatives that offer generous free tiers. Many competitors in this space provide forever-free plans with basic features suitable for individuals and small teams.

03 How can I get the best deal on Acorns?

Without a free tier, maximize value by: asking about discounts, comparing monthly and annual billing, and starting with the lowest tier that meets your needs.

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