Price checkPer mo
Bronze$4/moSilver$8/moGold$12/mo
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All Acorns Plans & Pricing

Plan Monthly Annual Best For
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Bronze

Silver

Gold

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Cost calculator

What does Acorns actually cost you?

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Tier
Billing
Your projected cost$100per month · $4/unit × 25units
Year 1 license$1.2K12 months at this rate
At a glance

List price by tier (annualized, per unit)

Per-unit list price across Acorns's plans, annualized. Custom-priced tiers show a hatched bar.

Bronze$48/yr
Silver$96/yr
Gold$144/yr
Quick Answer
Last verified:
Medium confidence

Acorns costs $4 to $12 per mo as of September 2026, with 3 plans available. Plans: Bronze at $4/mo, Silver at $8/mo, and Gold at $12/mo. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Acorns offers 3 pricing tiers: Bronze, Silver, Gold. Paid plans include Bronze at $4/user/month, Silver at $8/user/month, Gold at $12/user/month. The Silver plan is saving and investing tools with additional account features..

Compared to other personal finance & budgeting software, Acorns is positioned at the budget-friendly price point.

  • 5 documented hidden costs beyond list price
  • Contracts auto-renew
Last verified: | Sources: 2 pricing pages and reviews

How much does Acorns cost?

Acorns pricing ranges from $4 to $12/mo across 3 plans. Plans include Bronze at $4/mo, Silver at $8/mo, Gold at $12/mo.

Acorns Pricing Overview

Acorns has 3 pricing plans ranging from $4 to $12/mo. The Bronze plan costs $4/mo, best for investing tools to get started on a financial journey.. The Silver plan costs $8/mo, best for saving and investing tools with additional account features.. The Gold plan costs $12/mo, best for full suite of saving, investing, learning, and family tools..

Acorns contracts auto-renew.

There are at least 5 documented hidden costs beyond Acorns's list price, including implementation, training, and add-on fees.

This pricing was last verified in September 3, 2026 from 2 independent sources.

See Acorns Plans

Acorns pricing starts at $3/mo for the Bronze plan.

How Acorns Pricing Compares

Compare Acorns pricing against top alternatives in Personal Finance & Budgeting.

Copilot Money $7.92-$13/month View pricing → EveryDollar $0-$17.99/month View pricing → Goodbudget $0-$10/month View pricing →

Compare Acorns vs Alternatives

Before committing to Acorns, compare pricing with these 3 alternatives in the same category.

VSCopilot Money
From $7.92/month

Apple ecosystem users who want a premium finance app

Compare pricing
VSEveryDollar
Free

Users who want simple manual budgeting

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VSGoodbudget
Free

Individuals getting started with envelope budgeting

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All Acorns alternatives & migration guides

What Companies Actually Pay for Acorns

Review scores
Trustpilot 4.2out of 5 (3,728)
Third-party review aggregates, as of Jul 2026
Top pricing complaints
High Flat Fees for Small AccountsSlow Withdrawal and Transfer TimesLimited Investment Control and CustomizationCustomer Service Issues

How Acorns Pricing Compares

Software Starting Price Top Price
Acorns $4/mo $12/mo
Copilot Money $7.92/month $7.92/month
EveryDollar Free $17.99/month
Goodbudget Free $10/month
Honeydue Custom Custom
Monarch Money $8.33/month $16.67/month

Browse all Personal Finance & Budgeting pricing →

5 Acorns Hidden Costs Beyond the List Price

Beyond the listed price, Acorns has at least 5 documented hidden costs that can significantly increase total cost of ownership.

Watch for 5 hidden costs
  • ETF Expense Ratios 0.04% to 0.22%
    low 1 source
    industry "The pricing tiers are: * Bronze/Personal: $3 per month"
  • Transfer-Out Fees $50 per ETF
    medium 1 source
    industry "Transfer-Out Fees: If a user decides to transfer their investments from Acorns to another brokerage, a fee of $50 per ETF applies."
  • Impact of Flat Fees on Small Balances
    high 1 source
    industry "The pricing tiers are: * Bronze/Personal: $3 per month"
  • Monthly Subscription Fees $3, $6, $12 per month
    high 1 source
    industry "Monthly Subscription Fees: Acorns offers tiered plans: * Acorns Bronze: $3 per month"
  • Acorns Early Lite Fee $8 per month
    low 1 source
    industry "Acorns Early Lite Fee (if downgrading): If a user cancels their Acorns Gold plan, but wishes to continue using Acorns Early, they will be charged a separate $8 per month for an Acorns Early Lite subscription."
Tip

Ask your Acorns sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 2 independent sources
industry Trustpilot Consumer reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

Acorns Contract Terms

Acorns contracts auto-renew. Changes require advance notice. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Based on 1 verified source

Acorns Price History

Pricing changes CostBench has tracked for Acorns, verified across 2 snapshots going back to 2026Q3.

  1. Acorns Bronze increase

    Bronze tier increased from $3 to $4/month

    +33.3%

  2. Acorns Silver increase

    Silver tier increased from $6 to $8/month

    +33.3%

Price increased 33% over 0.1 years

View Acorns's full price history →

Acorns Pricing FAQ

01 Does Acorns have a free plan?

Acorns does not offer a free plan. The cheapest paid plan is Bronze at $3/mo.

02 How much does Acorns cost?

Acorns's cheapest paid plan is Bronze at $3/mo.

Is this pricing incorrect? — we'll verify and update it.