Circle Hidden Costs 2026
What they don't show you on the pricing page
Circle costs $89 to $199 per month as of June 2026, with 3 plans available. Plans: Professional at $89/month, and Business at $199/month. Enterprise pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
Circle offers 3 pricing tiers: Professional, Business, Circle Plus. Paid plans include Professional at $89/user/month, Business at $199/user/month. The Business plan is growing businesses that need workflows, customizations, and api access.
Circle true cost runs 70% above the listed $89-$199/month price as of June 2026. For a 25-person team, expect ~$101,490 in year-one costs vs the $59,700 base license. Key hidden costs: transaction fees: 2% (professional), 1% (business), 0.5% (enterprise) on all payments, payment processing fees: 2.9% + $0.30 per transaction (stripe), custom domain setup and dns configuration. Verified from 2 sources by CostBench.
Example: True Cost for 25 Users
| License (25 × $199 × 12) | $59,700/yr |
| Implementation (one-time) | +$15,000–$50,000 |
| Premium Support (20%) | +$11,940/yr |
| Training (25 × $500) | +$12,500 |
| Admin (part-time) | +$15,000–$25,000/yr |
| Estimated Year 1 Total | ~$101,490 |