Goodbudget Pricing 2026
Complete pricing guide with plans, and cost analysis
Goodbudget has a free plan. Paid plans start at $10/month (Premium) and go up to $10/month.
Goodbudget costs Free to $10 per month as of April 2026, with 2 plans available including a free tier. Plans: Free (free), and Premium at $10/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: Yes
Goodbudget offers 2 pricing tiers: Free, Premium. A free plan is available. Paid plans include Premium at $10/month. The Premium plan is households wanting automatic bank sync and unlimited envelopes.
Compared to other personal finance & budgeting software, Goodbudget is positioned at the budget-friendly price point.
How much does Goodbudget cost?
Goodbudget Pricing Overview
Goodbudget has 2 pricing plans, including a free tier. Paid plans range from $0 to $10/month. The Free plan is free and is best for individuals getting started with envelope budgeting. The Premium plan costs $10/month, best for households wanting automatic bank sync and unlimited envelopes.
This pricing was last verified in April 1, 2026.
All Goodbudget Plans & Pricing
| Plan | Monthly | Annual | Best For |
|---|---|---|---|
| Free envelopes: 20accounts: 1 | Free | Free | Individuals getting started with envelope budgeting |
| Premium devices: 5history: 7 years | $10 /month | $80 /year | Households wanting automatic bank sync and unlimited envelopes |
View all features by plan
Free
- 10 regular envelopes
- 10 additional envelopes
- 1 account
- 2 devices
- 1 year of history
- Debt tracking
- Community support
Premium
- Automatic bank sync (US banks)
- Unlimited regular envelopes
- Unlimited additional envelopes
- Unlimited accounts
- 5 devices
- 7 years of history
- Debt tracking
- Email support
How Goodbudget Pricing Compares
| Software | Starting Price | Top Price |
|---|---|---|
| Goodbudget | Free | $10/month |
| YNAB | $9.08/month | $14.99/month |
| Monarch Money | $8.33/month | $14.99/month |
| Copilot Money | $7.92/month | $13/month |
| Tiller Money | $6.58/month | $6.58/month |
| EveryDollar | Free | $17.99/month |
Detailed pricing comparisons:
Goodbudget Pricing FAQ
01 Is Goodbudget free?
Yes, Goodbudget has a free plan with 20 envelopes, 1 account, 2 devices, and 1 year of transaction history. The Premium plan at $10/month or $80/year adds bank sync, unlimited envelopes, 5 devices, and 7 years of history.
02 How does Goodbudget envelope budgeting work?
Goodbudget uses the digital envelope method where you allocate money to virtual envelopes for each spending category. When an envelope is empty, you stop spending in that category. Transactions are entered manually on the Free plan, or automatically synced with the Premium plan ($10/month or $80/year).
03 How much does Goodbudget Premium cost?
Goodbudget Premium costs $10/month or $80/year (about $6.67/month). Premium adds automatic bank sync for U.S. banks, unlimited envelopes, unlimited accounts, 5 devices, and 7 years of transaction history.
04 Goodbudget vs EveryDollar: which is better for envelope budgeting?
Both apps use zero-based/envelope budgeting. Goodbudget's Premium plan costs $10/month or $80/year, while EveryDollar Premium is $17.99/month or $79.99/year — making Goodbudget significantly cheaper monthly. EveryDollar is backed by Dave Ramsey and includes paycheck planning; Goodbudget supports manual entry on its free plan without requiring a subscription for bank sync.
05 Does Goodbudget sync with bank accounts?
Bank sync is available on the Goodbudget Premium plan ($10/month or $80/year) for U.S. banks only. The Free plan requires manual transaction entry. There is no bank sync for international banks even on Premium.
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