Mercury Pricing Calculator 2026
Estimate your total cost including hidden fees
The Mercury calculator estimates the cost of your selected plan. Change the team size where pricing is per person, choose an available billing period, and add reported extras that apply to your contract.
Enter your requirements below to see the recurring cost and first-year total. Unverified extras are excluded.
- Plans: 3 tiers; Free–$350/month
- Annual option: Mercury Plus: 14% below twelve monthly payments
- International Payment Fees: $25-$50
- Credit Product Deposit Requirements: 5-15% of license costs
Reported extras may depend on your usage and contract. Confirm the final quote with Mercury.
Mercury pricing ranges from $0 to $350 per month as of September 2026. Mercury offers 3 pricing tiers. Reported extras are shown below. Only costs with a clear amount and billing basis can be added to the estimate. Pricing verified from 6 sources by CostBench.
Flat plan fee shown. Separately billed usage and add-ons are excluded.
Your Estimate
Cost Breakdown
Includes one-time costs (implementation, training)
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Real-World Mercury Cost Examples
Early-Stage Startup
$0$0/month (Standard tier with free unlimited cards)
5-person team needing basic banking and 5 corporate cards
Growing SaaS Company
$29$29.90/month (Mercury Plus for invoicing features)
20-person team with invoicing needs and 15 corporate cards
Scaling Tech Company
$350$350/month (Mercury Pro for advanced automation)
100-person team with NetSuite integration and 50+ corporate cards
Venture-Backed Startup
$Custom pricing (Tea Room tier with $250K minimum)Custom pricing (Tea Room tier with $250K minimum)
Post-Series A company with $5M+ in bank managing treasury
Compare at This Team Size
Frequently Asked Questions
01 How accurate is this Mercury pricing calculator?
This calculator uses official Mercury pricing data verified as of 2026-07-03. Hidden cost estimates are based on 2 verified cost categories from real user reports. Actual costs may vary based on negotiated discounts, specific feature requirements, and implementation complexity.
02 What hidden costs should I include in my Mercury budget?
Our calculator includes 0 verified hidden cost categories for Mercury: . Toggle each to see how they affect your total cost.
03 Should I choose monthly or annual billing for Mercury?
Compare the published annual total with twelve monthly payments when both are available. An annual commitment may reduce flexibility; confirm cancellation terms and whether the quoted plan fits your needs.
04 How do I know which Mercury tier I need?
Start with your must-have features. Mercury offers 3 tiers ranging from $0 to $350/month. Entry tiers work for basic needs, while enterprise tiers add advanced security, customization, and support.
05 Can I negotiate Mercury pricing below calculator estimates?
Negotiated pricing depends on the vendor, plan and contract. We do not assume a discount in this estimate. See our negotiation guide for tactics.