Mercury vs Pleo Pricing (2026)
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Team size
25 seats

Mercury vs Pleo

Corporate Cards & Spend pricing comparison · 2026

Mercury pricing ranges from $0–$350/month, while Pleo ranges from $45–$249/month. These products use different pricing models (Per-seat subscription vs ), so a direct price comparison isn't meaningful — costs depend on usage volume and mix.

Visit
See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
Visit Mercury pricing
Free plan limits → Discount programs →
Visit Pleo pricing
Free plan limits → Discount programs →
Compare
2 products · Corporate Cards & Spend
Side-by-side · live
Mercury
Mercury is a banking platform designed specifically for tech startups and growing companie
verified 6w ago
$576 $33K
View pricing →
Pleo
Pleo pricing starts with the Essential plan at $45/month ($39/month annual) for expense ma
verified 25d ago
$576 $33K
View pricing →
Verdict · list-price math · year 1
Pleo saves $72K vs Mercury · 25 seats
Cheapest $33K
Spread 69%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Mercury Pro
$105K/yr
year 1 license · $350/seat
Advanced
$33K/yr
year 1 license · $109/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$576/yr
Vendr · n=529
No Vendr data
—
Not in Vendr's deal flow
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 6 sourced facts
2 hidden-cost · 2 contract · Vendr median · 1 review platform
Last verified 1mo ago
Confidence High confidence
Sources 9 sourced facts
5 hidden-cost · 1 contract · 3 review platforms
Last verified 3w ago
Confidence Medium confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
2 documented
  • International Payment Fees
    $25-$50
    1 source
  • Credit Product Deposit Requirements
    5-15% of license costs
    1 source
5 documented
  • Foreign Exchange (FX) Fees
    1–2%
    1 source
  • Premium Support
    1 source
  • Custom Integrations
    1 source
  • Mid-Contract User Additions
    1 source
  • Overdraft Activation Fee
    1 source
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

Mercury
Pleo
Auto-renewal
Yes
Yes
Cancellation
—
at least 30 days before the end of the current term for the main service, and 14 days prior to the commencement of the renewal term for overdraft terms.
Commitment
✓ Month-to-month; no long-term contract required
3 users for Starter, Essential, Advanced, and 5 for Beyond, when billed annually.
Price escalation
No published price escalation schedule
—
Can downgrade
✓ Yes
—
Based on 3 verified sources (Vendr · TrustRadius · BBB)
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
Trustpilot
2out of 5 (25)
Best for
Early-stage startups and small businesses
Watch out
Sudden account closures without warning or explanation
TrustRadius
8.4out of 5 (5)
Trustpilot
3.7out of 5 (1,530)
G2
4.7out of 5 (1,500)
Best for
Manage expenses and accounts all in one place
Watch out
Receipt Scanning and Upload Issues
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
Visit Mercury pricing
Free plan limits → Discount programs →
Visit Pleo pricing
Free plan limits → Discount programs →
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Corporate Cards & Spend

Mercury

$0–$350
/month
3 plans · Free tier
Full pricing breakdown →
VS
Corporate Cards & Spend

Pleo

$45–$249
/month
3 plans
Full pricing breakdown →
⚖

Different Pricing Models

Direct price comparison isn't meaningful here — Mercury uses Per-seat subscription pricing while Pleo uses pricing. Your actual cost will depend on usage volume, team size, or both. Here's each product in its native unit.

Per-seat subscription

Mercury

$0–$350 / month
See full Mercury pricing →
vs

Pleo

$45–$249 / month
See full Pleo pricing →

Mercury and Pleo both operate in the corporate cards & spend category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Mercury Pleo
Mercury Free /month $45 /per month (includes 3 users)
Mercury Plus $35 /month $109 /per month (includes 3 users)
Mercury Pro $350 /month $249 /per month (yearly billing only, includes 3 users)

What Users Say

Mercury

Trustpilot
2out of 5 (25)
Top complaints
  • Sudden account closures without warning or explanation
  • Funds frozen for weeks after account closure with no support response
  • No phone customer support — email only, with slow response times on critical issues

Pleo

G2
4.7out of 5 (1,500)
Trustpilot
3.7out of 5 (1,530)
TrustRadius
8.4out of 10 (5)
Top complaints
  • Receipt Scanning and Upload Issues
  • Card Issues
  • Customer Support

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Mercury 2 hidden costs

medium
International Payment Fees $25-$50
medium
Credit Product Deposit Requirements 5-15% of license costs
See all Mercury hidden costs →

Pleo 5 hidden costs

high
Foreign Exchange (FX) Fees 1–2%
medium
Premium Support
medium
Custom Integrations
medium
Mid-Contract User Additions
medium
Overdraft Activation Fee
See all Pleo hidden costs →

Contract Terms

Term Mercury Pleo
Auto-renewal Yes Yes
Cancellation — at least 30 days before the end of the current term for the main service, and 14 days prior to the commencement of the renewal term for overdraft terms.
Minimum commitment Month-to-month; no long-term contract required 3 users for Starter, Essential, Advanced, and 5 for Beyond, when billed annually.
Price escalation No published price escalation schedule —
Can downgrade Yes —

Continue researching

Mercury

Pleo

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