FreshBooks vs Sage Pricing | Costbench
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25 seats

FreshBooks vs Sage

Accounting pricing comparison · 2026

FreshBooks costs $23–$70/mo, while Sage is quote-based.

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See pricing on each vendor's site
Above-the-fold path — each link opens the vendor's pricing page in a new tab.
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2 products · Accounting
Side-by-side · live
FreshBooks
FreshBooks is a cloud-based accounting solution designed primarily for freelancers, self-e
verified 2d ago
$480 $1.3K
View pricing →
Sage
Sage offers multiple pricing tiers for small business accounting.
verified today
$480 $1.3K
View pricing →
Recorded annual contract medians
FreshBooks median is $822 less than Sage · different customer contracts; not a quote
Cheapest $480
Spread 63%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Plus
$516/yr
year 1 license · flat plan price
Pricing model unknown
Pricing model unknown
no public list price found
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
↓ Lowest median
Median annual
$480/yr
Vendr · n=98
Median annual
$1.3K/yr
Vendr · n=4 · limited data
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 20 sourced facts
15 hidden-cost · 2 contract · Vendr median · 2 review platforms
Last verified 2d ago
Confidence Medium confidence
Sources 20 sourced facts
13 hidden-cost · 4 contract · Vendr median · 2 review platforms
Last verified today
Confidence Medium confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
5 documented
  • Payment Processing Fees via Stripe
    2.9-3.5% of transaction value
    3 sources
  • Per-Client Tier Limitations
    $17-$27/month upgrade cost
    2 sources
  • Payroll Service Add-On
    $40/month + $6/employee/month
    1 source
  • Bookkeeper User Access Not Included in Lite Plan
    $17/month to upgrade from Lite to Plus
    1 source
  • Steep Plan Jump for Additional Features
    $47-$47/month forced upgrade
    2 sources
5 documented
  • General Implementation
    1 source
  • Aggressive Annual Price Escalation
    20-50% of license costs annually
    3 sources
  • Unwanted Add-Ons Bundled into Renewals
    30-40% of license costs
    3 sources
  • Charges Continuing After Cancellation
    $95-$530
    3 sources
  • Paid Support Required for Basic Software Functions
    $380-$500/year
    1 source
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

FreshBooks
Sage
Auto-renewal
Yes
Yes
Cancellation
—
Must call billing team by phone; not available online or via chat. Average hold time reported at 45+ minutes.
Commitment
✓ Month-to-month or annual
Annual (based on user reports of continued billing after cancellation attempts)
Price escalation
Users report repeated mid-contract price increases on the same plan tier without plan changes or added features; documented increases from ~$25/mo to ~$45/mo over several years
Users report 20–50% annual price increases with minimal notice. One user documented a near-50% increase in a single year (£74.40/mo to £108/mo). Front-line agents reportedly offer at most 10% concessions; escalating to billing or threatening to leave yields larger reductions.
Can downgrade
—
No
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
TrustRadius
8.9out of 5 (212)
Trustpilot
2.1out of 5 (23)
Best for
Freelancers and solo professionals with a small client base
Watch out
Stripe payment processing holds and fee increases causing cash flow problems
Trustpilot
1.7out of 5 (24)
G2
4.3out of 5 (3,000)
Watch out
Aggressive and unexplained annual price increases of 20–50%
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Accounting

FreshBooks

$23–$70
/mo
4 plans
Full pricing breakdown →
VS
Accounting

Sage

Custom pricing
1 plan
Full pricing breakdown →

Plan-by-Plan Pricing

Plan FreshBooks Sage
Lite $23 /month Custom
Plus $43 /month —
Premium $70 /month —
Select Custom —

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

FreshBooks

11 scenarios
$21/month
Freelance designer
for Lite plan
$38/month
Growing consulting firm
for Plus plan
$65/month
Small agency with team
for Premium + $22/month for 2 extra team members = $87/month
See all 11 scenarios →

Sage

2 scenarios
$1,202
US Small Business — Sage 50 Annual Renewal
$1,302/year (base after removing unwanted add-ons); initial renewal quotes may reach $1,650–$1,695 with bundled extras
£70–£108/month (£840–£1,296/year), with reported starting prices of £20/month that have escalated over 6 years
UK One-Person Limited Company — Cloud Payroll & Accounting

Market Intelligence

FreshBooks

Median annual cost
$480
Based on
98 deals

Sage

Median annual cost
$1,302
Based on
4 deals

What Users Say

FreshBooks

Trustpilot
2.1out of 5 (23)
TrustRadius
8.9out of 10 (212)
Top complaints
  • Stripe payment processing holds and fee increases causing cash flow problems
  • Repeated price increases on existing plans without feature additions
  • Poor bank feed reliability and connectivity issues

Sage

G2
4.3out of 5 (3,000)
Trustpilot
1.7out of 5 (24)
Top complaints
  • Aggressive and unexplained annual price increases of 20–50%
  • Extremely difficult cancellation requiring phone calls with 45+ minute hold times
  • Continued billing for months after cancellation

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

FreshBooks 9 hidden costs

high
Payment Processing Fees via Stripe 2.9-3.5% of transaction value
medium
Per-Client Tier Limitations $17-$27/month upgrade cost
high
Payroll Service Add-On $40/month + $6/employee/month
medium
Bookkeeper User Access Not Included in Lite Plan $17/month to upgrade from Lite to Plus
high
Steep Plan Jump for Additional Features $47-$47/month forced upgrade
See all FreshBooks hidden costs →

Sage 6 hidden costs

high
General Implementation
high
Aggressive Annual Price Escalation 20-50% of license costs annually
high
Unwanted Add-Ons Bundled into Renewals 30-40% of license costs
critical
Charges Continuing After Cancellation $95-$530
medium
Paid Support Required for Basic Software Functions $380-$500/year
See all Sage hidden costs →

Contract Terms

Term FreshBooks Sage
Auto-renewal Yes Yes
Cancellation — Must call billing team by phone; not available online or via chat. Average hold time reported at 45+ minutes.
Minimum commitment Month-to-month or annual Annual (based on user reports of continued billing after cancellation attempts)
Price escalation Users report repeated mid-contract price increases on the same plan tier without plan changes or added features; documented increases from ~$25/mo to ~$45/mo over several years Users report 20–50% annual price increases with minimal notice. One user documented a near-50% increase in a single year (£74.40/mo to £108/mo). Front-line agents reportedly offer at most 10% concessions; escalating to billing or threatening to leave yields larger reductions.
Can downgrade — No

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