Price checkMonthly
Starter KitFreePoint of Sale$69/moBuild Your OwnCustom
See all 3 plans

All Toast POS Plans & Pricing

Plan Monthly Annual Best For
View all features by plan (compare side-by-side)

Starter Kit

  • Hardware kit with no upfront costs
  • Cloud-based point of sale
  • Hardware configuration incl. 1 terminal
  • Additional add-ons available

Point of Sale

  • Cloud-based point of sale
  • Custom hardware configuration
  • Additional add-ons available

Build Your Own

  • Perpetual inventory management
  • Easy integrated payroll and tips manager
  • Automated inventory
  • Employee benefits
  • Employee scheduling
  • Guest marketing, loyalty and gift cards
  • Custom hardware setup
Pricing Alerts

Track Toast POS pricing

Get an email when Toast POS's pricing changes — plus the weekly SaaS Price Watch: verified price changes and deals across 3,000+ products. One-click unsubscribe.

Try Toast POS Free
Compare Toast POS with alternativesAdjust seats, lock a tier, add up to 2 more products side-by-side. Shareable URL.
At a glance

List price by tier (annualized, per license)

Per-license list price across Toast POS's plans, annualized. Custom-priced tiers show a hatched bar.

Point of Sale$828/yr
Build Your OwnCustom
Real-world benchmark

Buyers actually pay a median of $1.1K/yr for Toast POS contracts (Vendr deal flow, n=27). That's a contract total — the more seats, the more leverage to negotiate down.

Quick Answer
Last verified:
Medium confidence

Toast POS has a free plan; Point of Sale costs $69/mo. Build Your Own is quote-based. Plans: Starter Kit (free), and Point of Sale at $69/month. Custom pricing is available on request. The median contract is $1,068/year based on 27 community cost mentions.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Toast POS offers 3 pricing tiers: Starter Kit, Point of Sale, Build Your Own. A free plan is available. Paid plans include Point of Sale at $69/month. The Point of Sale plan is restaurants with core functionality needs.

Compared to other restaurant pos software, Toast POS is positioned at the mid-market price point.

  • Median contract: $1,068/yr from 27 purchases Directional
  • 4 documented hidden costs beyond list price
Last verified: | Sources: 1 pricing pages and reviews

How much does Toast POS cost?

Toast POS has a free plan; Point of Sale costs $69/mo. Build Your Own is quote-based. Plans include Starter Kit (free), Point of Sale at $69/month, Build Your Own (custom pricing).

Toast POS Pricing Overview

Toast POS has a free plan; Point of Sale costs $69/mo. Build Your Own is quote-based. The Starter Kit plan is free and is best for single-location restaurants getting started. The Point of Sale plan costs $69/month, best for restaurants with core functionality needs. The Build Your Own plan requires contacting sales for a custom quote and is designed for restaurants wanting full platform.

The median Toast POS customer pays $1,068/year based on 27 community cost mentions.

There are at least 4 documented hidden costs beyond Toast POS's list price, including implementation, training, and add-on fees.

This pricing was last verified in October 31, 2026 from 1 independent source.

Try Toast POS Free

Toast POS pricing starts at $0/month for the Starter Kit plan, which is a free basic POS solution. For more features, the Point of Sale plan runs $69/month. Enterprise-level needs are handled through Build Your Own custom pricing.

How Toast POS Pricing Compares

Compare Toast POS pricing against top alternatives in Restaurant POS.

Clover $14.95-$69.95/user/mo Compare → Lightspeed Restaurant $69-$399/user/mo Compare → Square for Restaurants $0-$149/user/mo Compare →

Compare Toast POS vs Alternatives

Before committing to Toast POS, compare pricing with these 3 alternatives in the same category.

VSClover
From $14.95/user/mo

Small retail businesses

Full comparison
VSLightspeed Restaurant
From $69/user/mo

Restaurants simplifying daily operations

Full comparison
VSSquare for Restaurants
Free

Small restaurants starting out

Full comparison

All Toast POS alternatives & migration guides

What Companies Actually Pay for Toast POS

The median Toast POS buyer pays $1,068/year based on 27 community cost mentions.

What companies actually pay $1,068/yr Median across 27 community cost mentions Directional
Review scores
Third-party review aggregates, as of Mar 2026
Top pricing complaints
Credit card surcharging feature is not compliant with card brand regulationsDifficult bookkeeping due to surcharge fees being added to sales totalsLack of transparency in transaction fee structures for small tickets
Source: Community cost mentions (Reddit, Hacker News) — aggregated from 27 distinct user reports. Indicative only — not contract-grade data.

How Toast POS Pricing Compares

Software Starting Price Top Price
Toast POS Free $69/month
Clover $89.95/month $109.9/month
Lightspeed Restaurant $69 per location $399 per location
Square for Restaurants Free $149/month
TouchBistro $69/month $119/month
Epos Now $84/month $84/month

Detailed pricing comparisons:

Browse all Restaurant POS pricing →

4 Toast POS Hidden Costs Beyond the List Price

Beyond the listed price, Toast POS has at least 4 documented hidden costs that can significantly increase total cost of ownership.

Watch for 4 hidden costs
  • Credit Card Processing Fees on Small Transactions 5-10% of transaction value on small tickets
    medium 1 source
    Reddit “Regulated debits interchange rate is 0.05% + $0.22 per transaction. So if you sell a cup of coffee for $3 you pay $0.2215 for the transaction plus the processing fee charged by the payment processor.”
  • Processing Fees on Credit Card Tips 3-4% of tip amount
    medium 1 source
    Reddit “Also, think about CC tips too. You pay processing fees on the tips as well and as they’re usually after the initial payment then the surcharge doesn’t get charged to the customer and you end up eating that cost.”
  • Non-Compliant Surcharging Risk $50,000
    critical 1 source
    Reddit “You can’t just add a percentage on a sale and think that’s compliant. You can’t charge more than you are paying in processing fees so this means you have to be set up on the same flat rate.”
    Reddit “Visa isn’t messing around and they are going after everyone that isn non compliant. Toast is setting everyone up for failure and major fines. Up to 50k.”
  • Additional Tax Burden on Surcharge Fees Sales tax rate applied to surcharge amount
    medium 1 source
    Reddit “You also pay extra taxes on that extra fee you collect. It’s a nightmare for book keeping also.”
Tip

Ask your Toast POS sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
Reddit User discussions
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

Toast POS Pricing FAQ

01 How much does Toast POS cost per month?

Toast POS offers a Starter Kit at $0/month and a Point of Sale plan at $69/month billed monthly. Build Your Own is custom-priced, with no published number. Total spend is usually higher than the plan price once payment processing, online ordering, kitchen displays, and other add-ons are included. Buyers in community discussions report a median annual cost of $1,068/year.

02 What are Toast POS payment processing fees?

Toast charges 2.49% + $0.15 per transaction on the Point of Sale plan, or 3.5% + $0.15 on the pay-as-you-go Starter Kit plan. Card-not-present transactions (like online orders) have higher rates at 3.5% + $0.15.

03 Does Toast POS charge transaction fees on top of the monthly subscription?

Yes. Toast charges processing fees on every credit and debit card transaction. For regulated debit cards, the base interchange rate is 0.05% + $0.22 per transaction. With flat rate pricing, Toast adds an additional transaction fee ranging from $0.05 to $0.15. On small transactions like a $3 coffee, this can push your effective rate above 5%.

04 Is Toast's credit card surcharging feature compliant?

According to user discussions, Toast's surcharging feature may not be fully compliant with card brand regulations. Proper surcharging requires registering with card brands, displaying dual pricing on menus and receipts, and cannot be applied to debit cards. Toast applies a flat percentage without distinguishing card types, which could expose merchants to fines up to $50,000.

Is this pricing incorrect? — we'll verify and update it.