Quick Answer
Last verified:
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Paymo costs Free to Free per month as of November 2026 including a free tier. Plan: Free (free). Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Paymo offers 1 pricing tiers: Free.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — Try Paymo Free

Paymo is free, but hidden costs like implementation and support still add to the total as of November 2026. Key hidden costs: storage upgrades, additional users, priority support. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Storage Upgrades

low overage

Users may need to purchase additional storage if they require more than what is included in their chosen plan.

Grounded summary

Hidden/Implementation Costs: While Paymo's subscription itself is straightforward, certain scenarios can lead to additional expenses: * Storage Upgrades: If a user requires more storage than what is included in their chosen plan, they may need to purchase additional storage

2

Additional Users

medium overage

Increasing the number of users on a plan will directly increase the monthly or annual subscription cost, with Free and Solo plans limited to one user.

Grounded summary

Additional Users: Increasing the number of users on a plan will directly increase the monthly or annual subscription cost

3

Priority Support

low support

Priority support may be an additional cost if a user on a lower tier requires this level of support, as it is included only in the Business plan.

Grounded summary

Priority Support: Priority support is included in the Business plan, but may be an additional cost if a user on a lower tier requires this level of support

4

Discover, Mastercard, Visa Transaction Fee

medium addon

A fee of 2.95% is incurred for Discover, Mastercard, and Visa transactions when utilizing Paymo's PM Payments.

Grounded summary

These include: * Discover, Mastercard, and Visa transactions: 2.95%

5

American Express Transaction Fee

medium addon

A fee of 3.49% is incurred for American Express transactions when utilizing Paymo's PM Payments.

Grounded summary

American Express transactions: 3.49%

6

ACH Payment Fee

medium addon

ACH payments incur a 1% fee per transaction, capped at $12, when utilizing Paymo's PM Payments.

Grounded summary

ACH payments: 1% per transaction, capped at $12

7

Annual PCI Fee

medium compliance

An annual PCI fee of $69 is incurred when utilizing Paymo's PM Payments (source dated Jul 2026).

Grounded summary

ACH payments: 1% per transaction, capped at $12

8

PM Payments Non-Utilization Fee

medium addon

A "Non-Utilization Fee" of $20 is charged if no transactions are processed in a billing cycle for PM Payments.

Grounded summary

A "Non-Utilization Fee" of $20 if no transactions are processed in a billing cycle for PM Payments

Frequently Asked Questions

01 What hidden costs should I budget for with Paymo?

Beyond the license fee, budget for: Discover, Mastercard, Visa Transaction Fee (2.95%); American Express Transaction Fee (3.49%); ACH Payment Fee (1% per transaction, capped at $12); Annual PCI Fee ($69); PM Payments Non-Utilization Fee ($20). Exact totals depend on your deployment size and negotiated terms.

02 Does Paymo charge for implementation?

Implementation costs for Paymo vary by deployment size and customization. Contact the vendor or check our sourced hidden-cost breakdown above for verified figures.

03 How much does Paymo support cost?

Priority support may be an additional cost if a user on a lower tier requires this level of support, as it is included only in the Business plan..

04 Are there overage or storage costs with Paymo?

Users may need to purchase additional storage if they require more than what is included in their chosen plan..

05 What add-ons cost extra with Paymo?

Add-on pricing for Paymo varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — Try Paymo Free

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