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Copilot Money costs $7.92 to $13 per month as of April 2026, with 2 plans available. Plans: Annual at $7.92/month, and Monthly at $13/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Copilot Money offers 2 pricing tiers: Annual, Monthly. Paid plans include Annual at $7.92/month, Monthly at $13/month. The Monthly plan is users who prefer monthly flexibility.

Compared to other personal finance & budgeting software, Copilot Money is positioned at the budget-friendly price point.

How much does Copilot Money cost?

Copilot Money pricing ranges from $7.92 to $13/month across 2 plans. Plans include Annual at $7.92/month, Monthly at $13/month.

Copilot Money Pricing Overview

Copilot Money has 2 pricing plans ranging from $7.92 to $13/month. The Annual plan costs $7.92/month, best for apple ecosystem users who want a premium finance app. The Monthly plan costs $13/month, best for users who prefer monthly flexibility.

This pricing was last verified in April 1, 2026.

Copilot Money is an Apple-first personal finance app priced at $13/month on the Monthly plan or $95/year ($7.92/month) on the Annual plan. It uses AI to automatically tag transactions and provides spending visualization, budget rollover, and investment tracking across bank accounts, stocks, crypto, and real estate. A 1-month free trial is available.

All Copilot Money Plans & Pricing

Plan Monthly Annual Best For
Annual $7.92 /month $95 /year Apple ecosystem users who want a premium finance app
Monthly $13 /month Custom Users who prefer monthly flexibility
View all features by plan

Annual

  • Automatic transaction tracking and AI tagging
  • Spending visualization and budget management
  • Budget rollover functionality
  • Cash flow tracking with monthly summaries
  • Subscription spotting
  • Multi-account integration (stocks, crypto, real estate)
  • Net worth tracking
  • Live investment performance monitoring

Monthly

  • Automatic transaction tracking and AI tagging
  • Spending visualization and budget management
  • Budget rollover functionality
  • Cash flow tracking with monthly summaries
  • Subscription spotting
  • Multi-account integration (stocks, crypto, real estate)
  • Net worth tracking
  • Live investment performance monitoring

How Copilot Money Pricing Compares

Software Starting Price Top Price
Copilot Money $7.92/month $13/month
YNAB $9.08/month $14.99/month
Monarch Money $8.33/month $14.99/month
Tiller Money $6.58/month $6.58/month
Goodbudget Free $10/month
EveryDollar Free $17.99/month

Copilot Money Pricing FAQ

01 How much does Copilot Money cost?

Copilot Money costs $13/month on the Monthly plan or $95/year ($7.92/month) on the Annual plan. The Annual plan saves about $61/year compared to paying month-to-month.

02 Does Copilot Money have a free trial?

Yes, Copilot Money offers a 1-month free trial with full access to all features including bank sync, AI transaction tagging, and investment tracking.

03 What platforms does Copilot Money support?

Copilot Money is available on iPhone, iPad, Mac, and Web. It's designed primarily for the Apple ecosystem and requires an Apple device to set up an account.

04 Copilot Money vs Monarch Money: which is better?

Copilot Money's Annual plan costs $95/year ($7.92/month) versus Monarch Money's $99.99/year ($7.92/month) — Copilot is slightly cheaper. Copilot has a superior UI for Apple users and AI-powered tagging; Monarch Money supports more platforms (including Android) and offers unlimited collaborator invitations. Choose Copilot for Apple-first design, Monarch for cross-platform access.

05 Is Copilot Money available on Android?

No, Copilot Money is an Apple-only app available on iPhone, iPad, Mac, and Web. It does not have an Android app. If you use Android, Monarch Money ($99.99/year) or YNAB ($109/year) are better alternatives with cross-platform support.

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