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Encompass (ICE Mortgage Technology) uses custom pricing as of August 2026. Contact Encompass (ICE Mortgage Technology) directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Encompass (ICE Mortgage Technology) offers 1 pricing tiers: Encompass.

Last verified: | Sources: 1 pricing pages and reviews
Know Before You Buy — Request Encompass (ICE Mortgage Technology) Pricing

Encompass (ICE Mortgage Technology) uses custom pricing, and hidden costs like implementation and support add to the quoted price as of August 2026. Contact the vendor for a quote. Hidden costs like implementation and support add significantly to the total. Key hidden costs: training and certification, per-loan and per-user fees, professional services and setup. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

1

Training and Certification

medium training

Specialized training and certification courses, such as the "Encompass Administrator Certification" for $5,000 and a recertification course for $900, are not included in the standard subscription.

industry

These classes are not included in the standard Encompass subscription

2

Per-loan and Per-user Fees

high overage

Encompass costs are reported to be around $160 per closed loan and $135 per user for companies closing approximately 1000 files per year, with annual increases of about $25 per loan and $25 per user.

industry

Annual Price Uplift: There have been reports of annual price increases, with costs per loan and per user rising annually.

3

Professional Services and Setup

high implementation

Setting up and administering Encompass often requires hiring a consultant or an in-house administrator, and ICE Mortgage Technology offers customizable implementation packages and advisory consulting.

industry

Professional Services and Setup: Setting up and administering Encompass can be complex, often requiring companies to hire a consultant specializing in Encompass administration or an in-house administrator.

4

Third-Party Services

medium addon

Users often need "dozens of other services" beyond the core LOS functionality provided by Encompass.

industry

Third-Party Services: While Encompass provides a comprehensive platform, users often need "dozens of other services" beyond the core LOS functionality.

5

Monthly Fee for Closing Packages

medium overage

Some customers report paying a monthly fee for each closing package in addition to the software cost.

industry

Monthly Fee for Closing Packages: Some customers report paying a monthly fee for each closing package in addition to the software cost.

6

Fee Cures

critical compliance

Errors in loan disclosures, known as "fee cures," are a significant hidden cost, with over one in three loans resulting in a fee cure at an average cost of $1,225 per loan. Mitigating these can save lenders an estimated $1.2 million for every 1,000 loans originated.

industry

Mitigating these can save lenders an estimated $1.2 million for every 1,000 loans originated.

7

SDK Transition Costs

high migration

After December 31, 2026, SDK calls will cost $0.50 per unit as ICE Mortgage Technology transitions from its legacy SDK to an API-based architecture.

industry

While a grace period for SDK access was extended to December 31, 2026, after this date, SDK calls will cost $0.50 per unit.

Frequently Asked Questions

01 What hidden costs should I budget for with Encompass (ICE Mortgage Technology)?

Beyond the license fee, budget for: Training and Certification ($5,000); Per-loan and Per-user Fees ($160 per closed loan, $135 per user, $25 per loan annually, $25 per user annually); Fee Cures ($1,225 per loan, $1.2 million for every 1,000 loans); SDK Transition Costs ($0.50 per unit). Exact totals depend on your deployment size and negotiated terms.

02 Does Encompass (ICE Mortgage Technology) charge for implementation?

Encompass (ICE Mortgage Technology) implementation is not included in the license cost. Setting up and administering Encompass often requires hiring a consultant or an in-house administrator, and ICE Mortgage Technology offers customizable implementation packages and advisory consulting..

03 How much does Encompass (ICE Mortgage Technology) support cost?

Premium support pricing for Encompass (ICE Mortgage Technology) depends on your tier and contract terms. See the sourced cost breakdown above for any verified figures we have.

04 Are there overage or storage costs with Encompass (ICE Mortgage Technology)?

Encompass costs are reported to be around $160 per closed loan and $135 per user for companies closing approximately 1000 files per year, with annual increases of about $25 per loan and $25 per user.. Estimated impact: $160 per closed loan, $135 per user, $25 per loan annually, $25 per user annually.

05 What add-ons cost extra with Encompass (ICE Mortgage Technology)?

Add-on pricing for Encompass (ICE Mortgage Technology) varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

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