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FreeFreeCollect$5/member/moControlCustom
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All Expensify Card Plans & Pricing

Prices unverified — last checked Sep 17, 2026

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Free

Collect

Control

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At a glance

List price by tier (annualized, per license)

Per-license list price across Expensify Card's plans, annualized. Custom-priced tiers show a hatched bar.

Collect$60/yr
ControlCustom
Quick Answer
Last verified:
Medium confidence

Expensify Card costs Free to $5 per member/month as of November 2026, with 3 plans available including a free tier. Plans: Free (free), and Collect at $5/member/month. Custom pricing is available on request. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Expensify Card offers 3 pricing tiers: Free, Collect, Control. A free plan is available. Paid plans include Collect at $5/member/month. The Collect plan is small businesses needing expense, travel, and chat.

Compared to other corporate cards & spend software, Expensify Card is positioned at the budget-friendly price point.

  • 6 documented hidden costs beyond list price
  • Contracts auto-renew — Cancellation of automatically renewing packages must occur before the renewal term; for SOWs, a minimum of 90 days' notice is required to prevent auto-renewal.
  • G2 rating: 4.5 out of 5 from 5,656 reviews (as of Jul 2026)
Last verified: | Sources: 2 pricing pages and reviews

How much does Expensify Card cost?

Expensify Card Collect costs $5/user/mo. Control is quote-based. Plans include Free (free), Collect at $5/member/month, Control (custom pricing).

Expensify Card Pricing Overview

Expensify Card has 3 pricing plans, including a free tier. Paid plans range from $5 to $5/member/month. The Free plan is free and is best for individual employees; unlimited smartscans, money transfers, and chat. The Collect plan costs $5/member/month, best for small businesses needing expense, travel, and chat. The Control plan requires contacting sales for a custom quote and is designed for larger businesses needing erp integrations, sso, and advanced approvals.

Expensify Card contracts auto-renew.

There are at least 6 documented hidden costs beyond Expensify Card's list price, including implementation, training, and add-on fees.

This pricing was last verified in September 17, 2026 from 2 independent sources.

See Expensify Card Plans

Expensify Card offers two pricing tiers: Collect and Control. The Collect plan is priced per member per month. The Control plan offers custom pricing.

How Expensify Card Pricing Compares

Compare Expensify Card pricing against top alternatives in Corporate Cards & Spend.

Divvy (BILL) Free View pricing → Jeeves Custom pricing View pricing → Mercury $0-$350/month View pricing →

Compare Expensify Card vs Alternatives

Before committing to Expensify Card, compare pricing with these 3 alternatives in the same category.

VSDivvy (BILL)
Custom

General users

Compare pricing
VSJeeves
Custom

Compare pricing
VSMercury
Free

Early-stage startups and small businesses

Compare pricing

All Expensify Card alternatives & migration guides

What Companies Actually Pay for Expensify Card

Review scores
TrustRadius 7.4out of 10 (265)
Trustpilot 4.5out of 5 (1,100)
G2 4.5out of 5 (5,656)
Third-party review aggregates, as of Jul 2026
Top pricing complaints
Pressure to Adopt Expensify Card and Pricing ConcernsReceipt Scanning InaccuraciesCustomer Support IssuesMobile App Usability

How Expensify Card Pricing Compares

Software Starting Price Top Price
Expensify Card Free $5/member/month
Divvy (BILL) Custom Custom
Jeeves Custom Custom
Mercury Free $350/month
Payhawk $299/month $499/month
Pleo $14/month $249/month

Browse all Corporate Cards & Spend pricing →

6 Expensify Card Hidden Costs Beyond the List Price

Beyond the listed price, Expensify Card has at least 6 documented hidden costs that can significantly increase total cost of ownership.

Watch for 6 hidden costs
  • Payment Processing Fees 2.9% plus $0.30 per transaction
    medium 1 source
    Grounded summary Payment Processing Fees: While ACH payments are free, credit card processing incurs a 2.9% fee plus $0.30 per transaction.
  • User Adoption and Training
    medium 1 source
    Grounded summary User Adoption and Training: Organizations need to account for initial training sessions, ongoing support, and documentation creation.
  • SmartScan Overage $0.20 per additional scan
    low 1 source
    Grounded summary SmartScan Overage: For users on the free tier who exceed 25 SmartScans per month, an overage fee of $0.20 per additional scan applies.
  • International Transaction Fees 1%
    medium 1 source
    Grounded summary International Transaction Fees: For US entities, the Expensify Card charges a 1% fee on foreign exchange transactions.
  • Software Subscription Fees
    high 1 source
    Grounded summary Annual Price Uplift: While a specific annual price uplift percentage is not explicitly stated, pricing can vary based on the chosen plan, billing frequency, and the extent of Expensify Card usage
  • Professional Services $5,000 to $25,000
    high 1 source
    Grounded summary It is important to note that the Expensify Card itself carries no annual fee, interest, program fees, or foreign transaction fees on international purchases
Tip

Ask your Expensify Card sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 4 independent sources
industry TrustRadius Enterprise reviews Trustpilot Consumer reviews G2 B2B reviews
Key claims include inline source attribution. Data verified against multiple independent sources. 11 source citations total.

Expensify Card Contract Terms

Expensify Card contracts auto-renew. Changes require Cancellation of automatically renewing packages must occur before the renewal term; for SOWs, a minimum of 90 days' notice is required to prevent auto-renewal.. These terms are sourced from verified buyer experiences.

Contract Terms
Auto-Renewal Yes
Cancellation Notice Cancellation of automatically renewing packages must occur before the renewal term; for SOWs, a minimum of 90 days' notice is required to prevent auto-renewal.
Minimum Commitment The "Collect" plan offers month-to-month billing with no annual commitment, but annual subscriptions for the "Control" plan are a 12-month commitment and the chosen subscription size cannot be decreased until the subscription renews.
Based on 1 verified source

How to Negotiate Expensify Card Pricing

Expensify Card contracts are negotiable. These 4 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 4 tactics
Leverage Annual Subscriptions high success

Committing to an annual subscription can lead to significant cost savings compared to month-to-month billing.

https://expensify.com
Maximize Expensify Card Usage high success

Businesses that use the Expensify Card for at least 50% of their approved USD expenses can qualify for a substantial subscription discount, potentially up to 50% off their per-member rate, and also earn 1% cashback on all USD purchases, increasing to 2% if monthly spend exceeds $250,000.

https://expensify.com
Thorough Plan Analysis and Feature Review high success

Buyers should carefully analyze the different pricing plans and periodically review their team's feature usage, downgrading to a more basic plan if certain advanced features are not needed.

https://checkthat.ai
Start with a Free Plan/Extended Trial medium success

Utilizing the free plan for individuals or small teams (up to 25 SmartScans per month) allows buyers to evaluate features before committing to a paid subscription, and it may also be possible to negotiate for an extended trial period.

https://expensify.com
High success Medium Low / difficult

Full negotiation guide →

Expensify Card Price History

Pricing changes CostBench has tracked for Expensify Card, verified across 2 snapshots going back to 2026Q3.

  1. Expensify Card tier restructure

    Changed from 2 to 3 pricing tiers

Price stable over 0.1 years

View Expensify Card's full price history →

Expensify Card Pricing FAQ

01 What is the price of the Collect plan?

The Collect plan costs $5.00 per member per month.

02 Does Expensify Card have a free plan?

Expensify Card does not have a free plan.

03 What are the pricing options for the Control plan?

The Control plan has custom pricing.

Is this pricing incorrect? — we'll verify and update it.