Quick Answer
Last verified:
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Xero costs $27 to $97 per month as of November 2026, with 3 plans available. Plans: Early at $27/month, Growing at $59/month, and Established at $97/month. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available

Xero offers 3 pricing tiers: Early, Growing, Established. Paid plans include Early at $27/month, Growing at $59/month, Established at $97/month. The Growing plan is growing small businesses.

No, Xero does not offer a free plan as of November 2026. Paid plans start at $27/month. Pricing verified from 11 sources by CostBench.

No Free Tier Available

Xero does not offer a forever-free plan. It offers a free trial, but doesn't publish the trial length.

About Xero's Free Trial

Trial Duration Not published
Credit Card Required Not published
Features Access One month free on Early, Growing or Established, then the plan's regular monthly price (Xero US pricing page, 2026-10-20). Alternative offer: 90% off the first 6 months, ends Nov 2, 2026.
Starting Price After Trial $27/month

How to Get the Most from Your Trial

  1. Plan your evaluation - Create a list of must-have features to test before starting
  2. Involve your team - Get key stakeholders to test during the trial period
  3. Test integrations - Connect to your existing tools to verify compatibility
  4. Use support - Evaluate response times and helpfulness of their support team
  5. Ask for extensions - If you need more time, most vendors will extend trials

Looking for Free Alternatives?

If a free tier is essential for your needs, consider exploring other accounting tools that offer generous free plans. Many competitors provide forever-free options suitable for individuals and small teams.

Browse Accounting Software →

Frequently Asked Questions

01 Does Xero have a free plan?

No, Xero does not offer a free tier. It offers a free trial, but doesn't publish the trial length. Paid plans start at $27/month.

02 How long is Xero's free trial?

Xero offers a free trial but doesn't publish its length. It includes One month free on Early, Growing or Established, then the plan's regular monthly price (Xero US pricing page, 2026-10-20). Alternative offer: 90% off the first 6 months, ends Nov 2, 2026..

03 What are free alternatives to Xero?

If you need a free accounting solution, consider alternatives that offer generous free tiers. Many competitors in this space provide forever-free plans with basic features suitable for individuals and small teams.

04 How can I get the best deal on Xero?

Without a free tier, maximize value by: using the full trial period, asking about discounts, comparing monthly and annual billing, and starting with the lowest tier that meets your needs.

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