Xero vs Sage Accounting Pricing (2026)

Xero vs Sage Accounting

Accounting pricing comparison · 2026

Xero pricing ranges from $25–$90/month, while Sage Accounting ranges from $10–$62/month. Sage Accounting is typically 22% more affordable, though your actual cost depends on tier and team size.

Accounting

Xero

$25–$90
/month
3 plans
Full pricing breakdown →
VS
Accounting

Sage Accounting

$10–$62
/month
3 plans
Full pricing breakdown →

Xero and Sage Accounting both operate in the accounting category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Xero Sage Accounting
Early $25 /month $19 /month
Growing $55 /month $43 /month
Established $90 /month $62 /month

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

Xero

8 scenarios
$25/month
Freelancer with few clients
for Early plan
$55/month
Growing service business
for Growing plan
$90/month
International e-commerce business
for Established + Gusto payroll (~$100/month) = ~$190/month
See all 8 scenarios →

Sage Accounting

4 scenarios
$19/month
Solo consultant
for Accounting Start
$43/month
Small retail shop
for Accounting Standard
$62/month
Growing product business
for Accounting Plus + payroll ($7.50) = ~$70/month
See all 4 scenarios →

Market Intelligence

Xero

Median annual cost
$564
Based on
147 deals

Sage Accounting

Median annual cost
$660
Based on
59 deals