Melio vs BILL AP
Accounts Payable pricing comparison · 2026
Melio pricing ranges from $0–$80/per month, while BILL AP ranges from $49–$89/per user/month. Melio is typically 64% more affordable, though your actual cost depends on tier and team size.
VS
Melio and BILL AP both operate in the accounts payable category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Melio | BILL AP |
|---|---|---|
| Go | Free / | $49 /user/month |
| Core | $25 / | $65 /user/month |
| Boost | $55 / | $89 /user/month |
| Unlimited | $80 / | Custom |
| Platinum | Custom | — |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Melio
6 scenarios$1,392/year
Solo Operator (5 payments/month)
$5,850/year
Small Team on Core (30 payments/month)
$1,668/year
Growing Business on Unlimited (100 payments/month)
BILL AP
3 scenarios$90/month (2 users × $45)
Small business (50 invoices/month)
+ occasional ACH fees
$275/month (5 users × $55)
Mid-sized company (200 invoices/month)
+ payment processing fees
$1,185/month (15 users × $79)
Enterprise organization (1,000+ invoices/month)
+ custom Enterprise features + expedited ACH fees
Market Intelligence
Melio
- Median annual cost
- $360
- Based on
- 9 deals
BILL AP
- Median annual cost
- $545
- Based on
- 192 deals