Melio vs Stampli Pricing (2026)

Melio vs Stampli

Accounts Payable pricing comparison · 2026

Melio pricing ranges from $0–$80/per month, while Stampli uses custom pricing. Stampli is typically 100% more affordable, though your actual cost depends on tier and team size.

Accounts Payable

Melio

$0–$80
/per month
5 plans · Free tier
Full pricing breakdown →
VS
Accounts Payable

Stampli

Custom pricing
/per month
2 plans
Full pricing breakdown →

Melio and Stampli both operate in the accounts payable category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Melio Stampli
Go Free / Custom
Core $25 / Custom
Boost $55 /
Unlimited $80 /
Platinum Custom

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

Melio

6 scenarios
$1,392/year
Solo Operator (5 payments/month)
$5,850/year
Small Team on Core (30 payments/month)
$1,668/year
Growing Business on Unlimited (100 payments/month)
See all 6 scenarios →

Stampli

4 scenarios
Estimated $400-700/month based on invoice volume + payment processing fees
Small to mid-sized business
Estimated $1,200-2,000/month for Professional tier with payment features
Mid-market company (high collaboration needs)
Estimated $3,000-5,000+/month for Enterprise tier with custom integrations and full feature suite
Enterprise organization (complex workflows)
See all 4 scenarios →

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Melio 8 hidden costs

high
Credit Card Processing Fee 2.9% of payment volume
medium
Excess ACH Transaction Fee $0.50 per transaction
medium
Instant/Fast Payment Fee 1-1.5% per expedited payment
critical
Account Suspension Risk $500-$20,000 in delayed payments
low
Check Mailing Fee $1.50 per check
See all Melio hidden costs →

Stampli 3 hidden costs

medium
Invoice Overage Fees 5-10% of license costs
medium
ERP Connector Fees $2,000-$10,000
medium
Stampli Pay Transaction Fees 1-3% of payment volume
See all Stampli hidden costs →