Payment Processing Pricing Benchmarks 2026: 6 Products Compared
Quick Answer

Payment Processing pricing across 6 tracked products: entry-tier median $0.01, top-tier median $0.03. Cheapest: Dwolla. Most premium: Square. Updated April 2026.

Last updated: April 24, 2026

Market Median (6 products)

Payment Processing pricing varies across per-seat, per-usage, and enterprise-quoted tiers. Published list prices on vendor pricing pages form the basis of this benchmark; negotiated deals typically land 15-40% below list for teams over 20 seats.

Entry-tier median is $0.01, top-tier median $0.03. Negotiated enterprise deals typically land 15-40% below list.

Per-Product Pricing

Product Entry Median Top Unit
Adyen $0.13 $0.27 $0.40 month
Braintree $0.03 $0.03 $0.03 month
Checkout.com $0.02 $0.03 $0.03 month
Dwolla $0 $0 $0 month
Square $0 $74 $149 month
Stripe $0 $0 $0 month

What this table shows

Low is the entry-tier price (often a free or starter plan). Median is the middle price across published tiers. High is the top published tier — enterprise contracts with negotiated discounts usually land 15-40% below the published high.

Frequently Asked Questions

01 What do payment processing actually cost?

Across 6 tracked products, the entry-tier median is $0.01 and the top-tier median is $0.03. Individual products vary significantly — see the per-product table above.

02 Which payment processing is cheapest?

Dwolla has the lowest entry-tier price in our tracked set.

03 Which payment processing is most premium?

Square has the highest top-tier list price among tracked products.

04 How accurate is this pricing data?

Prices are sourced from vendor pricing pages and automatically re-checked. Any tier marked 'custom' has no public list price; negotiated deals aren't shown here.