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All Braintree Plans & Pricing

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Standard

  • No monthly fees
  • No setup fees
  • Cards and digital wallets

Custom

  • Negotiated rates
  • Volume discounts
  • Interchange++ available
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Braintree costs $0.03 to $0.03 per month as of August 2026, with 2 plans available including a free tier. Plan: Standard (free). Enterprise pricing is available on request. The median contract is $325/year based on 26 verified purchases.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes

Braintree offers 2 pricing tiers: Standard, Custom. The Custom plan is businesses processing $80k+/month.

Compared to other payment processing software, Braintree is positioned at the budget-friendly price point.

  • Median contract: $325/yr from 26 purchases Thin data
  • 2 documented hidden costs beyond list price
Last verified:

How much does Braintree cost?

Braintree offers 2 pricing plans, starting with a free tier and scaling to custom enterprise pricing. Plans include Standard (free), Custom (custom pricing).

Braintree Pricing Overview

Braintree has 2 pricing plans, including a free tier. Paid plans range from $0.03 to $0.03/month. The Standard plan is free and is best for small to mid-sized businesses. The Custom plan requires contacting sales for a custom quote and is designed for businesses processing $80k+/month.

The median Braintree customer pays $325/year based on 26 verified purchases.

There are at least 2 documented hidden costs beyond Braintree's list price, including implementation, training, and add-on fees.

This pricing was last verified in June 5, 2026.

Try Braintree Free

Braintree pricing is based on a transaction fee model with no monthly or setup fees. The Standard plan is free to set up, and businesses pay either a flat rate of 2.59% + $0.49 per credit card transaction or interchange-plus pricing at Interchange + 0.35% + $0.10 per transaction. ACH transactions cost 0.75% per transaction, capped at $5. For businesses requiring custom enterprise features, the Custom plan offers tailored pricing.

How Braintree Pricing Compares

Compare Braintree pricing against top alternatives in Payment Processing.

Adyen $0.13-$0.4/user/mo Compare → Checkout.com $0.023-$0.029/user/mo Compare → Square $0-$149/user/mo Compare →

Compare Braintree vs Alternatives

Before committing to Braintree, compare pricing with these 3 alternatives in the same category.

VSAdyen
From $0.13/user/mo

General users

Full comparison
VSCheckout.com
From $0.023/user/mo

General users

Full comparison
VSSquare
Free

New and small businesses

Full comparison

All Braintree alternatives & migration guides

What Companies Actually Pay for Braintree

The median Braintree buyer pays $325/year based on 26 verified purchase transactions.

What companies actually pay $325/yr Median across 26 community cost mentions Thin data
Review scores
Third-party review aggregates, as of Aug 2026
Top pricing complaints
More expensive than Stripe for low-to-mid average order value transaction profilesPricing structure historically lacked transparency, making cost estimation difficult pre-launchMarketed as competitively priced but consistently described as a premium-cost provider
Source: Community cost mentions (Reddit, Hacker News) — aggregated from 26 distinct user reports. Indicative only — not contract-grade data.

Braintree Year 1 Total Cost by Company Size

Real deployment costs including licenses, implementation, training, and admin — not just the sticker price.

Medium-Volume E-Commerce Store (20K Transactions/Month) $17,570 Year 1 total

Online store processing 20,000 transactions per month at $15 average order value ($300,000 monthly volume). Using Braintree's flat-rate pricing of 2.59% + $0.49 per transaction.

High-Volume Small-Ticket Processing (20K transactions/month at $15 AOV) $17,570 Year 1 total
~$210,840/year
Total $17,570

Processing 20,000 transactions per month at a $15 average order value on Braintree's Standard plan at the community-reported rate of 2.59% + $0.49 per transaction.

HN calculation comparing Braintree vs Stripe for 20K txns/month at $15 AOV

How Braintree Pricing Compares

Software Starting Price Top Price
Braintree $0.0259/month $0.029/month
Adyen $0.13/month $0.4/month
Checkout.com Custom Custom
Dwolla Custom Custom
Square Free $149/month
Stripe Custom Custom

Detailed pricing comparisons:

Browse all Payment Processing pricing →

2 Braintree Hidden Costs Beyond the List Price

Beyond the listed price, Braintree has at least 2 documented hidden costs that can significantly increase total cost of ownership.

Watch for 2 hidden costs
  • Currency Conversion Fees for Non-US Accounts 5-6% of transaction volume
    high 1 source
    Hacker News "If you look at Stripe pricing and you are not in the US, look carefully: they will not deposit USD into a non-US account, which means they will hit you with currency conversion fees and poor rates. Add up all the fees and rates and you end up with 5."
  • Per-Transaction Processing Fees on the "Free" Standard Plan 2.59% + $0.49 per transaction
    high 1 source
    Hacker News "Braintree: 2.59% + $0.49 > Braintree fees: $17,570 cost for 20K txns/month ($15 AOV)"
Tip

Ask your Braintree sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Intelligence sourced from 1 independent sources
Hacker News Tech community
Key claims include inline source attribution. Data verified against multiple independent sources. 6 source citations total.

How to Negotiate Braintree Pricing

Braintree contracts are negotiable. These 3 tactics are sourced from real buyer experiences and procurement specialists.

Negotiation Playbook 3 tactics
Negotiate Volume Discounts medium success

Braintree may offer volume discounts for businesses processing higher transaction volumes. Once you achieve real traction (a few thousand dollars per month), you can negotiate to opt out of the more expensive flat rate into something more competitive.

HN discussion about Braintree pricing evolution
Negotiate Custom Rates Once You Hit Meaningful Volume medium success

Braintree's Custom plan allows volume-based rate negotiation once you're processing several thousand dollars per month. At that threshold, Braintree's sales team becomes willing to offer rates more competitive than the Standard plan's published per-transaction pricing. Come to the conversation with documented monthly processing volume and projected growth.

HN (jusben1369, 2012-10-31): 'I suspect the value with BT is that once you get real traction you can opt out of the more expensive rate into something more competitive - probably as soon as when you're doing a few thousand dollars per month.'
Benchmark Stripe Before Negotiating Your Custom Rate medium success

Calculate your exact cost under Stripe's 2.9% + $0.30 standard rate for your specific transaction profile before entering Custom plan talks with Braintree. For some profiles — such as high-volume small-ticket orders — Stripe can be around 16% cheaper at published rates. Presenting this comparison gives concrete leverage to push Braintree toward a matching or better custom rate.

HN (smca, 2023-07-21): 'Stripe is around 16% cheaper for their use case on standard pricing alone.'
High success Medium Low / difficult

Full negotiation guide →

Braintree Pricing FAQ

01 How much does Braintree cost?

Pricing varies by plan. Check the official pricing page for current rates.

02 Does Braintree have a free tier?

Check the pricing section above for free tier availability.

03 What are the main features of Braintree?

Key features include the items listed in the pricing tiers above.

04 Is Braintree worth the price?

Value depends on your specific needs and use case. Compare features across plans.

05 How does Braintree pricing compare to Stripe?

Braintree offers two pricing models: a flat rate of 2.59% + $0.49 per transaction, or interchange-plus pricing at Interchange + 0.35% + $0.10 per transaction with no monthly fees. Stripe's standard rate is 2.9% + $0.30. For a store processing 20,000 transactions/month at $15 average order value, Braintree costs approximately $17,570/month while Stripe costs $14,700/month—making Stripe about 16% cheaper at standard pricing. However, Braintree's interchange-plus model may be more competitive for higher volumes.

06 What are Braintree's ACH transaction fees?

Braintree charges 0.75% per ACH transaction, capped at $5 maximum per transaction. There are no monthly fees or setup fees for ACH processing.

07 Does Braintree support credit card surcharging?

Braintree plans to add surcharging functionality but does not currently offer it. If surcharging is a priority for your business (to encourage ACH payments and reduce credit card fees), you may need to consider other providers like Fortis that natively support surcharging.

08 Is Braintree more expensive than Stripe?

It depends on your transaction profile. For 20,000 transactions per month at a $15 average order value, Braintree's fees at a community-reported 2.59% + $0.49 per transaction work out to approximately $17,570/month — about 16% more than Stripe's 2.9% + $0.30 rate for the same volume. However, Braintree's Custom plan may offer more competitive negotiated rates at higher volumes, and non-US merchants may find Braintree cheaper than Stripe once currency conversion fees are factored in.

09 Does Braintree add currency conversion fees for non-US merchants?

Yes. Non-US merchants on the Standard plan are subject to currency conversion fees in addition to standard per-transaction rates. These fees can significantly increase total processing costs. Non-US founders in the HN community have specifically chosen Braintree over Stripe because Stripe's currency conversion burden was described as even higher for their region.

10 Can I surcharge customers to recover processing fees?

Not currently. Braintree's Standard plan does not support surcharging — the ability to pass transaction fees on to customers at checkout. Surcharging is listed as a planned future feature but is unavailable as of the current plan.

11 When should I switch from Braintree Standard to the Custom plan?

Once your business is processing several thousand dollars per month in transactions, it is worth contacting Braintree to negotiate a Custom plan rate. Custom rates can undercut the Standard plan's per-transaction pricing for high-volume merchants and are typically discussed with Braintree's sales team based on documented volume.

Is this pricing incorrect? — we'll verify and update it.