Quick Answer
Last verified:

Stripe Billing pricing varies by team size and features, ranging from $0 to $3K per month in 2026. Your actual cost depends on the tier you choose, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available
  • Billing: Monthly and annual (save 15-20%)
  • Hidden costs: Add ~35% for implementation, support, and training

Stripe Billing offers 3 pricing tiers: Billing Starter, Billing Scale, Custom. The Billing Scale plan is growing businesses needing automated revenue operations and advanced billing capabilities.

Compared to other subscription billing software, Stripe Billing is positioned at the premium price point.

Last verified: January 2026 | Sources: 3 pricing pages and reviews

Stripe Billing is a usage-based subscription and recurring billing solution built directly into Stripe's payment platform. Unlike standalone billing platforms, Stripe Billing charges a percentage fee (0.5% or 0.8%) on top of standard Stripe payment processing fees, making it attractive for businesses already using Stripe. The platform offers two tiers: Billing Starter for basic subscriptions and Billing Scale for businesses needing revenue recognition automation and advanced billing features.

All Stripe Billing Plans & Pricing

Plan Monthly Annual Best For
Billing Starter Contact Contact Businesses getting started with subscriptions and recurring billing
Billing Scale Contact Contact Growing businesses needing automated revenue operations and advanced billing capabilities
Custom Contact Contact Large enterprises with high billing volume or unique business models
View all features by plan

Billing Starter

  • Create subscriptions
  • Offer trials and discounts
  • Recurring billing management
  • Basic invoicing
  • Customer portal
  • Subscription analytics

Billing Scale

  • Everything in Billing Starter
  • Revenue recognition automation
  • Advanced reporting and analytics
  • Smart retries and dunning
  • Usage-based billing
  • Quote generation
  • Revenue recovery tools
  • Multi-currency support

Custom

  • Everything in Billing Scale
  • Custom volume pricing
  • Dedicated account management
  • Custom contract terms
  • Priority support
  • Advanced integration support
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Hidden Costs to Budget For

Watch for 6 hidden costs
  • Stripe payment processing fees: 2.9% + $0.30 per transaction (in addition to billing fees)
  • International cards: +1.5% on top of standard processing fees
  • Currency conversion: +1% for international transactions
  • Radar fraud protection: Included, but disputes have $15 fee
  • Tax calculation (Stripe Tax): 0.5% per transaction with automatic tax filing available
  • ACH Direct Debit: 0.8% capped at $5 per transaction
Tip

Ask your Stripe Billing sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Frequently Asked Questions

01 How much does Stripe Billing cost?

Stripe Billing uses a pay-as-you-go model with two tiers: Billing Starter charges 0.5% on recurring payments, while Billing Scale charges 0.8% on both recurring and one-time invoice payments. These fees are in addition to Stripe's standard payment processing fees (2.9% + $0.30). For high-volume businesses, custom pricing is available.

02 What are Stripe Billing's transaction fees?

Stripe Billing adds 0.5% (Starter) or 0.8% (Scale) on top of Stripe's standard payment processing fees. So for a $100 recurring charge on Billing Scale, you'd pay: $2.90 + $0.30 (payment processing) + $0.80 (billing fee) = $4.00 total to Stripe, or 4% of the transaction.

03 Does Stripe Billing include dunning management?

Yes, Billing Scale includes Smart Retries, which uses machine learning to retry failed payments at optimal times to maximize recovery. The system automatically handles failed payment recovery without manual intervention. Billing Starter has basic retry functionality, but Smart Retries is only available in the Scale tier.

04 Can I use Stripe Billing without using Stripe for payments?

No, Stripe Billing is tightly integrated with Stripe's payment infrastructure and requires you to use Stripe as your payment processor. If you need multi-gateway support or want to use a different payment processor, consider alternatives like Chargebee or Recurly that offer gateway-agnostic billing.

05 What's the difference between Billing Starter and Billing Scale?

Billing Starter (0.5%) covers core subscription features like creating subscriptions, trials, and basic billing. Billing Scale (0.8%) adds revenue recognition automation, advanced analytics, usage-based billing, smart retry logic, quote generation, and revenue recovery tools. Scale is better for businesses that need automated revenue operations and detailed reporting.

06 How does Stripe Billing compare to standalone subscription management platforms?

Stripe Billing is more cost-effective for businesses already using Stripe for payments (0.5-0.8% vs $249-599/month for platforms like Recurly or Chargebee). However, standalone platforms offer more advanced subscription management features, multi-gateway support, and often better revenue recognition tools. Choose Stripe Billing if you're committed to Stripe's ecosystem; choose alternatives if you need gateway flexibility or more sophisticated billing features.