Quick Answer
Last verified:

Square POS pricing varies by team size and features, ranging from $0 to $149 per month in 2026. Your actual cost depends on the tier you choose, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: No free tier available
  • Billing: Monthly and annual (save 15-20%)
  • Hidden costs: Add ~35% for implementation, support, and training
Last verified: January 2026 | Sources: 6 pricing pages and reviews
+40-60% above list price

Hidden Costs Breakdown

1

Hardware costs: Square Terminal $299 (or $27/mo financing), Square Register $799 (or $39/mo financing), Square Reader $49, Square Stand $149

2

Transaction processing fees are unavoidable: 2.6% + 10¢ (Free), 2.5% + 10¢ (Plus), or 2.4% + 10¢ (Premium) - costs add up quickly on high-volume sales

3

Manual entry fees higher: 3.5% + 15¢ for manually keyed-in card transactions vs 2.6% for card-present, plus fraud risk

4

Online transaction fees: 2.9% + 30¢ for e-commerce sales (Free tier) separate from in-person rates

5

Per-location monthly fees: Square Plus ($49/mo) and Premium ($149/mo) charge per location - 3 stores = $147-447/month software costs alone

6

Chargeback fees: $15-25 per disputed transaction regardless of outcome, even if you win the dispute

7

Instant deposit fees: 1.5% fee for instant transfers to bank account vs free 1-2 business day standard deposits

8

Gift card activation fees: $1 per physical gift card activated through Square, digital cards free

9

Advanced features locked behind tiers: Custom permissions, automated inventory reorders, and margin reporting require $49/mo Plus upgrade minimum

10

No month-to-month discount: Square Plus and Premium charge same rate monthly vs annually - no savings for annual commitment unlike competitors

Example: True Cost for 25 Users

License (25 × $49 × 12) $14,700/yr
Implementation (one-time) +$15,000–$50,000
Premium Support (20%) +$2,940/yr
Training (25 × $500) +$12,500
Admin (part-time) +$15,000–$25,000/yr
Year 1 Total $47,050–$83,520
That's 1.8–2.5× the advertised license price.

Frequently Asked Questions

01 What hidden costs should I budget for with Square POS?

Beyond the license fee, budget for implementation ($5K-$100K+), training ($500-$2K per user), premium support (15-20% of license), and admin costs. Most companies see 40-60% higher total cost than the listed price.

02 Does Square POS charge for implementation?

Square POS doesn't include implementation in the license cost. Implementation is typically done by partners and costs range from $5,000 for basic setup to $100,000+ for enterprise deployments with customization.

03 How much does Square POS support cost?

Basic support is included, but premium support (faster response times, 24/7 availability) typically adds 15-20% to your annual contract. This can be thousands of dollars per year for larger deployments.

04 Are there storage costs with Square POS?

Most Square POS plans include limited storage. Once you exceed the included amount, you'll pay overage fees which can range from $50-$500+ per month depending on data volume.

05 What add-ons cost extra with Square POS?

Many features marketed as part of Square POS are actually add-ons: advanced reporting, API access, integrations, and specialized modules. Each can add $10-$100+ per user per month.

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