Quick Answer
Last verified:

Stripe pricing varies by team size and features, ranging from $0 to $0 per month in 2026. Your actual cost depends on the tier you choose, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

  • Free tier: Yes
  • Billing: Monthly and annual (save 15-20%)
  • Hidden costs: Add ~35% for implementation, support, and training

Stripe offers 2 pricing tiers: Standard, Custom. Standard paid plans include Standard at $0/transaction. The Custom plan is businesses with large payment volumes or unique business models.

Compared to other payment processing software, Stripe is positioned at the budget-friendly price point.

Last verified: February 2026 | Sources: 3 pricing pages and reviews

All Stripe Plans & Pricing

Plan Monthly Annual Best For
Standard Free Custom 0 Businesses of all sizes with standard payment volumes
Custom Contact Contact Businesses with large payment volumes or unique business models
View all features by plan

Standard

  • 2.9% + 30¢ per successful card transaction
  • 195 countries supported
  • 135+ currencies
  • 100+ payment methods
  • Built-in fraud prevention (Radar)
  • No setup fees
  • No monthly fees

Custom

  • IC+ (Interchange Plus) pricing
  • Volume discounts
  • Multi-product discounts
  • Country-specific rates
  • Custom package design

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Hidden Costs to Budget For

Watch for 5 hidden costs
  • International card fee (1.5% cross-border)
  • Currency conversion (1% additional)
  • Chargeback fee ($15 per dispute)
  • Instant payout fee (1-1.5%)
  • ACH transfers (0.8%, capped at $5)
Tip

Ask your Stripe sales rep about these costs upfront. Getting them in writing before signing can save you from surprise charges later.

Full hidden costs breakdown →

Frequently Asked Questions

01 How much does Stripe cost?

Pricing varies by plan. Check the official pricing page for current rates.

02 Does Stripe have a free tier?

Check the pricing section above for free tier availability.

03 What are the main features of Stripe?

Key features include the items listed in the pricing tiers above.

04 Is Stripe worth the price?

Value depends on your specific needs and use case. Compare features across plans.