Best Payment Processing Software 2026: 10 Tools Compared
Best Payment Processing Software 2026: 10 Tools Compared
Shortlist
Quick Answer

Payment Processing software pricing ranges from Free to $149 per user per month in 2026. The category average is $10/user/month. 3 of 10 tools offer free tiers.

Quick Picks

Best Value

Checkout.com

From Free/month

Best Free Tier

Braintree

Free plan available

Most Feature-Rich

Square

Up to $149/month

Full Comparison Matrix

Product Starting Price Popular Tier Enterprise Free Tier Best For
Checkout.com Custom Custom Custom No Businesses seeking a negotiated payment processing contract
Dwolla Custom Custom Custom No Large deployments, quote-based pricing
Stripe Free /month Free /month Free /month Yes Businesses of all sizes with standard payment volumes
Payoneer Custom Custom Custom No -
BlueSnap Custom Custom Custom No -
Payment Depot Custom Custom Custom No -
Braintree $0.03 /month $0.03 /month $0.03 /month Yes Small to mid-sized businesses
Adyen $0.13 /month $0.27 /month $0.40 /month No General users
Authorize.net $25 /per month $25 /per month $25 /per month No -
Square Free /month $74.50 /month $149 /month Yes New and small businesses

Category Summary

10

Products

$3

Avg Starting

$10

Avg Popular

3

Free Tiers