Brex Free Plan 2026: What's Included & What's Not
Honest breakdown of the free tier limits and features
Brex pricing varies by team size and features, ranging from $0 to $12 per per user per month in 2026. Your actual cost depends on the tier you choose, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
- Billing: Monthly and annual (save 15-20%)
- Hidden costs: Add ~35% for implementation, support, and training
Brex's free plan is available indefinitely with no time limit.
What's Included in the Free Plan
- Unlimited users and cards
- Real-time expense tracking
- Automated savings insights
- Major accounting software integrations
- Receipt scanning and expense approvals
- 1.5% cash back on purchases
- No annual fees
What's NOT Included (Paid Only)
- All Essentials features
- Custom expense policies
- Automated approval workflows
- Built-in travel booking
- Advanced analytics
- Customizable travel programs and concierge
- Multiple entities and subsidiaries support
- AI-driven account mapping
- Dedicated admin and bookkeeper support
- Custom roles and permissions
- VAT documentation and live budgets
You'll Need to Upgrade When...
- You exceed the user limit
- You need features like All Essentials features or Custom expense policies
- You require premium support or SLA guarantees
- You need to remove branding or watermarks
- You need advanced integrations or API access
Hidden Restrictions on Free Plan
- Brex branding may appear on your content or communications
- Support is limited to community forums or email with longer response times
- Export options may be restricted or include watermarks
- API access is typically limited or not available
- Advanced reporting and analytics require paid plans
Free vs Paid: Which Do You Need?
Free Plan is Enough If...
- You're an individual or very small team
- You need only basic features
- You don't mind usage limits
- Branding on output is acceptable
- Community support is sufficient
You Need Paid If...
- Your team is growing beyond limits
- You need advanced features
- Professional branding is required
- You need priority support
- Integrations/API access is critical
Free vs Premium Plan Comparison
| Essentials $0 | Premium $12/month | |
|---|---|---|
| Features | 7 included | 11+ included |
| Support | Community/Email | Priority Support |
| Branding | Brex branding | Your branding |
| Best For | General users and teams | General users and teams |
Frequently Asked Questions
01 Is Brex free?
Yes, Brex offers a forever free plan with 7 core features included. However, there are limits on users and features that may require upgrading.
02 What's included in Brex's free plan?
Brex's free plan includes: Unlimited users and cards, Real-time expense tracking, Automated savings insights, Major accounting software integrations, Receipt scanning and expense approvals, and 2 more features. Key limits include basic usage caps.
03 What's NOT included in Brex's free plan?
The free plan excludes: All Essentials features, Custom expense policies, Automated approval workflows, Built-in travel booking, Advanced analytics. You'll also have Brex branding and limited support options.
04 When should I upgrade from Brex's free plan?
Consider upgrading when: you hit user or storage limits, need features like All Essentials features or Custom expense policies, require premium support, or want to remove branding. The cheapest paid plan starts at $12/month.
05 Is Brex's free plan really free forever?
Yes, Brex's free plan is available indefinitely with no time limit. However, feature and usage limits may restrict what you can do without upgrading to a paid plan.
Get Brex pricing updates
We'll notify you when pricing changes or new free features are added.