Solarisbank Hidden Costs: Per-User Fees + 8 More

Quick Answer

Last verified: June 14, 2026

High confidence

Solarisbank uses custom pricing as of August 2026 with 6 plans available. Contact Solarisbank directly for a personalized quote. Pricing depends on your chosen tier, contract length, and negotiated discounts.

Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.

Free tier: No free tier available

Solarisbank offers 6 pricing tiers: Digital Banking, Accounts, Identification, Cards, Payments, Lending.

Know Before You Buy — Request Solarisbank Pricing

Solarisbank uses custom pricing, and hidden costs like implementation and support add to the quoted price as of August 2026. Contact the vendor for a quote. Hidden costs like implementation and support add significantly to the total. Key hidden costs: platform subscription fees, per-user fees, per-transaction costs. Verified from 1 sources by CostBench.

Hidden Costs Breakdown

Platform Subscription Fees

medium addon

A fixed monthly fee is charged for accessing the BaaS platform's regulated infrastructure, covering basic services but not transaction processing or compliance checks.

industry
These fees generally cover regulatory licensing, core banking infrastructure, sandbox environments, and basic support, but not transaction processing or compliance checks.

Per-User Fees

high overage

Charges are applied for each active end-user or account on the platform, which can accumulate significantly with scale.

industry
Per-User Fees: Charges for each active end-user or account on the platform, which can seem trivial at first (e.g., 10 cents per customer per month in the Australian market) but can accumulate significantly with scale.

Per-Transaction Costs

medium overage

Fees are triggered every time money moves, with local transfers costing a few cents and international wires potentially reaching $30 each.

industry
Local transfers might cost a few cents, while international wires can be as high as $30 each.

KYC/KYB Verification

high compliance

Costs are incurred for verifying end-users against identity databases, sanctions lists, and Politically Exposed Persons (PEP) registers, often passed directly to the client.

industry
Examples include: * KYC (Know Your Customer) and KYB (Know Your Business) Verification: Costs for verifying end-users against identity databases, sanctions lists, and Politically Exposed Persons (PEP) registers.

Fraud Monitoring and Dispute Resolution

high support

Costs are charged for real-time transaction monitoring, chargeback management, and dispute resolution, with some platforms charging per-alert or per-dispute.

industry
Some platforms bundle basic services, while others charge per-alert or per-dispute.

Card Production and Shipping

high implementation

Variable costs are associated with the production and shipping of physical cards.

industry
Card Production and Shipping: Variable costs for physical cards.

Interchange Splits

medium addon

The BaaS platform, sponsor bank, and card network take a share of the interchange revenue (typically around 2.5% of transaction value), meaning the fintech partner retains only a portion (e.g., 1.5% in Australia).

industry
Interchange Splits: While interchange is a revenue stream (a fee charged to merchants when a branded card is used, typically around 2.5% of the transaction value), the BaaS platform, sponsor bank, and card network all take a share, meaning the fintech partner retains only a portion (e.g., 1.5% in Australia).

Setup Costs

high implementation

Traditional BaaS integrations can require significant setup costs and take 12 to 18 months for development.

industry
Setup Costs: Traditional BaaS integrations can require significant setup costs, ranging from £100,000 to £250,000+, and take 12 to 18 months for development.

Frequently Asked Questions

01 What hidden costs should I budget for with Solarisbank?

Beyond the license fee, budget for: Platform Subscription Fees (USD 10,000 per month (deposit account module), plus USD 5,000 (additional for card program)); Per-User Fees (10 cents per customer per month); Per-Transaction Costs ($30 (for international wires)); Interchange Splits (1.5% (retained by fintech partner)); Setup Costs (£100,000 to £250,000+). Exact totals depend on your deployment size and negotiated terms.

02 Does Solarisbank charge for implementation?

Solarisbank implementation is not included in the license cost. Variable costs are associated with the production and shipping of physical cards..

03 How much does Solarisbank support cost?

Costs are charged for real-time transaction monitoring, chargeback management, and dispute resolution, with some platforms charging per-alert or per-dispute..

04 Are there overage or storage costs with Solarisbank?

Charges are applied for each active end-user or account on the platform, which can accumulate significantly with scale.. Estimated impact: 10 cents per customer per month.

05 What add-ons cost extra with Solarisbank?

Add-on pricing for Solarisbank varies by feature. The sourced cost breakdown above lists any verified add-on costs we have.

Now You Know the Real Cost — Request Solarisbank Pricing

Check current Solarisbank pricing

Prices and terms change; verify against the live pricing page.

See Solarisbank Pricing