Recurly vs Stripe Billing Pricing (2026)

Recurly vs Stripe Billing

Subscription Billing pricing comparison · 2026

Recurly pricing ranges from $0–$5000/month, while Stripe Billing ranges from $0–$3000/month. Stripe Billing is typically 67% more affordable, though your actual cost depends on tier and team size.

Subscription Billing

Recurly

$0–$5000
/month
4 plans · Free tier
Full pricing breakdown →
VS
Subscription Billing

Stripe Billing

$0–$3000
/month
3 plans
Full pricing breakdown →

Recurly and Stripe Billing both operate in the subscription billing category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Recurly Stripe Billing
Starter (Trial) Free /month Custom
Scaling Custom Custom
Enterprise Custom Custom
Recurly Commerce (Shopify) $399 /month

Cost at Scale

Total cost of ownership — licenses, implementation, and hidden costs included.

Recurly

4 scenarios
$0/month (trial)
Early Trial Period
+ payment gateway fees
$1,200
Growing SaaS
2,000/month (estimated) + payment gateway fees
$3,000
Mid-Market Company
4,500/month (estimated) + gateway fees
See all 4 scenarios →

Stripe Billing

5 scenarios
$50/month (0.5% billing)
Small SaaS Startup
+ $340/month (3.4% payment processing) = $390/month total
$800/month (0.8% billing)
Growing SaaS
+ $3,400/month (3.4% payment processing) = $4,200/month total
$4,000/month (0.8% billing)
Scale-up Company
+ $17,000/month (3.4% payment processing) = $21,000/month total
See all 5 scenarios →

Market Intelligence

Recurly

Median annual cost
$600
Based on
28 deals

Stripe Billing

Median annual cost
$564
Based on
115 deals

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Recurly 6 hidden costs

critical
Payment Gateway Required (Not Included) 2.9% + $0.30 per transaction for Stripe, or $49 setup + $25/month + 0.75% for Authorize.net
high
Multi-Currency Support Enterprise-Only Requires enterprise plan upgrade - contact for pricing
high
Triple Revenue Dip Structure $249/month + 0.9-1.25% of revenue + $0.10 per transaction
medium
ACH/Bank Transfer Limited to Professional Plan Requires professional plan upgrade vs starter plan
medium
Tax Calculation Premium Feature 5-15% of license costs for tax software integration or manual tax handling
See all Recurly hidden costs →

Stripe Billing 4 hidden costs

medium
High Transaction Processing Fees 3-5% of license costs
high
Chargeback Fees $15-$25 per chargeback
medium
International Invoicing Limitations $500-$2,000
critical
Account Holds and Fund Delays 10-100% of monthly revenue
See all Stripe Billing hidden costs →

Contract Terms

Term Recurly Stripe Billing
Auto-renewal
Cancellation
Minimum commitment 1 year
Price escalation Historical evidence shows pricing has increased from $69/month (2012) to $99/month (2015) to $249/month (2024) without published grandfathering policies