Microsoft Copilot vs Grok
AI Chatbots pricing comparison · 2026
Microsoft Copilot has a free plan, then from $1.99/mo, while Grok has a free plan, then $8–$200/mo. Microsoft Copilot is typically 80% more affordable, though your actual cost depends on tier and team size.
Grok
As of October 10, 2026, xAI sells Grok as Free ($0), SuperGrok ($30/month) and SuperGrok P
verified 1d ago
$417
$9.0K
Annual license estimate
Microsoft
costs
$6.0K
less than
Grok
· 25 seats where applicable
Cheapest
$3.0K
Spread
67%
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Microsoft 365 Personal
$3.0K/yr
year 1 license · $10/seat
Premium
$9.0K/yr
year 1 license · $30/seat
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$417/yr
Vendr · n=61
No Vendr data
—
Not in Vendr's deal flow
REF · 01
Sources & confidence
Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.
Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources
9 sourced facts
5 hidden-cost · 1 contract · Vendr median · 2 review platforms
Last verified
2mo ago
Confidence
Medium confidence
Sources
9 sourced facts
8 hidden-cost · 1 contract
Last verified
1d ago
Confidence
Medium confidence
REF · 02
Plans at a glance
Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.
Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 04
Contract terms
The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.
Microsoft
Grok
Auto-renewal
—
—
Cancellation
—
—
Commitment
✓
Annual for Microsoft 365 Copilot Business (annual) plan; monthly option available at premium
—
Price escalation
Users report 10% annual price increases on Microsoft software/Azure, with tier restructuring that can result in effective 30% cost increases
No published schedule; API token prices have changed without announcement (e.g. the Grok 4.5 cache price was quietly cut with no public notice)
Can downgrade
—
—
REF · 05
What users say
Aggregated, with sample sizes. We use whichever review platform has data.
User reviews
TrustRadius · Trustpilot · G2
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
License cost is computed from publicly listed plans (real math, list price × seats).
Median annual cost is from Vendr's deal flow when available — see source badges.
Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
VS
Microsoft Copilot and Grok both operate in the ai chatbots category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Microsoft Copilot | Grok |
|---|---|---|
| Copilot (free version) | Free /month | $8 /month |
| Microsoft 365 Basic | $1.99 /month | $30 /month |
| Microsoft 365 Personal | $9.99 /month | $100 /month |
| Microsoft 365 Family | $12.99 /month | $200 /month |
| Microsoft 365 Premium | $19.99 /month | — |
| Copilot Pro (add-on) | $20 /month | — |
| Microsoft 365 Copilot Business (annual) | $18 /user/month | — |
| Microsoft 365 Copilot Business (monthly) | $25.20 /user/month | — |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Microsoft Copilot
4 scenarios$359.88/year ($29.99/month)
Individual Consumer - Microsoft 365 Personal with Copilot Pro
$2,160/year ($18/user/month × 10 users)
Small Business - 10 Users on Microsoft 365 Copilot Business (Annual)
$3,024/year ($25.20/user/month × 10 users)
Small Business - 10 Users on Microsoft 365 Copilot Business (Monthly)
Grok
7 scenarios$360/year (SuperGrok annual)
Individual Power User (SuperGrok)
or $30/month
$480/year ($40/month X Premium+)
X Platform User with AI Access (X Premium+)
$1,200/year ($100/month SuperGrok Plus)
Heavy AI Power User (SuperGrok Plus)
Contract Terms
| Term | Microsoft Copilot | Grok |
|---|---|---|
| Auto-renewal | — | — |
| Cancellation | — | — |
| Minimum commitment | Annual for Microsoft 365 Copilot Business (annual) plan; monthly option available at premium | — |
| Price escalation | Users report 10% annual price increases on Microsoft software/Azure, with tier restructuring that can result in effective 30% cost increases | No published schedule; API token prices have changed without announcement (e.g. the Grok 4.5 cache price was quietly cut with no public notice) |