Microsoft Copilot vs ChatGPT
AI Chatbots pricing comparison · 2026
Microsoft Copilot pricing ranges from $0–$20/month, while ChatGPT ranges from $0–$100/user/month. Microsoft Copilot is typically 80% more affordable, though your actual cost depends on tier and team size.
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Microsoft Copilot and ChatGPT both operate in the ai chatbots category. This page compares their list pricing.
Plan-by-Plan Pricing
| Plan | Microsoft Copilot | ChatGPT |
|---|---|---|
| Free | Free /month | Free /user/month |
| Copilot Pro | $20 /month | $8 /user/month |
| Microsoft 365 Personal (with Copilot) | $9.99 /month | $20 /user/month |
| Microsoft 365 Premium | $19.99 /month | $100 /user/month |
| Business | — | $25 /user/month |
| Enterprise | — | Custom |
Cost at Scale
Total cost of ownership — licenses, implementation, and hidden costs included.
Microsoft Copilot
5 scenarios—
Casual AI Explorer
—
Content Creator
—
Microsoft 365 User
ChatGPT
7 scenarios$20/month ($240/year)
Individual Content Creator
Includes GPT-5.2 Thinking mode, 5x higher message limits, image generation (GPT Image), Advanced Voice mode, and custom GPT access.
$125/month
5-Person Startup Team
annual ($1,500/year) or $150/month monthly ($1,800/year) -- $125 for 5 users at $25/user/month annual. Includes shared workspace, team GPT sharing, admin console, and usage analytics.
$200/month ($2,400/year)
AI Researcher with Unlimited Needs
ChatGPT Pro with unlimited GPT-5.2 Pro, Sora 2 Pro video generation, maximum reasoning compute, and largest context windows. API usage billed separately if needed.
Market Intelligence
Microsoft Copilot
- Median annual cost
- $417
- Based on
- 61 deals
ChatGPT
- Median annual cost
- $450
- Based on
- 303 deals