BILL Spend & Expense Free Plan 2026: What's Included & What's Not
Honest breakdown of the free tier limits and features
BILL Spend & Expense pricing varies by team size and features, ranging from $49 to $89 per free in 2026. Your actual cost depends on the tier you choose, contract length, and negotiated discounts.
Use the interactive pricing calculator to estimate your exact cost based on team size and requirements.
- Free tier: No free tier available
- Billing: Monthly and annual (save 15-20%)
- Hidden costs: Add ~35% for implementation, support, and training
BILL Spend & Expense's free plan is available indefinitely with no time limit.
What's Included in the Free Plan
- Unlimited users
- Virtual and physical corporate cards with no annual fee
- Automated expense categorization
- Receipt attachment and notes
- Real-time budget tracking
- QuickBooks Online integration and auto-reconciliation
- Budget allocation and spend limit controls
- Cashflow insights
- No personal credit check required
- Credit limits from $1,000-$5M based on corporate funds
You'll Need to Upgrade When...
- You exceed the user limit
- You need features like advanced automation
- You require premium support or SLA guarantees
- You need to remove branding or watermarks
- You need advanced integrations or API access
Hidden Restrictions on Free Plan
- BILL Spend & Expense branding may appear on your content or communications
- Support is limited to community forums or email with longer response times
- Export options may be restricted or include watermarks
- API access is typically limited or not available
- Advanced reporting and analytics require paid plans
Free vs Paid: Which Do You Need?
Free Plan is Enough If...
- You're an individual or very small team
- You need only basic features
- You don't mind usage limits
- Branding on output is acceptable
- Community support is sufficient
You Need Paid If...
- Your team is growing beyond limits
- You need advanced features
- Professional branding is required
- You need priority support
- Integrations/API access is critical
Frequently Asked Questions
01 Is BILL Spend & Expense free?
Yes, BILL Spend & Expense offers a forever free plan with 10 core features included. However, there are limits on users and features that may require upgrading.
02 What's included in BILL Spend & Expense's free plan?
BILL Spend & Expense's free plan includes: Unlimited users, Virtual and physical corporate cards with no annual fee, Automated expense categorization, Receipt attachment and notes, Real-time budget tracking, and 5 more features. Key limits include basic usage caps.
03 What's NOT included in BILL Spend & Expense's free plan?
The free plan excludes: advanced features, premium support, and higher limits. You'll also have BILL Spend & Expense branding and limited support options.
04 When should I upgrade from BILL Spend & Expense's free plan?
Consider upgrading when: you hit user or storage limits, need features like advanced automation, require premium support, or want to remove branding. The cheapest paid plan starts at $49/free.
05 Is BILL Spend & Expense's free plan really free forever?
Yes, BILL Spend & Expense's free plan is available indefinitely with no time limit. However, feature and usage limits may restrict what you can do without upgrading to a paid plan.
Get BILL Spend & Expense pricing updates
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