Cursor vs Windsurf Pricing 2026

Complete pricing comparison between Cursor and Windsurf. Find out which ai coding assistants tool is right for you.

Quick Answer

Cursor pricing ranges from $0–$40/month, while Windsurf ranges from $0–$60/month. Windsurf is typically 25% more affordable, though your actual cost depends on tier and team size.

The right choice between Cursor and Windsurf depends on your specific requirements: team size, feature needs, and integration requirements all affect which option delivers better value.

See the tier-by-tier breakdown below to compare specific plans, or use our calculators to estimate costs: Cursor calculator | Windsurf calculator

Cursor

$0 - $40/month
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VS

Windsurf

$0 - $60/month
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Cursor and Windsurf are both AI-native code editors competing in the same space, offering free tiers and premium plans for developers. Cursor Pro costs $20/month while Windsurf Pro is slightly cheaper at $15/month, making Windsurf the more affordable standard option. However, Windsurf's Pro Ultimate tier at $60/month significantly exceeds Cursor's highest tier at $40/user/month, targeting power users who need maximum AI usage.

Pricing Tier Comparison

Tier Cursor Windsurf
Hobby Free /month Free /month
Pro $20 /month $15 /month
Business $40 /user/month $60 /month

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Our Verdict

Choose Cursor if you want a proven AI IDE with a predictable pricing structure, where Pro at $20/month and Business at $40/user/month give you clear scaling costs for teams. Choose Windsurf if you want a lower entry point at $15/month for the Pro plan, or if you are a solo developer who needs unlimited AI usage and are willing to pay $60/month for the Pro Ultimate tier.

Frequently Asked Questions

01 Is Cursor cheaper than Windsurf?

It depends on the tier. Windsurf Pro at $15/month is cheaper than Cursor Pro at $20/month, saving you $5/month or $48/year with annual billing. However, Windsurf's Pro Ultimate tier at $60/month is significantly more expensive than Cursor's Business plan at $40/user/month.

02 Which is better for a solo developer?

For a solo developer on a budget, Windsurf offers a lower entry point at $15/month compared to Cursor's $20/month. Both have free tiers for getting started. If you need heavy AI usage, Windsurf's Pro Ultimate at $60/month provides elevated limits, while Cursor's Business tier at $40/month is designed more for team use.

03 Can Cursor replace Windsurf?

Yes, Cursor can replace Windsurf as both are VS Code-based AI editors with similar core functionality including AI chat, code completion, and agentic coding features. Cursor Pro at $20/month costs $5 more than Windsurf Pro at $15/month, but both provide comparable AI-assisted coding experiences.

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