Adyen vs Checkout.com Pricing (2026)
Compare / Adyen vs Checkout.com
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Team size
25 seats

Adyen vs Checkout.com

Payment Processing pricing comparison · 2026

Adyen costs $0.021/mo, while Checkout.com is quote-based. These products use different pricing models ( vs ), so a direct price comparison isn't meaningful — costs depend on usage volume and mix.

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2 products · Payment Processing
Side-by-side · live
Adyen
Adyen uses an interchange++ pricing model rather than simple monthly subscription plans.
verified 10w ago
View pricing →
Checkout.com
Checkout.
verified 5mo ago
View pricing →
Estimated license cost
at 25 seats
List price × seats. Click a tier below to lock it.
Usage-based
Custom rates
see vendor pricing for volume tiers
Custom pricing
Custom
all tiers are quote-only
What buyers actually pay
median, annual
Vendr deal-flow data. The real benchmark, not list price.
Median annual
$5.0K/yr
Vendr · n=13
No Vendr data
—
Not in Vendr's deal flow
REF · 01

Sources & confidence

Every dollar amount and contract clause below traces back to a sourced fact. We don't manufacture composite scores.

Where this data comes from
Vendr · TrustRadius · Reddit · BBB · official docs
Sources 25 sourced facts
23 hidden-cost · 1 contract · Vendr median
Last verified 2mo ago
Confidence Medium confidence
Sources 7 sourced facts
3 hidden-cost · 1 contract · 3 review platforms
Last verified 4mo ago
Confidence Limited confidence
REF · 02

Plans at a glance

Every tier per product. Lock one to drive the cost row above and reveal a tier-specific outbound CTA.

Tier ladder
Click a tier to lock the cost row to it. Locking surfaces a tier-specific Visit CTA.
REF · 03

Hidden costs

Each cost is severity-ranked, with the dollar range quoted from its source (Vendr, Reddit, TrustRadius, BBB, official docs) — never our estimate.

Beyond the sticker
Severity-ranked, sourced
5 documented
  • Minimum Monthly Fee Requirement
    $100-$120/month minimum
    2 sources
  • Premium Card Processing Fees
    $0.13 + 3.3-3.95% per transaction
    2 sources
  • Volume Requirements
    $1,000,000 annual minimum
    2 sources
  • Complex Interchange Fees
    0.2-1.85% of transaction value
    2 sources
  • High Fees for Premium Card Networks (Amex, Diners)
    1-4% of transaction value for premium cards
    3 sources
3 documented
  • Foreign Exchange (FX) Fees
    1% to 3% of the converted amount
    1 source
  • Chargeback Fees
    $15 to $100 per chargeback
    1 source
  • Processor/Gateway Fee
    0.10% to 0.40% + $0.20 per transaction
    1 source
REF · 04

Contract terms

The fine print, surfaced. Green = buyer-friendly. Each clause backed by a quoted source.

Adyen
Checkout.com
Auto-renewal
—
—
Cancellation
—
one (1) month's prior written notice
Commitment
—
—
Price escalation
No published price escalation schedule; large merchants negotiate custom cost-plus contracts that may include volume-based rate adjustments.
—
Can downgrade
—
—
REF · 05

What users say

Aggregated, with sample sizes. We use whichever review platform has data.

User reviews
TrustRadius · Trustpilot · G2
No public ratings yet
Best for
General users
Watch out
Amex and Diners Club card rates are significantly higher than standard Visa/Mastercard interchange rates
TrustRadius
8.8out of 5 (91)
Trustpilot
2.2out of 5 (99)
G2
4.6out of 5 (71)
Best for
Businesses seeking a negotiated payment processing contract
Watch out
Customer Support
Decide
Get a quote from each vendor
Each link opens the vendor's pricing page in a new tab.
License cost is computed from publicly listed plans (real math, list price × seats). Median annual cost is from Vendr's deal flow when available — see source badges. Hidden costs and contract terms each cite their own sources. We do not invent composite scores.
Payment Processing

Adyen

$0.021
/mo
1 plan
Full pricing breakdown →
VS
Payment Processing

Checkout.com

Custom pricing
1 plan
Full pricing breakdown →
⚖

Different Pricing Models

Direct price comparison isn't meaningful here — Adyen uses pricing while Checkout.com uses pricing. Your actual cost will depend on usage volume, team size, or both. Here's each product in its native unit.

vs

Checkout.com

Custom pricing
See full Checkout.com pricing →

Adyen and Checkout.com both operate in the payment processing category. This page compares their list pricing.

Plan-by-Plan Pricing

Plan Adyen Checkout.com
Standard $0.02 /month Custom

Hidden Costs

Beyond the sticker price — what catches buyers off guard.

Adyen 12 hidden costs

medium
Minimum Monthly Fee Requirement $100-$120/month minimum
medium
Premium Card Processing Fees $0.13 + 3.3-3.95% per transaction
critical
Volume Requirements $1,000,000 annual minimum (source dated Sep 2023)
medium
Complex Interchange Fees 0.2-1.85% of transaction value
high
High Fees for Premium Card Networks (Amex, Diners) 1-4% of transaction value for premium cards
See all Adyen hidden costs →

Checkout.com 3 hidden costs

high
Foreign Exchange (FX) Fees 1% to 3% of the converted amount
critical
Chargeback Fees $15 to $100 per chargeback
medium
Processor/Gateway Fee 0.10% to 0.40% + $0.20 per transaction (source dated Jun 2026)
See all Checkout.com hidden costs →

Contract Terms

Term Adyen Checkout.com
Auto-renewal — —
Cancellation — one (1) month's prior written notice
Minimum commitment — —
Price escalation No published price escalation schedule; large merchants negotiate custom cost-plus contracts that may include volume-based rate adjustments. —

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